Small Business in Formation Stages, Should We Offer Coverage?

I’m one of the HR personnel for a small business, the company is forming our 5 year plan for investors, we were looking at the benefits portion….

We realize at 50 employees we have to have a 95% rate… is this 95% of employees are offered or enrolled in insurance?

If this is the case would it behoove the company to offer benefits earlier to make sure we meet the quota?

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