I am not lying, it is not a family member or friend…just curiosity! If a family with no insurance,for whatever reason, has no insurance, a member of the family suffers a catastrophic medical emergency, can that family sign up for obamacare? If so, do they pay a hefty fine and then be covered ? And does obamacare cover the recent Dr. and hospital bills for the recent catastrophic circumstance? Or are they out of luck ,so to speak?
You can't retroactively sign up for any health insurance type aside from Medicaid. This is why health insurance is important, even basic catastrophic coverage with a high deductible. This is also why the new cost sharing limits under the ACA are important. Over 60% of bankruptcies in the US are related to unpaid medical bills. Remember you can only enroll in health insurance during open enrollment.