What do I do if I have no job and no money and live in Alabama?
If you have no job and no money you qualify for Medicaid in many states. Alabama did not expand Medicaid, so you may not have coverage options due to the "Medicaid Gap" created by states not participating expanding Medicaid.
As long as you project to make over 100% of the Federal Poverty Level for the next year you can qualify for cost assistance on HealthCare.Gov. Many find plans at that income for less than $50 a month. If you pick a Silver plan you can get generous cost sharing reduction subsidies too.
TIP: If you would have had access to Medicaid, but your state didn't expand, you can get an exemption from the marketplace to obtain catastrophic coverage at a premium. This won't help those without money, but those who are struggling may find catastrophic coverage worth it for them. It won't help many, but I do want to make it clear this is an option.