What is the ObamaCare Health Insurance Exchange Marketplace? The Health Insurance Exchange Marketplace is an online marketplace for health insurance under the Affordable Care Act (ObamaCare). The Federal marketplace is HealthCare.Gov. Some states operate their own exchanges (you can find out if your state uses its own marketplace or the federal marketplace by going to HealthCare.Gov)…. Read More
What You Need to Know About the Children’s Health Insurance Program (CHIP) and ObamaCare ObamaCare makes some changes to CHIP, the Children’s Health Insurance Program. Let’s take a look at ObamaCare and CHIP and learn how the changes may affect your family. Health coverage is free or low cost for Kids and Teens through Medicaid… Read More
What Medicare Insurance Means for Seniors Under the Affordable Care Act (ObamaCare) Changes to Medicare insurance under ObamaCare: For Seniors with Medicare insurance or Medicare Advantage not much will change under the Affordable Care Act (ObamaCare). Most seniors will enjoy the benefits, rights, and protections of the new health care law like expanded access to… Read More
Why Was My Health Insurance Canceled? Let’s clear the air about ObamaCare and health insurance cancellation. Many thought they could keep their plan, but found their health insurance policy canceled as of 2014. Others were able to keep their plan past 2014, but needed to or will need transition to another plan by 2017. Let’s… Read More
What Are Essential Health Benefits? Ten Essential Health Benefits must be offered at no dollar limits on every health plan under the Affordable Care Act (ObamaCare). Essential Health Benefits consist of ten categories of items and services required for all individual and small group plans after 2014. Essential Health Benefits are the types of care… Read More
If You Like Your Plan, You Can Keep it… If you like your plan you can keep it. Under ObamaCare you can keep your health insurance until 2015, even if it doesn’t comply with the ACA. Come 2015, if your plan doesn’t have a grandfathered status and doesn’t meet the requirements of the ACA, then… Read More
There is no Obamacare subsidy cliff for 2025 open enrollment, that means families will not lose out on tax credits simply for making over 400% of the poverty level.
What Happens if I Missed the Deadline for ObamaCare? If you miss the annual deadline for ObamaCare Open Enrollment, you might miss your opportunity for cost-assisted coverage. However, you may still have options for obtaining health insurance. Open enrollment for private individual and family health plans is limited each year. For example, most states have… Read More
Everything You Need to Know About Open Enrollment Get covered during open enrollment under the Affordable Care Act. Open enrollment starts Nov 1st and ends Dec 15th in most states. Unless you have access to coverage through work, Medicare, or another source, open enrollment is the only time of year you and your family can… Read More
ObamaCare News Archives Below you will find our archive of news articles on the Affordable Care Act from 2012 – 2014, see our current ObamaCare news section for recent news related to the ACA. ObamaCare News November 2014 Should I Shop Inside or Outside of the Marketplace? Published November 20th, 2014 by ObamaCare Facts Most of… Read More
On June 25th the supreme court upheld ObamaCare’s subsidies in King V Burwell ruling 6-3. Millions will keep their legal HealthCare.Gov subsidies
Understanding ObamaCare (Patient Protection and Affordable Care Act) ObamaCare is a nickname for The Patient Protection and Affordable Care Act (sometimes called the Affordable Care Act, ACA, or PPACA for short), a health reform law signed on March 23, 2010, by President Barack Obama. ObamaCare seeks to reform health insurance and healthcare in the United… Read More
Qualifying for Coverage Outside of Open Enrollment A special enrollment period is a period outside of open enrollment in which you can get coverage due to qualifying life events. You may qualify for special enrollment if you have certain “qualifying life events” like a change in family status (having a baby, getting married, adoption, etc), losing… Read More
An Overview of Medicaid Expansion Under the Affordable Care Act (“ObamaCare”) ObamaCare’s Medicaid Expansion is one of the biggest milestones in health care reform. ObamaCare’s Medicaid expansion expands Medicaid to our nation’s poorest in order to cover nearly half of uninsured Americans. However, a change to the law has left millions of working families without… Read More
How the Affordable Care Act Affects Young Adults ObamaCare (the Affordable Care Act) allows young adults to stay on their parents plan until 26 and offers young people cheaper health insurance due to cost-assistance through their State’s health insurance marketplace. Young people can stay on their parents plans until 26. In many cases young people with limited… Read More
How to Sign up for Health Insurance Under the Affordable Care Act To sign up for ObamaCare, go to HealthCare.Gov or find your state’s health insurance marketplace, create an account, then enroll in a plan. Sign up for ObamaCare during open enrollment. Directions for signing up, details on cost assistance, fees, enrollment periods, and information… Read More
Separating the ObamaCare Facts from the ObamaCare Myths We fact-check a number of myths about ObamaCare (the Affordable Care Act). ObamaCare or Affordable Care Act (ACA) is riddled with myths. These range from premium increases to the idea you can get put in jail for not paying the fee. They include the idea that “ObamaCare”… Read More
The ObamaCare Mandate Exemption and How You Can Qualify for an Exemption from the Tax “Penalty.” From 2014 – 2018, who chose not to purchase insurance had pay a tax “penalty” unless they qualified for an exemption. Exemptions from ObamaCare’s tax “penalty” mandate are available to a number of Americans. We will cover all of… Read More
ObamaCare’s Individual Mandate: What is the Tax Penalty for Not Having Health Insurance? ObamaCare’s individual mandate had required most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty. However, the fee has been reduced to $0 on a federal level starting in 2019. That said, some states have… Read More
What Happens if I Missed the Deadline for ObamaCare? If you miss the annual deadline for ObamaCare Open Enrollment, you might miss your opportunity for cost-assisted coverage. However, you may still have options for obtaining health insurance. Open enrollment for private individual and family health plans is limited each year. For example, most states have… Read More
How ObamaCare Works For You, Your Family, and Your Business We cover everything you need to know about how ObamaCare works for you, your family, and your business. Below you’ll find overviews of what ObamaCare does, how to use the Health Insurance Marketplace for low-cost coverage, deadlines for getting coverage, and a breakdown of some key… Read More
Understanding the December 2024 Health Plan Enrollment Deadline Today is the last day to enroll for coverage that starts January 1st, 2025. The December 15, 2024, deadline for health plan enrollment is crucial for ensuring that health coverage begins on January 1, 2025. Missing this deadline means coverage will not start until February 1, 2025,… Read More
The Affordable Care Act (ACA), commonly referred to as ObamaCare, has fundamentally transformed the landscape of health insurance in the United States. A significant feature of the ACA is its provision of cost assistance, which makes health insurance more accessible and affordable for lower and moderate-income individuals. As we approach 2025, key enhancements to this… Read More
“Open enrollment 2025” refers to the designated period in late 2024 when individuals, families, and businesses have the opportunity to select their health insurance plans for the subsequent year. This enrollment window is of paramount importance as it provides a specific timeframe for people to secure, update, or renew their health coverage, which will become… Read More
For the 2025 coverage year, Open Enrollment begins on November 1, 2024, and ends on January 15, 2025, in most states. To have coverage that starts on January 1, 2025, you need to enroll by December 15, 2024.