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ObamaCare Basics

ObamaCare News: Weekly ObamaCare Updates
ObamaCare: Everything You Need to Know About the ACA
The American Rescue Plan Act and ObamaCare
ObamaCare
What is ObamaCare?
ObamaCare Facts
ObamaCare Summary
How Does ObamaCare Work?
How Does ObamaCare Affect Me?
Health Insurance Exchange
ObamaCare Individual Mandate
Minimum Essential Coverage
Tips for Getting the Best Health Plan
ObamaCare Pros and Cons
Health Care Reform Timeline
ObamaCare Uninsured Rates
Top 10 Things to Know About ObamaCare

ObamaCare Facts: Thank You

Written by ObamaCareFacts.com in
Published - August 8, 2014
Last Updated - September 10, 2014

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Enrollment ended Jan 15th in most states. Find out what to do if you missed the deadline.

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Return to Obamacare Facts

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GETTING COVERED

Find your state’s official Health Insurance Marketplace or use the Federal Marketplace HealthCare.Gov.

Open enrollment for 2023 health plans ended Jan 15, 2023 (in most states).

During open enrollment, you can apply for cost assistance, change plans, and enroll in a plan. Find out what happens if you miss open enrollment.

2023 health plans: Find and compare 2023 health insurance plans.

2023 Medicare Plans: Looking for Medicare plans? Medicare isn’t part of the Marketplace. Check out a list of available 2023 Medicare Advantage and Medicare Drug Plans.

Remember: ObamaCareFacts is a site focused on research, always double-check the information on this site with your doctor, accountant, insurer, and/or official government websites!

Latest ACA News and Opinion

Open Enrollment 2023 Has Ended in Most States – But there May Be Options January 16, 2023
2023 Open Enrollment Ends Jan 15! January 12, 2023
Medicare Open Enrollment 2023 Ends Dec 7! December 6, 2022
Biden Fixes Family Glitch – Family Glitch Rule Finalized October 25, 2022
Open Enrollment Starts Nov 1st and Ends Jan 15 (in Most States) October 23, 2022

ObamaCare 2021, 2022, & 2023

ObamaCare 2020 – 2021
The Federal Poverty Level Guidelines For 2020 and 2021 Coverage
2022, 2023, and 2024 | Federal Poverty Levels (FPL) For ACA Coverage
Cost Sharing Reduction Subsidies 2023
The 2020 Federal Poverty Guidelines
2021 Special Enrollment Due to COVID-19
Out-of-Pocket Maximums and Deductible Limits For 2023
Open Enrollment 2021 Dates and Deadline
State Specific Deadlines and Extensions for ObamaCare 2022 Open Enrollment
HSA Limits for 2023
Sign Up for ObamaCare 2021
List of States With Individual Mandates for 2022
State Specific Deadlines and Extensions for ObamaCare 2023 Open Enrollment
HSA Limits for 2021
2022 Cost Assistance Obamacare
ObamaCare Income Limits Chart
Out-of-Pocket Maximums and Deductible Limits For 2021
Premium Tax Credit Caps for 2022
Open Enrollment 2024 Dates and Deadlines
Premium Tax Credit Caps for 2021
Cost Sharing Reduction Subsidies 2022
2024 ObamaCare Eligibility Chart and Subsidy Calculator
Cost Sharing Reduction Subsidies 2021
Out-of-Pocket Maximums and Deductible Limits For 2022
2021 Cost Assistance Obamacare
HSA Limits for 2022
BidenCare Facts
ObamaCare 2022
2021 ObamaCare Eligibility Chart and Subsidy Calculator
Sign Up for ObamaCare 2022
State Specific Deadlines and Extensions for ObamaCare 2021 Open Enrollment
Open Enrollment 2023 Dates and Deadline
List of States With Mandates for 2021
2023 Cost Assistance Obamacare
How to Enroll in a Plan at the Last Minute
Open Enrollment 2022 Dates and Deadline
2022 Federal Poverty Guidelines
ObamaCare Mandate’s Fee Reduced to $0 (Some States Have Their Own Fee)
2021 Federal Poverty Guidelines
2023 ObamaCare Eligibility Chart and Subsidy Calculator
2022 ObamaCare Eligibility Chart and Subsidy Calculator
Premium Tax Credit Caps for 2023

