I had Obamacare for 5 months last year. I am filing my taxes right now, and after entering information into my form 1095-A, I ended up owing money! I am a college student who is working part time. This is the first year that I have had to pay money to the IRS. How is having Obamacare helping me? I didn’t even use the insurance which I paid for. Please explain to me and help me understand.