I am 65 and have medicare insurance but am looking for a supplemental policy for dental and prescription medication on the Obama care plan. My income is low so I’m looking for an affordable plan.
My husbands job covers both of us. They are in process of changing insurance companies and the coverage is expensive with a $9000 deductible and only allows 3 doctor visits per year. Can we still qualify for obamacare? I will be 65 in June And will be eligible for Medicare. Are there Medicare supplements and… Read More
Does an employer have any responsibility for an employee’s medical insurance if the employee is a senior on medicare and has a supplemental policy?
My husband’s insurance covers me now but he will retire this year in June and I will not have any coverage. He will go on Medicare. Will I still be covered by his insurance? I only work part time as our church secretary and the church does not offer insurance to me. When can I sign… Read More
My wife and i are on medicare , we both have supplemental Medicare for medical and drugs with AARP, do we need to file for exemptions? Do we need to do anything other than have the insurance we already have? Thank you.
Marilyn Tavenner, who took over CMS in 2011, will resign. Andy Slavitt, a former UnitedHealth Group Inc. executive, will move into Tavenner’s job on a temporary basis
How Medicare Works Medicare, or Original Medicare, is a federal program offered to seniors when they reach 65, people with certain disabilities, and those with ESRD. Original Medicare includes Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance). Supplemental Medicare options are also offered to “fill the gaps” in Medicare coverage. Supplemental Medicare… Read More
What is Medicare Prescription Drug Coverage Medicare Part D, or Medicare Prescription Drug Coverage, covers the gap between your prescription drug needs and Original Medicare. Original Medicare (Parts A and B) includes basic drug coverage. However, many Medicare beneficiaries have prescription drug needs outside of what parts A and B covers. Medicare Part D is… Read More
Medicare Open Enrollment Medicare open enrollment is the time when you can enroll in Medicare. Medicare Part A, B, C, D, and Medigap have different enrollment period dates. Below we will review all the Medicare open enrollment dates and attempt to provide every detail and answer in the simplest way possible. When in doubt go to Medicare.gov or… Read More
What is Medicare Advantage? Medicare Advantage, or Medicare Part C, is a health plan that offers Medicare Part A, B, and typically D benefits through a private company. Medicare Advantage offers everything Original Medicare Part A and Part B offers but with better benefits and coverage options. Typically however this comes at a higher upfront… Read More
Medicare saw some changes under the Affordable Care Act, most of these changes were in cutting wasteful spending and increasing benefits for seniors. Below is an overview of how ObamaCare has affected Medicare. We cover what seniors need to know in regards to the Affordable Care Act and the different parts of Medicare. Learn how… Read More
Get the Facts on the Impact of ObamaCare on Medicare This page contains a summary of everything you need to know about the Affordable Care Act (ObamaCare) and Medicare. ObamaCare’s Medicare reforms improve and expand Medicare for seniors. One way it does this is by closing the Part D Donut hole (you have paid only… Read More
What Medicare Insurance Means for Seniors Under the Affordable Care Act (ObamaCare) Changes to Medicare insurance under ObamaCare: For Seniors with Medicare insurance or Medicare Advantage not much will change under the Affordable Care Act (ObamaCare). Most seniors will enjoy the benefits, rights, and protections of the new health care law like expanded access to… Read More
ObamaCare Health Insurance Deadline 2026 ObamaCare’s Open Enrollment period for 2026 health plans starts November 1, 2025, and ends January 15, 2026, in most states. Plans sold during Open Enrollment start as early as January 1, 2026. Open enrollment is the only time of year you can enroll in a health plan, switch plans, or… Read More
There is no Obamacare subsidy cliff for 2025 open enrollment, that means families will not lose out on tax credits simply for making over 400% of the poverty level.
ObamaCare Health Insurance Deadline 2025 ObamaCare’s Open Enrollment period for 2025 health plans starts November 1, 2024, and ends January 15, 2025, in most states. Plans sold during Open Enrollment start as early as January 1, 2025. Open enrollment is the only time of year you can enroll in a health plan, switch plans, or… Read More
What Happens if I Missed the Deadline for ObamaCare? If you miss the annual deadline for ObamaCare Open Enrollment, you might miss your opportunity for cost-assisted coverage. However, you may still have options for obtaining health insurance. Open enrollment for private individual and family health plans is limited each year. For example, most states have… Read More
Everything You Need to Know About Obamacare Cost Assistance For 2024 We cover everything you need to know about cost assistance for 2024 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and Medical… Read More
Maximums and Deductibles on HSA-Eligible Plans in 2024 Below are the HSA limits for 2024. These are the limits for not only HSA contributions but also the limits for HSA-eligible plans under the ACA. HSA Chart for 2024 First off, here is an easy-to-read 2024 HSA chart that sums up HSA minimums, maximums, and limits…. Read More
In a significant development, Johnson & Johnson (JNJ.N) has taken legal action against the U.S. government. The healthcare giant seeks to prevent the enforcement of a new program that empowers Medicare to negotiate drug prices. This move makes Johnson & Johnson the latest drugmakers to rally against the policy. The Inflation Reduction Act and Its… Read More
The Biden-Harris Administration recently unveiled new tools to lower prescription drug costs for low-income seniors and people with disabilities. These tools focus on expanding the Extra Help program, a vital initiative that provides financial assistance for individuals enrolled in Medicare Part D. This program is a lifeline for many people, helping to cover their Medicare… Read More
ObamaCare Health Insurance Deadline 2024 ObamaCare’s Open Enrollment period for 2024 health plans started November 1, 2023, and ends January 15, 2024, in most states. Plans sold during Open Enrollment start as early as January 1, 2024. Open enrollment is the only time of year you can enroll in a health plan, switch plans, or… Read More
Make sure to enroll, change plans, or change cost assistance before January 15, 2023. Open enrollment 2023 ends January 15, 2023, in most states! Are you looking for health insurance coverage or considering changing your existing plan? If so, it’s important to know that open enrollment for health insurance under the Affordable Care Act (ACA),… Read More
Health Saving Accounts and ObamaCare for 2023 We cover everything you need to know about Health Savings Accounts (HSAs) for 2023, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More
Everything You Need to Know About Obamacare Cost Assistance For 2023 We cover everything you need to know about cost assistance for 2023 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and Medical… Read More