Health Insurance Marketplace

December 15th, Last Call For January 1st Health Coverage
What to do When the Healthcare.Gov Marketplace is Down
How to Use HealthCare.Gov
Get Covered During Open Enrollment
5 Steps to Getting Medical Insurance You Can Afford
What is the Health Insurance Marketplace?
Sign Up for ObamaCare
Changing Plans and Verifying Info for Cost Assistance
Missed Deadline for ObamaCare
ObamaCare Open Enrollment Period
ObamaCare Special Enrollment Period
ObamaCare Delays and Changes
Health Insurance Exchange Guide
What is the Best Health Insurance Plan?
Qualified Health Plan
How to Cancel an ObamaCare Plan?
ObamaCare Website
ObamaCare Extensions

Find Your State Marketplace

State Health Insurance Exchanges
California Health Insurance Exchange
Colorado Health Insurance Exchange
Connecticut Health Insurance Exchange
Washington, D.C. Health Insurance Exchange
Hawaii Health Insurance Exchange
Idaho Health Insurance Exchange
Kentucky Health Insurance Exchange
Maryland Health Insurance Exchange
Massachusetts Health Insurance Exchange
Minnesota Health Insurance Exchange
Nevada Health Insurance Exchange
New Mexico Health Insurance Exchange
New York Health Insurance Exchange
Oregon Health Insurance Exchange
Rhode Island Health Insurance Exchange
Texas Health Insurance Exchange
Vermont Health Insurance Exchange
Washington Health Insurance Exchange

Benefits, Rights, & Protections

Unpaid Medical Bills Reduced By ACA
HHS Issues Guidance On Birth Control Mandate
Free Contraception For Employees at Exempt Employers
Final Rule Prohibits Discrimination in Health Care
Why Guaranteed Coverage for Preexisting Conditions Matters
ObamaCare and DACA Facts and Myths
Health Insurance Appeal Rights Under ObamaCare
Who Uses ObamaCare?
List of Preventive Care Services ObamaCare
Benefits Of Obamacare
Essential Health Benefits
Obamacare Preventive Care
ObamaCare Pre-existing Conditions
ObamaCare Guaranteed Issue
ObamaCare Bans Rescission
ObamaCare No Discrimination
ObamaCare Dollar Limits
ObamaCare Rate Review & the 80/20 Rule
Summary of Benefits and Coverage (SBC)
How to Appeal a Health Insurance Company or Marketplace Decision
ObamaCare and Women
ObamaCare Birth Control
ObamaCare and Young Adults
ObamaCare Under 26: Rules for Children and Young Adults
Health Plan Options for College Students
ObamaCare and Doctors
ObamaCare and Immigrants

