Make sure to enroll, change plans, or change cost assistance before January 15, 2023. Open enrollment 2023 ends January 15, 2023, in most states!
Are you looking for health insurance coverage or considering changing your existing plan? If so, it’s important to know that open enrollment for health insurance under the Affordable Care Act (ACA), ends on January 15, 2023, in most states. After open enrollment is over, you won’t be able to sign up for a new plan or change your existing plan with cost assistance unless you qualify for special enrollment.
The ACA, commonly referred to as Obamacare, is a federal law that has reformed health insurance over the past decade. One important change is that it sets up annual enrollment periods for health insurance, similar to how Medicare operates.
The goal of the ACA is to make health insurance more affordable and accessible to everyone in the United States. As part of this law, the government created open enrollment periods during which individuals can purchase health insurance plans with cost assistance.
Open enrollment runs from November 1st to January 15th each year. During this period, individuals and families can purchase health insurance plans in the marketplace, qualify for cost assistance, and make changes to their existing plans.
At the end of the open enrollment period, individuals and families can no longer purchase health insurance or change plans in the marketplace.
While information pertaining to things like income can still be updated after open enrollment, which can impact cost assistance, the only way to get covered is through special enrollment.
Meanwhile, special enrollment is ONLY available for individuals and families who experience a qualifying life event, such as marriage, childbirth, job loss, or relocation.
It’s important to note that some states have their own open enrollment periods and deadlines, so it’s important to check with your state health insurance exchange for more information.
Don’t hesitate to contact a health insurance expert if you have any questions or need help navigating the open enrollment process. They can provide you with the information and resources you need to make an informed decision about your health insurance coverage. You can talk to an expert using the number on our site or by contacting healthcare.gov.