Waiting Period For Travelers Health Insurance?
My father is currently visiting me from India and prior to arrival he had purchased Health insurance from Azimuth. He had to get admitted in the hospital over the weekend due to an infection and may have maximized his coverage. During the stay, it was discovered that his liver may require treatment and will require 3-4 days additional stay. Is it possible to purchase Health insurance for him at this point for the liver treatment?
Answer
Travelers health insurance and short term health insurance can start as soon as the insurer allows after the payment is processed. This can mean getting coverage within 24 hours in some instances. However, neither short term or travelers coverage is guaranteed and both can deny coverage due to preexisting conditions. Given this it may be difficult to find a plan that will continue coverage. In this situation the best bet may be consulting the provider of the original health insurance to see if there are any additional options.