I have a question I cant seem to get a straight answer to. Our adult child is covered on our insurance through my husbands work. The adult child is racking up medical bills which are coming to us (we don’t have contact with her). When we notified our insurer, Kaiser that we will not pay for these bills, we were told as long as she’s on our insurance we are responsible; if we do not pay the account goes to collections.
My husbands employer refuses to drop her stating unless we can provide evidence she already has other coverage there is nothing they can do under the Affordable Care Act. I read the Act, and I can only determine they must offer it up to age 26. Can it be that we are not only forced to cover her but also pay her bills?! There is nothing stopping her from acquiring coverage on her own through a marketplace.