I’m presently collecting Social Security disability proximately $900 a month I currently have senCal insurance I would like to know if I qualify for Obamacare and how soon can I switch over to Obamacare and how much what it costs thank you


Answer

Social Security Disability (SSD) counts as income for getting cost assistance on the Marketplace. If your household income is between 100% - 400% of the Federal Poverty Level then you can get cost assistance.

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ThomasL on

If it rates as assistance why do co-pays take half or more of SSD?

ObamaCareFacts.com on

It is a bit odd when your only income is Social Security Benefits and that puts you in an income bracket where you are using it to buy cost assisted insurance and pay out-of-pocket assisted costs. But the key is that it’s not strictly a public single payer system, rather it’s a private company being reimbursed by public tax credits for premiums and cost sharing reduction subsidies for out-of-pocket costs. Thus you are spending Social Security for a mandated, yet private, service which includes cost sharing. Cost sharing is based on the quality of a plan and income (including Social Security Benefits).