I currently live in the US Virgin Islands and I see there is no coverage option here however, I used to reside in NY and have a family address there. Can I qualify for coverage?
You can only use the Marketplace if you are a lawfully Permanent Resident or meet other immigration guidelines. The Virgin Islands doesn't offer Marketplace coverage, but you can find your options on CMS.Gov.
The rules for Puerto Rico, the U.S. Virgin Islands, American Samoa, Guam and the Northern Mariana Islands (which are considered territories and not states for the purposes of the ACA) have already changed more than once. Currently some benefits, rights, and protections apply while others don't. This is all subject to change, especially in light of the recent ruling on subsidies which downplayed the importance of the word "state".
For instance all residents of the territories are automatically exempt from the requirement to get coverage or pay a fee! All bona fide residents of the United States territories are treated by law as having minimum essential coverage. Individuals who qualify for this rule should file Form 8965, Health Coverage Exemptions, with their federal income tax returns.
Because insurers can deny preexisting conditions and all residents of territories are exempt from the mandate, it doesn't look like HealthCare.Gov or tax credits apply in the territories. That is the gist, but again this may change and other rights do apply in the territories.
We will continue to update this page with the correct information. If anyone else has an update please post it below.