Costs & Taxes

400% Federal Poverty Level (FPL) Subsidy Cliff
Section 9010 a Tax On Large Insurers
The Psychology of ObamaCare’s Advanced Tax Credits and Repayment Limits
Drug Prices and the Cost of Healthcare
Is ObamaCare Free?
Health Insurance Premium and Cost Sharing Explanation
Addressing the Problem of Health Plan Drops Due to Non-Payment
Trump Executive Order on the ObamaCare Mandates (the Fees) Explained
Did the ACA Lead to High Medical Costs?
Is the Congressional Budget Office (CBO) Trustworthy?
Low Cost Health Insurance
Why Isn’t Health Insurance or Care Affordable?
ObamaCare Counts Income, Not Assets
Didn’t Get a 1095-A or ECN? You Can File Taxes Without Them.
As a Rule of Thumb, Don’t Go Silent For 2018 Coverage
Treasury and IRS Confirm No Penalties For Wrong 1095-A
List of Federal Poverty Levels
List of States With Mandates
ObamaCare Costs
ObamaCare Taxes
File Taxes For ObamaCare
Individual Shared Responsibility Payment
Premium Tax Credit Form 8962 and Instructions
Form 8965, Health Coverage Exemptions and Instructions
Form 1095-A, 1095-B, 1095-C, and Instructions
ObamaCare 1040 Forms
Tax Deductions for Medical Expenses
ObamaCare Insurance Premiums
What is Cost-Sharing?
Factors that Affect Health Insurance Costs
How Does ObamaCare Control Costs?
ObamaCare Subsidies
Premium Tax Credits
Cost Sharing Reduction Subsidies (CSR)
ObamaCare Calculator: Subsidies, Tax Credits, Cost Assistance
Advanced Tax Credit Repayment Limits
Second Lowest Cost Silver Plan (SLCSP) and Tax Tools
Modified Adjusted Gross Income (MAGI)
Tax Credits and Changes to Income
How Before-Tax and After-Tax Contributions Affect Subsides
Federal Tax Filing Requirement Thresholds
Federal Poverty Level Guidelines
Household Size and Income, Coverage and Tax Family
ObamaCare Mandate: Exemption and Tax Penalty
ObamaCare Short Coverage Gap Exemption
ObamaCare Exemptions List
ObamaCare Cadillac Tax (Excise Tax on High End Plans)
ObamaCare Deficit and Debt

Small Business

Nearly Everyone’s Healthcare Coverage is Heavily Taxpayer Subsidized
Fee For Reimbursing Employees for Individual Health Plans
ObamaCare Small Business Facts
ObamaCare Employer Mandate
Employer Shared Responsibility Payment
Employer Tax Credit Form 8941 and Instructions
What is Affordable Employer Coverage Under ObamaCare?
Self-Employed Health Insurance
SHOP Exchange: Small Business Health Options Program
HRAs, FSAs, and Employer Healthcare Arrangements
Impact of ObamaCare on Jobs
What Do I Need to Tell My Employees about ObamaCare?

Medicare

Bipartisan $210B Medicare Reform For Doctor Payments
How are Original Medicare and Medicare Advantage Different?
Understanding Medicare Cost-Sharing
Is the Medicare Shared Savings Program Working?
Supplemental Medicare Helps With Costs and Coverage Gaps
New CMS Advanced Care Planning Proposal
Medicare Part F (Medigap) vs. Medicare Advantage.
The Best Supplement for Original Medicare
What is Medicare and How Can You Qualify?
When Is Medicare Open Enrollment?
Why Call the ACA ObamaCare? Medicare is Not Called JohnsonCare.
Medicare and Hospital Costs
What are Medicare Drug Formularies?
The History of Medicare
Is Medicare’s Independent Payment Advisory Board a Cause for Concern?
Can You Get Dental, Hearing, and Vision Care with Medicaid?
Bipartisan CHRONIC Care Act Passes Senate
Why Networks and Drug Formularies in Medicare Plans are Important
Could Medicare’s Independent Payment Advisory Board be a Death Panel?
What is the Medicare Payment Advisory Commission (MedPAC)?
ObamaCare Medicare
Changes to Medicare insurance
ACOs (Accountable Care Organizations)
What is Medicare?
Medicare Enrollment Periods
Medicare Part D (Drug Coverage)
Advanced Care Planning (ACP)
Medigap
Medicare Advantage Plans

Medicaid & CHIP

The Medicaid Gap
ObamaCare Medicaid Expansion
ObamaCare and CHIP (Children’s Health Insurance Program)
Louisiana Expands Medicaid
States Who Embraced the ACA are Having more Success
How to Contact Your State Medicaid Department
Are Able Bodied Adults Taking Advantage of Medicaid? Will Work Incentive Requirements Help?
Does 304B Drug Pricing Lower Costs?
Maine Expanded Medicaid Under the ACA By Referendum
Some Immigrants are Eligible for Medicaid or CHIP
Tennessee Medicaid Expansion and Why it Matters
Trump Administration to Allow Medicaid Work Requirements For States
Virginia To Expand Medicaid Under the ACA
Arkansas Medicaid Expansion Alternative
What Parents and Guardians Need to Know About CHIP
Being Denied Medicaid or CHIP
Voters Vote to Expand Medicaid in Utah, Nebraska, and Idaho
Florida Medicaid Expansion
Alaska Medicaid Expansion
Utah Rejects Medicaid Expansion Proposal
South Dakota Demands Expansion of Medicaid
Medicaid Estate Recovery Facts and Myths

