Missed Enrollment at Work, What do I Do?



My enrollment period at my job is in July and I missed it last year without being aware. Can I get Obamacare Insurance until July of 2015 when I can then enroll in insurance at my job.

Leave a comment

We'll never share your email with anyone else.

1 2 3 4 5

This site uses Akismet to reduce spam. Learn how your comment data is processed.

I missed open enrollment at my new job. I and my husband currently have insurance (with a subsidy) on the exchange. Can I keep my plan but not take the subsidy anymore? We just can’t lose health insurance.

Reply

Yes, you just need to contact them and let them know you don’t want the advanced tax credit.

Reply

I’ve been working for this company for five years and this is the first time i have missed open enrollment. My wife has insurance but it would be too expensive for her to add me, is there anything I can do

Reply

If you missed open enrollment with your company you are in a difficult situation. You can still enroll with the marketplace, but the technicality of you having an employer option might pose issues with cost assistance.

I would contact healthcare.gov immediately to find out your options… or contact HR immediately to try to wiggle into being enrolled (perhaps through special enrollment). There are affordability exemptions based on the cost of employer coverage, but there is no “forgot to sign up” exemption.

Reply

If I miss my open enrollment through my employer, can I sign up for a marketplace plan and receive subsidies?

Reply
ObamaCareFacts is a free informational site. It's privately owned, and is not owned, operated, or endorsed by the US federal government or state governments. Our contributors have over a decade of experience writing about health insurance. However, we do not offer professional official legal, tax, or medical advice. See: Legal Information and Cookie Policy. For more on our company, learn About ObamaCareFacts.com or Contact us.