Due to my financial situation, I plan to withdraw money from my individual retirement account. I have Obamacare, and my annual income without the withdrawal is approximately $32,000. Will this $12,000 withdrawal affect the cost of my monthly ObamaCare fee? If so, do I need to report this to someone? If so, please provide department and phone number. On another note, I will marry the end of October and will then be on my new husband’s healthcare plan.