I just received a list of all the premiums for my health insurance through my job. I pay more than double what a male my age pays. I have read that under Obamacare this is illegal. Is there any explanation for this that I might be missing? Are private companies still allowed to charge however they choose?

If not, what can I do about it?


Grandfathered employer group plans established before March 23, 2010 can discriminate prices based on gender and don't have to follow the ACA's rules. So if the plan is a grandfathered group plan then this is technically legal. If it is not a grandfathered plan then the employer cannot be doing this and action can be taken. Action would include, but not be limited to, reporting the employer to the IRS for not complying with the mandate.

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