I lost my job in August and have been paying COBRA arrangement to keep my company medical insurance alive. The COBRA benefit ends this month. Do I get a 60-day special enrollment period beyond that end?


Answer

When COBRA ends it triggers a 120 day special enrollment period which starts 60 days before the cancellation and extends to 60 days after. This allows you to get a new plan and prevent a gap in coverage. 

Different life events have different Special Enrollment Windows.

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