Domestic Partners and LGBT Couples Can Get Marketplace Health Insurance. If you have an unmarried partner, LGBT or not, your eligibility for subsidies and tax credits depends on how you file your taxes and on state regulations. Some insurance companies offer coverage for unmarried domestic partners, and some do not; you need to check the… Read More
Can I get an Affordability Exemption on 2018 Medical Plans? The Affordability Exemption uses the cost of insurance rather than the cost of healthcare. Companies profit hugely from our healthcare system. People don’t. Healthcare itself is becoming increasingly unaffordable. Affordability is based on a percentage of household income, either 8.05% 0r 9.56%, and affects both employer… Read More
ObamaCare’s open enrollment 2018 is going to end on December 15 2017. That will be your last chance to get covered for 2018 (see state-based extensions below).
Have you enrolled in Medicare for next year? You only have a few more days to do it. By Saturday morning, it will be too late. Medicare Open Enrollment Ends Friday, December 7th, 2017.
The cost of living and healthcare have been rising. Employer benefits and marketplace cost assistance help, but middle class workers are still struggling to afford healthcare.
What if you Don’t Have Medicare Part B? Many Americans enroll in Medicare Part A because it is free if you have enough Social Security quarters of employment. Part B has a fee, and you need to sign up for it and start paying for it during your first Medicare enrollment period or pay a… Read More
What is the Best Supplement for Original Medicare? If you anticipate needing a significant number of health care visits or care in a facility, you may want to think about adding a Medicare supplement and Part D drug plan to Part A and Part B. Part B has an annual deductible of $183 for 2018…. Read More
Federal Funds Have Not Been Approved For Children’s Health Insurance Plans The GOP has not extended funding for the Children’s Health Insurance Plan because the House, Senate, and President have failed to agree. CHIP covers 8.9 million children and 370,000 pregnant women in this country and is crucial in providing health care for low-income working families… Read More
Both health insurance premiums and out-of-pocket cost-sharing amounts have been increasing rapidly for everyone. The middle-class has suffered unequally.
Republican senators are going to include a repeal of Obamacare’s individual mandate in the revised version of their tax plan.
The Issue We all need healthcare and health insurance, and the cost of medical care has exploded. We need to find a good way to manage the cost of insurance and care. The difficulty is compounded because wages and income have been stagnant for most of us. Even if you have a full-time job, you… Read More
Trump will nominate former drug company executive and lobbyist Alex Azar as secretary of Health and Human Services (HHS). Azar is a critic of ObamaCare.
What is Medicare Cost-Sharing? When you use Medicare, you share the cost of your care by paying premiums, deductibles, copayments, co-insurance, and out-of-pocket maximums. If you receive a paycheck, part of your check will be set aside for Medicare. You pay for the program when you work and pay again when you use it. When you… Read More
This week HHS announced new rules for Medicaid expansion waivers.The new rules notably allow states expanding Medicaid to implement work requirements.
Voters in Maine voted to expand access to Medicaid under the Affordable Care Act (ObamaCare). Maine was the first in the nation to settle the issue by referendum.
It’s Open Enrollment! Participating in open enrollment is essential even if you have been affected by the hurricanes and wildfires or are dealing with other pressing issues. It is open enrollment for both Medicare and the ACA in November and early December of 2017. Trump has talked a lot about repealing the Affordable Care Act and… Read More
Most people who have coverage right now will be automatically re-enrolled in their plan (unless they take action), however, everyone should verify their plan.
Just a quick reminder, open enrollment under the Affordable Care Act (ObamaCare) starts Nov. 1st. Shop at HealthCare.Gov and get covered!
More people than ever will be able to find a health plan for $75 or less per month after cost assistance under the Affordable Care Act (ObamaCare).
A GOP budget resolution that just passed the House includes $1.8 trillion in healthcare cuts and $1.5 trillion in tax cuts over a ten year period.
The CBO says the Bipartisan Health Care Stabilization Act of 2017 would cut the deficit by $3.8 billion over ten years and would not substantially change uninsured rates.
Trump’s move to cut Cost-Sharing Reduction assistance will likely result in lower premiums for those who qualify for Premium Tax Credits on Bronze, Gold, and Platinum plans.
When I first signed up at the market place I was healthy.
Obamacare is unfair, provides crap coverage for high prices. Everyone should be in via national sales tax. We are either ALL IN TOGETHER
My premiums continue to go up by 8X the rate of inflation. I am forced to buy coverage I don’t need. I am finally considering going uninsured. At some point I will choose to stop earning money. Who is John Galt?