ObamaCare Rules For Incarcerated People?

Currently my spouse is covered on my health insurance plan through my employer. At the end of this year he may be incarcerated for 2-3 years. My question is, am I able to drop him from my plan during that time without him being penalized?

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Thank you for the detailed feedback. One more question. To remove someone from my employers plan I have been told that I must prove a family changing event. Will I have to tell my employer the details of why I wish to remove my spouse?


You shouldn’t need a qualifying event to remove your spouse, however if it is needed incarceration would be a qualifying event. You can probably just say something simple like “my spouse is moving and no longer needs coverage”. Only dependents have to be offered employer coverage, they are electing to allow you to insure your spouse.

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