About Health Insurance

Options For Shopping for Health Coverage
Who Should I Include in My Household for ObamaCare?
Health Insurance Auto-Pay
Is Obamacare Mandatory for Everyone?
What is a Major Medical Health Insurance Plan?
EPOs and Out-of-Network Benefits
Many Americans are in Single-Payer Systems Already
Incarceration and Health Insurance
How Can I Get Free Healthcare?
Should I Get an HMO, PPO, EPO, or POS?
About Health Insurance
How Does Health Insurance Work?
How to Buy Health Insurance
How to Compare Health Plans
Types of Health Insurance Plans
Health Plan Types: HMO or PPO?
Premium
Deductible
Copay (Copayment)
Coinsurance
Bronze Plan
Silver Plan
Gold Plan
Platinum Plan
Out-of-pocket Maximum Limits
Actuarial Value
Catastrophic Health Plans
Health Savings Account (HSA)
What Are Covered Benefits?
What are Health Insurance Networks?
Allowed Amount and Balance Billing (Health Insurance)
Can I Keep My Health Care Plan Under Obamacare?
Grandfathered Plans
ObamaCare Health Insurance Cancellation
Private Health Plans Outside the Marketplace
Health Insurance Quotes
Supplemental Health Insurance
Short Term Health Insurance
Fixed Benefit Health Insurance
Single Payer Health Care
Multi-State Health Plans

Short Term Health insurance

Short-Term and Major Medical Health Insurance
Short Term Health Insurance Vs. ObamaCare
Short Term Health Insurance As Primary Coverage
Travel Insurance
Short Term Health Insurance

Dental and Vision

Can You Get Dental, Hearing, and Vision Care with Medicaid?
Dental Insurance
Vision Insurance

HealthCare

Do We Still Need Planned Parenthood?
Does Everyone Get Medical Care in an Emergency?
Why Do I Need Health Insurance?
How Your Doctor is Paid: Wage, Capitation, and Fee-For-Service Payments
Provider Networks and Drug Formularies
COVID-19 ObamaCare Facts
Health Care Facts: Why We Need Health Care Reform
Vaccine Facts: Facts & Myths on Vaccination
ObamaCare and Smokers
Facts on Deaths Due to Lack of Health Insurance in US

PPACA in Depth

Is Medicare’s Independent Payment Advisory Board a Cause for Concern?
ObamaCare Enrollment Numbers
Affordable Care Act Summary
Summary of Provisions in The Patient Protection and Affordable Care Act
Summary of the Health Care and Education Reconciliation Act of 2010
ObamaCare Health Insurance Rules, Regulations and Standards
ObamaCare Bill

Health Care Reform Proposals

The World’s Greatest Healthcare Plan Vs. The American Health Care Act
The ObamaCare Replacement (American Health Care Act) Scored By CBO
The Conservative Principles and Universal Healthcare
House GOP Suggest High-Risk Pools as Part of Obamacare Replacement
ObamaCare and Australia’s HealthCare Systems Compared
ObamaCare’s Sticking Points
Nevada’s Medicaid-For-All
Bernie Sanders Single Payer Overview
Iowa’s ObamaCare “Stopgap Measure” Hurts Lower Incomes, but Could Help Stabilize Markets
State-Based ObamaCare Alternative – Sec. 1332. Waiver for State innovation
The Senate HealthCare Bill (TrumpCare) Explained
Health Insurance Cancellation Reform for Non-Payment
Bernie Sanders Introduces Medicare for All Act of 2017
ObamaCare and the Public Option
Bernie Sanders: Medicare-for-all Act Full Text and Summary
What is BernieCare?
A Summary of the Graham-Cassidy Obamacare Repeal Bill
a Nationwide Non-Profit Public Health Network
GOP Pre-Existing Conditions Act Doesn’t Ensure Coverage
The “Continuous Coverage Exclusion” For Pre-Existing Conditions
The Basics of Bernie Sanders’ Medicare-for-All
An HSA-Eligible Public Option
Biden’s “Protect and Build” ObamaCare Plan
“ObamaCare Repeal and Replace” is Now “ObamaCare Repair”
“The American Health Care Act” Explained
Save American Workers Act Facts
ObamaCare Lawsuits
King V Burwell Simplified
Supreme Court ObamaCare

