ObamaCare Pre-existing Conditions

No More Pre-existing Conditions Since 2014 ObamaCare eliminated pre-existing conditions starting in 2014. No more pre-existing conditions means you can’t be denied coverage, charged more, or denied treatment based on health status. Considering 1 in 2 Americans has a health condition that qualifies as a pre-existing condition, the Affordable Care Act (ObamaCare) doing away with pre-existing…

ObamaCare Young Adults

How the Affordable Care Act Affects Young Adults ObamaCare (the Affordable Care Act) allows young adults to stay on their parents plan until 26 and offers young people cheaper health insurance due to cost-assistance through their State’s health insurance marketplace. Young people can stay on their parents plans until 26. In many cases young people with limited…

ObamaCare and Women: ObamaCare Women’s Health Services

ObamaCare Ensures Women Get Equal Health Care Rights and Improved Women’s Health Services How Does ObamaCare Benefit Women? ObamaCare gives women access to guaranteed preventive women’s health services with no copayment or coinsurance even if they haven’t met their deductible. See: Preventive care benefits for women at HealthCare.gov for a list of services covered. Before the Affordable…

Obamacare Preventive Care

No Cost Sharing on Essential Preventive Care Thanks to the Affordable Care Act ObamaCare includes preventive care at no out-of-pocket cost on most health plans. ObamaCare’s free preventive services help to put the focus on wellness, early detection, and prevention, instead of treatments and cures. FACT: At least 15 free preventive services and one wellness visit…

ObamaCare and Doctors

How Does ObamaCare Affect Doctors? Find out the truth on ObamaCare and Doctors. Can you really keep your doctor under ObamaCare, what impact does ObamaCare have on the healthcare industry? ObamaCare is set to have a major impact on Doctors. ObamaCare, of course, means more patients for doctors since more people have health insurance; but…

ObamaCare No Discrimination

You Can’t Be Charged More Due to Gender or Health Status ObamaCare means no discrimination. Under the ACA you can’t be charged more due to gender or health status on individual or small group plans sold after 2014. However there are certain factors such as age, tobacco use, family size, and geography which can be…

How to Appeal a Health Insurance Company or Marketplace Decision

Everything You Need to Know About Expanded Appeal Rights Under the ACA The Affordable Care Act (ObamaCare) expanded health insurance appeal rights. Under the ACA it easy to appeal any health insurer or marketplace decision. Specifically you have the right to an internal and external appeal of any decision made by your insurer or the…

ObamaCare Guaranteed Issue

You Can’t Be Denied Coverage For Any Reason ObamaCare makes health insurance guaranteed issue meaning you can’t be denied health status, age, gender, or other factors. Just because insurance is guaranteed issue doesn’t mean you can’t be charged more for certain factors, although the ACA limits this as well. Below we will list the factors…

ObamaCare Essential Health Benefits

What Are Essential Health Benefits? Ten Essential Health Benefits must be offered at no dollar limits on every health plan under the Affordable Care Act (ObamaCare). Essential Health Benefits consist of ten categories of items and services required for all individual and small group plans after 2014. Essential Health Benefits are the types of care…

ObamaCare Dollar Limits

The Affordable Care Act and Annual and Lifetime Dollar Limits The Affordable Care Act (ObamaCare) stops insurers from setting yearly or lifetime dollar limits on essential benefits. Since 2014 health insurance companies have had to follow new rules on what benefits can be subject to dollar limits and what dollar limits can be set. Let’s…

Benefits Of ObamaCare: Advantage of ObamaCare

New Benefits, Rights, and Protections in the Affordable Care Act ObamaCare offers many new benefits, rights, and protections. Most of the benefits of ObamaCare are already here, more benefits are coming. A Summary of ObamaCare’s Benefits, Rights, and Protections Benefits, rights, and protections of the Affordable Care Act (also called the ACA or Obamacare), include:…