ObamaCare Open Enrollment 2021 Has Started

Open enrollment for marketplace coverage under the Affordable Care Act (ObamaCare) started November 15 and ends December 15 in most states.

Make sure to change plans, update info, and/or enroll in a plan at HealthCare.Gov or your state-based marketplace to get coverage for 2021 and see if you qualify for cost assistance based on income.

Keep in mind some states have their own deadlines this year, they are:

• California: October 15, 2020 through January 31, 2021. Last day for coverage that starts Jan 1, 2021 is Dec 15, 2020, otherwise coverage starts no later than Feb 1, 2021. This a permanent extension.
• Colorado: November 1, 2020 through January 15, 2021. Last day for coverage that starts Jan 1, 2021 is Dec 15, 2020, otherwise coverage starts no later than Feb 1, 2021. This a permanent extension.
• Massachusetts: November 15, 2020 through January 23, 2021. This a permanent extension.
• Nevada: November 1, 2020 through January 15, 2021.
• New Jersey: November 1, 2020 through January 31, 2021.
• New York: November 1, 2020 through January 31, 2021.
• Pennsylvania: November 1, 2020 through January 15, 2021.
• Rhode Island: October 15, 2020 through December 31, 2021.
• Washington DC: November 31, 2020 through January 31, 2021. This a permanent extension.

Other states may be subject to extension in 2021. States with state-run exchanges can issue last-minute extensions, and the federal government can issue an extension for all states using the federal marketplace as well.