ObamaCare 2017 - 2018

ObamaCare Cost Assistance For 2017 Plans
The Penalty For Not Having Health Insurance in 2018
Premiums Up For 2017, But Many Get a Plan for $100 or Less
ObamaCare Fee 2018
Affordability Exemptions for 2017
What to Do if You Missed the Deadline For Open Enrollment 2018
ObamaCare Open Enrollment 2018
The 2017 Federal Poverty Guidelines
Will There Be a 2018 Open Enrollment?
The 2018 Federal Poverty Guidelines
2018 Cost Sharing Reduction Subsidies (CSR)
Get Ready for 2018 Open Enrollment
2018 Premium Tax Credits
Out-of-Pocket Maximums and Deductible Limits for 2018 Health Plans
HSA Limits for 2018
2018 Guidelines for Medicaid and CHIP
ObamaCare Fee 2017
Affordability Exemptions for 2018
ObamaCare and HSAs for 2017
10 Tax Tips for the ACA or ObamaCare for the 2018 Tax Season
Out-of-Pocket Maximums and Deductible Limits for 2017 Health Plans
When is 2018 Medicare Open Enrollment?

ObamaCare 2019 - 2020

ObamaCare 2019
Sign Up for ObamaCare 2019
2019 Cost Assistance Obamacare
Open Enrollment 2019 Dates and Deadlines
Out-of-Pocket Maximums and Deductible Limits for 2019 Health Plans
HSA Limits for 2019
2020 Cost Assistance Obamacare
HSA Limits for 2020
Out-of-Pocket Maximums and Deductible Limits for 2020 Health Plans
List of States With Mandates for 2020
Premium Tax Credit Caps for 2020
Short Term Health Insurance for 2020
What Has Changed With Obamacare For 2018 -2019
Sign Up for ObamaCare 2020
Some States Are Implementing Their Own Individual Mandate
Cost Sharing Reduction Subsidies 2020
Short Term Health Insurance for 2018 – 2019
The Federal Poverty Level Guidelines For 2019 and 2020 Coverage
List of States With Mandates for 2019
Extensions for the 2019 – 2020 Open Enrollment Season
10 Tax Tips for the ACA or ObamaCare for the 2019 Tax Season
The 2019 Federal Poverty Guidelines
Open Enrollment 2020 Dates and Deadline

Español

Subsidios de ObamaCare
Regístrese a ObamaCare: Plazo para el registro a ObamaCare
Datos Sobre Obamacare: Plan de Salud ObamaCare Español
¿Qué es ObamaCare?

Resources, Social, & Contact

Ask a Question about ObamaCare
Contact
About
ObamaCare Questions and Answers
How to Contact Your Senator
A List of Archived Pages
Medical CrowdFunding, Fundraisers, and Donations
ObamaCare Videos
ObamaCare PDFs, Documents and Other Resources
ObamaCare Poll
Mailing List
Share My ObamaCare Story
Contribute

ObamaCareFacts is a free informational site. It's privately owned, and is not owned, operated, or endorsed by the US federal government or state governments. Our contributors have over a decade of experince writing about health insurance. However, we do not offer professional official legal, tax, or medical advice. See: Legal Information and Cookie Policy. For more on our company, learn About ObamaCareFacts.com or Contact us.