Change the Party, Don’t Change Parties
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When You Get Sick and Lose Income – An Argument for ObamaCare
When people get sick they typically lose their income source. Unless they have savings, this results in a plan drop. Thus, private health insurance loses value in a catastrophic long-term event.
How to Unite the Democratic Party
A few tips on how to unite the Democratic party, beat Donald Trump with a message of peace, love, and social justice, and create a new “New Deal” coalition.
The Opioid Crisis – The Other Drug Problem
A recent effort by Politico highlights a movement to address the Opioid drug abuse crisis which claims tens of thousands of lives each year (outpacing deaths from car accidents in some regions).
How to Explain Obamacare to the Average Person Upset With Costs
Explaining ObamaCare to the average person who is upset with costs is really hard, but an honest approach sends the right message.
A Fix for the ACA (ObamaCare)
We explain some ideas for how to fix ObamaCare (the Affordable Care Act). The goal is to seek universal coverage and fix the ACA’s sticking points.
TrumpCare Explained
What is TrumpCare? “TrumpCare” describes health care reform under Donald Trump. We explain TrumpCare and how it is different than ObamaCare. An Introduction to the Many HealthCare Bills, Regulations, and Ideas We Call “TrumpCare.” Below we explain different aspects of TrumpCare. When people say “TrumpCare” they are essentially referring to healthcare changes made, attempted to be… Read More
ObamaCare’s Sticking Points
Out-of-pocket costs, the GOP’s rejection of Medicaid, the family glitch, and premium increases. These are ObamaCare’s sticking points.
ObamaCare Risk Corridors
ObamaCare created “risk corridors” to spread the risk of taking on the uninsured between insurers and taxpayers. The profitable insurers pay in each year, the unprofitable one’s take money out, the government puts a little money in the pot, and everyone except the GOP is happy. Essentially risk corridors work like this: Risk corridors keep the price of… Read More
14th ObamaCare Bill Since Law Was Passed Signed
Obama signed in the 14th and most recent change to ObamaCare since the law was passed in 2010, this notably included a few breaks for small business.
Proposed 2016 House GOP Budget Repeals ObamaCare
The new 2016 house GOP budget includes a full repeal of ObamaCare, this mirrors the 2013 budget that shutdown the government cost tax payers billions.
Does ACA Cover Prophylactic Procedures?
The ACA does not require coverage of prophylactic mastectomy or reconstruction procedures, but some state laws do. Thus it will be plan specific and state specific.
Scott Walker’s Plan to Repeal & Replace ObamaCare
We explain Scott Walker’s plan to repeal and replace ObamaCare. We compare it to the ACA and examine what it gets right and wrong.
Strange Happenings with BCBS Plan – Story
In June of 2014, I terminated my employment and called 1800 ASK Blue to assist in finding an affordable Health Plan. The representative was very helpful and I chose the HMO Silver at cost of she noted I could be approved for a subsidy that bring the cost down to $105.70. We could make a… Read More
Supreme Court Upholds Subsidies
On June 25th the supreme court upheld ObamaCare’s subsidies in King V Burwell ruling 6-3. Millions will keep their legal HealthCare.Gov subsidies
Student Position on Employer Mandate – Story
I wanted to share my story since so many people were affected by what just happened to myself and my coworkers yesterday. I was hired in as a full-time non-career employee. This meant that I had the ability to work 40 hours a week while learning about working for the State Of Michigan while I… Read More
Why ObamaCare is Not Socialism
ObamaCare isn’t “socialism”. Under ObamaCare we have a regulated private health care industry that uses a mix of public and private funding..
5 Years of the Affordable Care Act In Retrospect
The Affordable Care Act (ObamaCare) was signed into law 5 years ago on March 23rd, 2010. We look at the successes, sticking points, and politics of the law.
Why Do I Need a PCP Referral for My Dermatologist?
In a Health Maintenance Organization (HMO) you’ll typically need a referral from a primary care physician (PCP) to see a dermatologist.
ObamaCare Enrollment Numbers As of March 2015
16.4 million uninsured gained health insurance under the Affordable Care Act (ObamaCare) for a 35% reduction in uninsured as of March 2015.
King V Burwell Simplified
We’ve simplified King V Burwell, the ObamaCare subsidy lawsuit. We explain the Supreme Court case, its history, ideology, and outcome in simple terms. King V Burwell Summary King V Burwell was a lawsuit heard by the Supreme Court in 2015. It challenged the legality of subsidies issued by the IRS on behalf of states that used… Read More
King V. Burwell Explained: The Legality of Subsidies
King V. Burwell is a lawsuit that challenges the legality of subsidies issued by the IRS on behalf of HealthCare.Gov under the Affordable Care Act (ObamaCare).
Vision Insurance
Affordable Care Act Vision Coverage Vision insurance generally isn’t covered under the Affordable Care Act (ObamaCare). However, pediatric eye care is a required benefit included on all plans that qualify as minimum essential coverage under the ACA. Even though adult vision coverage isn’t a required benefit of ObamaCare, “vision health” is still an important aspect… Read More
ObamaCare Deficit and Debt
ObamaCare decreases the deficit and debt with cost controlling provisions and taxes, but subsidies, protections, and healthcare spending may result in more debt over the long term if no further changes are made. UPDATE 2019: This page was created in 2015, numbers have been revised since this was written. So the logic remains the same, but the specific numbers need to… Read More
60 Minutes ObamaCare
Get the Facts on the 60 minutes report on ObamaCare “Dissecting ObamaCare” featuring Steven Brill author of “America’s Bitter Pill.” We fact-check the video. Watch the full of the 60 Minutes ObamaCare video. First fact-check, it’s only 13:19 minutes long, not 60:00. CBS intended each of its segments to run for approximately 15 minutes and… Read More