How “Hawaii Health Connector”, The Official Hawaii Website for Health Insurance, Works The Hawaii Health Insurance Exchange, Hawaii Health Connector, is the official Hawaii State marketplace for health insurance under Obamacare. You can use Hawaii Health Connector to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits… Read More
How “Access Health CT”, The Official Connecticut Website for Health Insurance, Works The Connecticut Health Insurance Exchange, Access Health CT, is the official Connecticut State marketplace for health insurance under Obamacare. You can use Access Health CT to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan that best suits… Read More
How “Connect for Health Colorado”, The Official Colorado Website for Health Insurance, Works The Colorado Health Insurance Exchange, Connect for Health Colorado, is the official Colorado State marketplace for health insurance under Obamacare. You can use Connect for Health Colorado to apply for cost-assistance, compare prices of plans, change plans, and enroll in a plan… Read More
How “Covered California”, The California Health Benefits Exchange, Works The California Health Insurance Exchange or California Health Insurance Marketplace, called “Covered California”, is an online website for health insurance. Once at the Covered California health insurance marketplace customers will fill out a form including basic information about their family and taxable income. Customers will then… Read More
How to Calculate Tax Credits and Subsidies for Health Insurance Sold on the Health Insurance Marketplace Our ObamaCare calculator will help you calculate tax credits and subsidies for health insurance sold on the Health Insurance Marketplace. Use this quick health insurance tax credit guide to help you understand the process. Or, just use one of… Read More
The Insurance Exchanges (AKA Health Insurance Marketplaces), are state specific marketplaces where you can get cost assistance on health insurance and compare plans. You can find your marketplace below to learn more or simply go to healthcare.gov during open enrollment to get pointed in the right direction. Below is a breakdown of some of the… Read More
Supplemental Health Insurance and ObamaCare Supplemental health insurance, or Supplementary insurance, is meant to supplement your plan and is not ObamaCare compliant on it’s own. Supplementary insurance is sold by private companies and can help pay some of the health care costs that your plan doesn’t cover, like copayments, coinsurance, and deductibles. There are a… Read More
Everything You Need to Know About Health Insurance for 2015 and Beyond We take an in-depth look at health insurance in the US, including how it works, what key health insurance terms mean, and how ObamaCare changes things. We touch on every detail you need to know to understand the complex gateway to health care in… Read More
Fixed Benefit Health Insurance and ObamaCare Fixed benefit health insurance, or indemnity insurance, is not ObamaCare compliant and is not the same as major medical plans sold on the marketplace. Fixed benefit plans are sold by private companies and pay a specific amount each time you see a doctor or go to a hospital. The… Read More
Let’s Take a Look at the Uninsured and How the Affordable Care Act has Changed Things The uninsured rates dropped to all times lows under the Affordable Care Act. The rate has however changed over time, for example, the rate rose under Trump (in part due to the fee for not having coverage being reduced… Read More
Understanding ObamaCare (Patient Protection and Affordable Care Act) ObamaCare is a nickname for The Patient Protection and Affordable Care Act (sometimes called the Affordable Care Act, ACA, or PPACA for short), a health reform law signed on March 23, 2010, by President Barack Obama. ObamaCare seeks to reform health insurance and healthcare in the United… Read More
The following is a summary of every provision in the Patient Protection and Affordable Care Act HR3590. Most of what you need to know about the PPACA is contained in title I – Quality, Affordable Health Care For All Americans. Title I contains almost all of the new benefits, rights, and protections, rules for employers,… Read More
Learn About Your State’s Health Insurance Exchange Marketplace ObamaCare’s state Health Insurance Exchanges are now open for business. You can find your state’s Health Insurance Marketplace and apply for health coverage today. Use the list of state-based marketplaces (also referred to as exchanges) to locate your state’s marketplace or check if your state uses the… Read More
What is Single Payer Health Care? Single payer health care is a health care system where a “single” fund pays for health care costs (rather than private insurers). There are many different ways single payer can work, but the general idea is 1. to create a universal healthcare system (a system that covers everyone) where, 2…. Read More
ObamaCare Repeal Attempts and the Potential Impact of Repeal There have been a number of attempts to repeal the Affordable Care Act (ObamaCare). There have also been some notable changes to the law. you can see a full list of repeal attempts here and a list of constitutional challenges here. In short though major repeal… Read More
No More Pre-existing Conditions Since 2014 ObamaCare eliminated pre-existing conditions starting in 2014. No more pre-existing conditions means you can’t be denied coverage, charged more, or denied treatment based on health status. Considering 1 in 2 Americans has a health condition that qualifies as a pre-existing condition, the Affordable Care Act (ObamaCare) doing away with pre-existing… Read More
A Quick Summary of ObamaCare and How it Works The following ObamaCare Summary offers a quick overview of what you need to know about health care reform under the Affordable Care Act. The summary includes a breakdown of how ObamaCare works, how to get covered under the new system, how to get cost assistance, the… Read More
An Overview of Medicaid Expansion Under the Affordable Care Act (“ObamaCare”) ObamaCare’s Medicaid Expansion is one of the biggest milestones in health care reform. ObamaCare’s Medicaid expansion expands Medicaid to our nation’s poorest in order to cover nearly half of uninsured Americans. However, a change to the law has left millions of working families without… Read More
How the Affordable Care Act Affects Young Adults ObamaCare (the Affordable Care Act) allows young adults to stay on their parents plan until 26 and offers young people cheaper health insurance due to cost-assistance through their State’s health insurance marketplace. Young people can stay on their parents plans until 26. In many cases young people with limited… Read More
Updates on the ObamaCare Website (HealthCare.Gov) The official ObamaCare website, that is the official health insurance marketplace website under the Affordable Care Act, is HealthCare.gov. We explain the history of HealthCare.Gov and how it works. The History of the Health Insurance Marketplace The health insurance marketplace was created by the Affordable Care Act as a… Read More
Making the Complex Simple in 10 Easy Pieces This is our ObamaCare top 10 list of the most important things to know about ObamaCare (the Affordable Care Act). The law can be overwhelming, but understanding these ten “ObamaCare Facts” will be enough to help you get covered, find out if you qualify for cost assistance,… Read More
ObamaCare Subsidies – Premium and Out-of-Pocket Cost Assistance on Marketplace Plans Explained ObamaCare subsidies help reduce the cost of your premiums and out-of-pocket expenses based on your income. These subsidies are only available on plans sold through the Health Insurance Marketplace. Let’s break down what subsidies are, how they function, and how you can apply… Read More
We Asked You How You’ve Been Affected By ObamaCare, Here is What You Said Below are Real ObamaCare Stories from our readers. We asked you to share your ObamaCare stories on how health care reform has affected you. Thank you for the overwhelming amount of responses. We have done our best to answer your questions… Read More
ObamaCare Gives Smokers a New Incentive to Quit Get the facts on ObamaCare and smokers. From ObamaCare’s smoking cessation benefits to the amount smoking can increase premiums, ObamaCare affects smokers. Although insurers can’t charge more for health status, they can charge up to 50% more for smoking status. On the flip side of this ObamaCare… Read More
How Will ObamaCare Affect Your Small Business? Get the facts on how ObamaCare impacts small businesses. ObamaCare’s small business tax credits and expansion of health insurance help small businesses and employees, while some higher earners and larger firms face new requirements. The Affordable Care Act (ACA) offers incentives, such as tax breaks and tax credits via… Read More