What To Do If You Can’t Afford Health Insurance

The Issue We all need healthcare and health insurance, and the cost of medical care has exploded. We need to find a good way to manage the cost of insurance and care. The difficulty is compounded because wages and income have been stagnant for most of us. Even if you have a full-time job, you…

Health Insurance Cancellation Reform for Non-Payment

Health Insurance Cancellation Reform – Prohibition on Rescissions for Non-Payment in the Individual and Family Market. Below is a proposed solution to the problem of health insurance cancellations for non-payment. If your health plan has been dropped due to non-payment, please share your story here. The problem: Despite the fact that the ACA has done a lot to crack…

Allowed Amount and Balance Billing (Health Insurance)

An allowed amount is the maximum amount an insurer will pay for a covered health service, the remainder owed by the insured is called “balance billing”. Allowed Amount Versus No Dollar Limits No lifetime or annual dollar limits means there is no limit to what an insurer will spend on all care as a whole,…

Facts on Deaths Due to Lack of Health Insurance in US

It’s estimated there are between 20,000 and 45,000 deaths a year due to lack of health insurance. Get the facts on mortality and health insurance in the US by reading our breakdown of past studies and reports below. The Uninsured and Mortality Rates A 2012 familiesUSA study shows that more than 130,000 Americans died between 2005…

Multi-State Insurance

I am currently in California but I travel a lot and live in different states, especially in the West. How do I get insurance that covers me in multi-states? Also, I am confused about the prices. To get half way decent insurance it will cost me at least $600.00 a month that is more than
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Health Insurance Quotes

Get health insurance quotes and find out if you qualify for cost assistance from CMS approved brokers and on HealthCare.Gov. Below we will discuss the best ways to get health insurance quotes (HINT: Start at ObamaCare’s Health Insurance Marketplace sometimes called “the Marketplace” AKA HealthCare.Gov). We’ll also give you lots of helpful advice to help ensure you get…

How Does Health Insurance Work?

How does health insurance work? You pay a monthly premium and your share of annual out-of-pocket costs, and your insurer pays it’s share of covered costs.  The concept is simple, but getting that perfect health plan takes some brain power and elbow grease.  By taking the time to master and internalize the content of this page,…

Washington Health Insurance Exchange

How “Washington Healthplanfinder”, The Official Washington Website for Health Insurance, Works The Washington Health Insurance Exchange, Washington Healthplanfinder, is the official Washington State marketplace for health insurance under Obamacare. You can use Washington Healthplanfinder to apply for cost-assistance, compare prices of plans, change plans and enroll in a plan that best suits you, your family…

Washington, D.C. Health Insurance Exchange

How “DC Health Link”, The Official Washington, D.C. Website for Health Insurance, Works The Washington, D.C. Health Insurance Exchange, DC Health Link, is the official Washington, D.C. State marketplace for health insurance under Obamacare. You can use DC Health Link to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan…

Vermont Health Insurance Exchange

How “Vermont Health Connect”, The Official Vermont Website for Health Insurance, Works The Vermont Health Insurance Exchange, Vermont Health Connect, is the official Vermont State marketplace for health insurance under Obamacare. You can use Vermont Health Connect to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits…

Rhode Island Health Insurance Exchange

How “HealthSource RI”, The Official Rhode Island Website for Health Insurance, Works The Rhode Island Health Insurance Exchange, HealthSource RI, is the official Rhode Island State marketplace for health insurance under Obamacare. You can use HealthSource RI to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits…

Oregon Health Insurance Exchange

How the Official Oregon Website for Health Insurance Works The Oregon Health Insurance Exchange, Cover Oregon, was replaced by Healthcare.Oregon.gov and HealthCare.gov. See those sites for coverage and cost assistance. Today you can use HealthCare.gov to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits you, your family or your…

New York Health Insurance Exchange

How “New York State of Health”, The Official New York Website for Health Insurance, Works The New York Health Insurance Exchange, New York State of Health, is the official New York State marketplace for health insurance under Obamacare. You can use New York State of Health to apply for cost-assistance, compare prices of plans, change…

New Mexico Health Insurance Exchange

How “BeWellNM”, The Official New Mexico Website for Health Insurance, Works The New Mexico Health Insurance Exchange, BeWellNM, is the official New Mexico State marketplace for health insurance under Obamacare. You can use BeWellNM to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits you, your family,…

Nevada Health Insurance Exchange

How “the Nevada Health Link”, The Official Nevada Website for Health Insurance, Works The Nevada Health Insurance Exchange, the Nevada Health Link, is the official Nevada State marketplace for health insurance under Obamacare. You can use the Nevada Health Link to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan…

Minnesota Health Insurance Exchange

How “MNsure”, The Official Minnesota Website for Health Insurance, Works The Minnesota Health Insurance Exchange, MNsure, is the official Minnesota State marketplace for health insurance under Obamacare. You can use MNsure to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits you, your family, or your small…

Massachusetts Health Insurance Exchange

How “the Health Connector”, The Official Massachusetts Website for Health Insurance, Works The Massachusetts Health Insurance Exchange, the Health Connector, is the official Massachusetts State marketplace for health insurance under Obamacare. You can use the Health Connector to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits…

Maryland Health Insurance Exchange

How “the Maryland Health Connection”, The Official Maryland Website for Health Insurance, Works The Maryland Health Insurance Exchange, the Maryland Health Connection, is the official Maryland State marketplace for health insurance under Obamacare. You can use the Maryland Health Connection to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan…

Kentucky Health Insurance Exchange

How “Kynect: Kentucky’s Healthcare Connection”, The Official Kentucky Website for Health Insurance, Works The Kentucky Health Insurance Exchange, Kynect: Kentucky’s Healthcare Connection, is the official Kentucky State marketplace for health insurance under Obamacare. You can use Kynect: Kentucky’s Healthcare Connection to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan…

Idaho Health Insurance Exchange

How “Your Health Idaho”, The Official Idaho Website for Health Insurance, Works The Idaho Health Insurance Exchange, Your Health Idaho, is the official Idaho State marketplace for health insurance under Obamacare. You can use Your Health Idaho to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits…

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