Trump Cuts Cost-Sharing Reduction Assistance
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The White House announced that the Trump administration will no longer reimburse insurers for ObamaCare’s cost-sharing reduction subsidies.
ObamaCare Facts Archive
The facts below are our original “ObamaCare facts” page. These ObamaCare facts will give you a sense of how things used to be and what has changed. See our up-to-date “ObamaCare” facts page here. It is easy to forget that time when women paid more than men for health insurance, or when you could be denied… Read More
How to Use HealthCare.Gov
How Do I Use Healthcare.gov to Sign Up, Shop For Plans, Get Assistance, and Enroll in Health Insurance? We explain how to use the official Health Insurance Marketplace HealthCare.Gov to sign up, shop for coverage, get assistance, and enroll in a health plan. First, to get started, you will need to go to HealthCare.Gov and select your state… Read More
Get Covered During Open Enrollment
Everything You Need to Know About Open Enrollment Get covered during open enrollment under the Affordable Care Act. Open enrollment starts Nov 1st and ends Dec 15th in most states. Unless you have access to coverage through work, Medicare, or another source, open enrollment is the only time of year you and your family can… Read More
2018 Premium Tax Credits
2018 Premium Tax Credits Under the Affordable Care Act (ObamaCare) We explain how Premium Tax Credits work on 2018 health plans under the Affordable Care Act (ObamaCare). Tax credits can be taken in advance, or at tax time. In other words, ObamaCare’s Premium Tax Credits (PTC) can be paid to your insurer in advance as… Read More
HSA Limits for 2018
Health Saving Accounts and ObamaCare for 2018 We cover everything you need to know about Health Savings Accounts (HSAs) for 2018, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how… Read More
2018 Cost Sharing Reduction Subsidies (CSR)
How Do Cost Sharing Reduction Subsidies Work? ObamaCare’s Cost Sharing Reduction Subsidies (CSR) lower out-of-pocket costs, based on income, for Silver plans bought on the Health Insurance Marketplace. Please note that CSR subsidies are paid to insurance companies, not to individuals. They are intended to offset the expenses of offering lower-cost health insurance to qualifying individuals. Eliminating… Read More
Get Ready for 2018 Open Enrollment
ObamaCare’s open enrollment period for 2018 starts on November 1st, 2017 and ends on December 15th, 2017. This is what you need to know to enroll for 2018. Some states have longer enrollment periods, so you will have to check your state’s rules. • Open enrollment is the only time you can get cost assistance, enroll… Read More
Graham-Cassidy Could Result in 32 Million Uninsured and Higher Costs
The Cassidy-Graham bill has been estimated by studies to result in 32 million uninsured by 2027 and beyond and higher costs for many sick, poor, and seniors.
A Summary of the Graham-Cassidy Obamacare Repeal Bill
We explain the gist of the Graham-Cassidy Obamacare repeal bill. In short, it looks a lot like the last repeal attempt, the Better Care Reconciliation Act.
The 2018 Federal Poverty Guidelines
Understanding the 2018 Federal Poverty Guidelines For Cost Assistance Under the Affordable Care Act (ObamaCare) in 2018 and 2019 We explain the 2018 Federal Poverty Guidelines for assistance under the Affordable Care Act (ObamaCare). You’ll use these guidelines to determine cost assistance on plans sold during 2019’s open enrollment season. How Cost Assistance Works With… Read More
Bernie Sanders: Medicare-for-all Act Full Text and Summary
An Introduction to Bernie’s Medicare-for-all Bill, a Summary, and a Link to the Full Bill We present the full text and a summary of Bernie Sanders’ Medicare for all bill (“A BILL To establish a Medicare-for-all national health insurance program”). Read the full text of Sanders’ Medicare for All Act of 2017 (S. 1804). Background: On September 13, 2017… Read More
Bernie Sanders Introduces Medicare for All Act of 2017
We explain the basics of the Bernie Sanders Medicare-for-all bill, a bill to expand universal coverage to all Americans by expanding Medicare.
Why Isn’t Health Insurance or Care Affordable?
We look at the Affordable Care Act, asking why many people’s medical insurance or care is unaffordable.
ObamaCare and DACA Facts and Myths
Deferred Action for Childhood Arrivals (DACA) recipients are not eligible for ObamaCare, don’t have to comply with the mandates, can’t use the marketplace, and can’t get cost assistance.
CBO Report on the Effects of Terminating Payments for Cost-Sharing Reductions
We explain the August 15, 2017 CBO and JCT report on the effects of ending cost-sharing reduction payments to insurers.
Trump’s Potential Obstruction of ObamaCare Explained
We explain how Trump can obstruct ObamaCare by “blocking insurer bailouts” (by not reimbursing insurers for cost sharing assistance.)
How to Sign Up For TrumpCare
Everything You Need to Know About Enrolling in TrumpCare We explain how to sign up for TrumpCare and enroll in a TrumpCare plan (i.e., how to sign up for health insurance under President Trump). That means we’ll explain health insurance enrollment dates, how to get cost assistance, and other important information for getting covered under… Read More
Senate Unveils Latest Version of their ObamaCare Repeal and Replace Bill
The senate just unveiled the latest version of their ObamaCare repeal and replace bill (an updated version of the Better Care Reconciliation Act of 2017).
Did the ACA Lead to High Medical Costs?
On this page we ask the question, “did the ACA (ObamaCare) lead to higher medical costs, or is something else causing the increase in healthcare costs?”
Can Unaffordable Care be Fixed by “Repealing” the ACA?
We look at the question, “can repealing the ACA or its key provisions bring down the cost of health insurance / healthcare?”
Better Care Reconciliation Act of 2017: CBO Report Facts
Get the facts on the CBO report on the Better Care Reconciliation Act of 2017 (the Senate’s ObamaCare repeal and replace plan AKA TrumpCare).
Better Care Reconciliation Act of 2017 Facts
Everything You Need To Know About the Better Care Reconciliation Act of 2017 (BCRA) AKA The Latest Version of TrumpCare We explain everything you need to know about the Better Care Reconciliation Act of 2017 (BCRA); the Senate’s new healthcare bill to replace ObamaCare. Below we cover everything you need to know about the Better Care Reconciliation… Read More
The Difference Between the ACA, BCRA, the AHCA – Explained
We explain the difference between ObamaCare and the House and Senate versions of TrumpCare (i.e. the difference between the ACA, AHCA, and BRCA).
What are Medicare Drug Formularies?
What are Drug Formularies For Medicare Plans? Medicare Prescription drug lists (formularies) are lists of covered drugs, placed into different tiers, where each tier has different costs. Each Medicare plan that provides drug coverage has its own list of covered drugs and costs that follow a set of common rules. Below we will explain more about… Read More