You Can Still Enroll in ObamaCare in Some States

Did you know some states will allow you to enroll in a Marketplace plan even after the Dec 15 national deadline?

Below is a list of state-based deadlines for 2021 coverage:

• California: October 15, 2020 through January 31, 2021. This a permanent extension.
• Colorado: November 1, 2020 through January 15, 2021. This a permanent extension.
• Connecticut: November 1, 2020 through January 15, 2021.
• Idaho: November 1, 2020 through Dember 31, 2020.
• Massachusetts: November 1, 2020 through January 23, 2021. This a permanent extension.
• Minnesota: November 1, 2020 through December 22, 2020.
• Nevada: November 1, 2020 through January 15, 2021.
• New Jersey: November 1, 2020 through January 31, 2021.
• New York: November 1, 2020 through January 31, 2021.
• Pennsylvania: November 1, 2020 through January 15, 2021.
• Rhode Island: October 15, 2020 through December 31, 2021.
• Washington DC: November 1, 2020 through January 15, 2021.
• Washington DC: November 1, 2020 through January 31, 2021. This a permanent extension.

When Will Coverage Start With Extended Enrollment? In general, if you enroll after December 15th your coverage will start February 1st, and if you enroll after February 15th your coverage will generally start March 1st. With that said, some states who extend enrollment will have different rules. For example, in Idaho, if you enroll by December 31st your plan starts January 1st. Meanwhile, in California, enrolling after January 15th means your coverage won’t start until March 1st. Check your state’s health insurance website for details.

Where Can I find my state’s ObamaCare website? All state websites can be found through HealthCare.Gov’s home page. When you got the site you’ll get to pick your state. If your state has its own exchange, you’ll be taken to it.

Other states may be subject to extension in 2021. States with state-run exchanges can issue last-minute extensions, and the federal government can issue an extension for all states using the federal marketplace as well.