No More Pre-existing Conditions Since 2014 ObamaCare eliminated pre-existing conditions starting in 2014. No more pre-existing conditions means you can’t be denied coverage, charged more, or denied treatment based on health status. Considering 1 in 2 Americans has a health condition that qualifies as a pre-existing condition, the Affordable Care Act (ObamaCare) doing away with pre-existing… Read More
A Quick Summary of ObamaCare and How it Works The following ObamaCare Summary offers a quick overview of what you need to know about health care reform under the Affordable Care Act. The summary includes a breakdown of how ObamaCare works, how to get covered under the new system, how to get cost assistance, the… Read More
Updates on the ObamaCare Website (HealthCare.Gov) The official ObamaCare website, that is the official health insurance marketplace website under the Affordable Care Act, is HealthCare.gov. We explain the history of HealthCare.Gov and how it works. The History of the Health Insurance Marketplace The health insurance marketplace was created by the Affordable Care Act as a… Read More
We Help You Understand the Affordable Care Act Here is our ObamaCare videos section. These ObamaCare videos will help you to understand aspects and current events surrounding the Affordable Care Act. Share our these videos with your friends to help them get a better understanding of the new health care reform law. Check out healthcare.gov’s… Read More
Making the Complex Simple in 10 Easy Pieces This is our ObamaCare top 10 list of the most important things to know about ObamaCare (the Affordable Care Act). The law can be overwhelming, but understanding these ten “ObamaCare Facts” will be enough to help you get covered, find out if you qualify for cost assistance,… Read More
How ObamaCare Taxes Affect You: New Taxes, Hikes, Breaks, Credits, and Other Changes Here’s a full list of ObamaCare Taxes. The 21 new ObamaCare tax hikes and breaks impact us all, but which ObamaCare taxes will you actually pay? Find out how the tax-related provisions in the Affordable Care Act (ObamaCare) will affect you, your… Read More
ObamaCare Subsidies – Premium and Out-of-Pocket Cost Assistance on Marketplace Plans Explained ObamaCare subsidies save you money on your premium and out-of-pocket expenses based on income. Subsidies are only available on plans sold on the Marketplace. Let’s take a look at what subsidies are, how they work, and how you can apply for free or… Read More
We Asked You How You’ve Been Affected By ObamaCare, Here is What You Said Below are Real ObamaCare Stories from our readers. We asked you to share your ObamaCare stories on how health care reform has affected you. Thank you for the overwhelming amount of responses. We have done our best to answer your questions… Read More
How Will ObamaCare Affect Your Small Business? Get the facts on how ObamaCare impacts small businesses. ObamaCare’s small business tax credits and expansion of health insurance help small businesses and employees, while some higher earners and larger firms face new requirements. The Affordable Care Act (ACA) offers incentives, such as tax breaks and tax credits via… Read More
The Pros and Cons of ObamaCare What are the pros and cons of ObamaCare? The ObamaCare pros and cons mirror the complex nature of the new health care law. Pros: ObamaCare (the Affordable Care Act or ACA) contains many benefits, especially for low and middle-income families and small businesses. This includes tax credits for health insurance… Read More
No Cost-Sharing on Essential Preventive Care Thanks to the Affordable Care Act ObamaCare includes preventive care at no out-of-pocket cost on most health plans. ObamaCare’s free preventive services help to put the focus on wellness, early detection, and prevention, instead of treatments and cures. FACT: At least 15 free preventive services and one wellness visit… Read More
When is Open Enrollment for ObamaCare, Medicaid, Medicare, and Other Insurance Types? Open enrollment is the annual period in which shoppers can enroll, switch plans, and get subsidies on health plans under the Affordable Care Act (ObamaCare). In general, open enrollment starts each year on November 1st and ends on January 15th. However, open enrollment may be extended… Read More
Your Guide to Everything ObamaCare Confused about ObamaCare? Our Free ObamaCare Guide makes understanding the Affordable Care Act and the Health Insurance Marketplace simple. Understanding each of the provisions contained within the Affordable Care Act is a tall order on its own, but getting a basic understanding of the law’s key provisions is something that… Read More
The Website Glitch, IRS Glitch, Smoker Glitch, and more. ObamaCare “Glitch”; a “glitch” in the ObamaCare website, the health insurance marketplace or healthcare.gov, follows other notable ObamaCare glitches. Other glitches have included the IRS glitch and the smoker glitch. Let’s take a look at how some of ObamaCare’s glitches affect you. Listen to the President… Read More
ObamaCare Facts 2023 – We Tell you the Facts, Not The Talking Points We provide up-to-date facts on ObamaCare (the Affordable Care Act). Get the ObamaCare facts on enrollment, assistance, benefits, plan types, and more. What is ObamaCare? The official name for “ObamaCare” is the Patient Protection and Affordable Care Act (PPACA), or Affordable Care Act (ACA) for short. The… Read More
Open Enrollment Extensions For ObamaCare Each year there are extensions for state marketplaces, extensions for certain circumstances, and may even be extensions to open enrollment for the federal marketplace Healthcare.gov. Notable Extension for 2022 – 2023: The deadline to enroll in the federal marketplace is extended. Open enrollment 2023 will run from November 1, 2022 until… Read More
ObamaCare Explained as Simply As Possible We explain everything you need to know about ObamaCare (the Affordable Care Act) in as simple terms as possible. A Quick Introduction to the Affordable Care Act ObamaCare, officially called the Patient Protection and Affordable Care Act, is a health care reform law signed in 2010 by President Barack… Read More
The Employer Mandate / Employer Penalty The ObamaCare Employer Mandate / Employer Penalty, originally set to begin in 2014, was delayed until 2015 / 2016. ObamaCare’s “employer mandate” is a requirement that all businesses with 50 or more full-time equivalent employees (FTE) provide health insurance to at least 95% of their full-time employees and dependents up… Read More
Changes to ObamaCare and Delays to ObamaCare Below is a list of ObamaCare delays and ObamaCare changes that have occurred over the years. ObamaCare has been subject to a few major changes and delays that everyone should be aware of. Important ObamaCare changes include pushing back the opening of the small business marketplace, extending deadlines to obtain… Read More
What is Minimum Essential Coverage (MEC)? Minimum Essential Coverage is health insurance that meets the requirements of the ObamaCare (the Affordable Care Act). This generally means coverage offers 10 essential benefits and meets actuarial value standards. Most coverage offered in the employer, private, and public markets count as Minimum Essential Coverage. Meanwhile, short-term and limited… Read More
Everything You Need to Know About the Koch Brothers Get the Facts on the Koch Brothers and public programs like ObamaCare. The Koch Brothers lead the anti-ObamaCare message and champion free-market and a Conservative Libertarian ideology. The Kochs own the second largest privately owned company in the United States, Koch Industries. Koch Brother Politics Facts… Read More
What ObamaCare Means for You, Your Family, and Your Business When hearing about the Affordable Care Act (ObamaCare), the first question that comes to mind is, “how will ObamaCare affect me, my family, and my business?” The answer, of course, depends on a number of factors including income and whether or not you currently have… Read More
How Does ObamaCare Impact Job Growth, Unemployment, Wages, Operation Costs, or Hiring Practices? What is the impact of ObamaCare on jobs? is ObamaCare really a Job Killer? ObamaCare does affect job growth, hiring, wages, and consumer costs. However, the impact of ObamaCare on jobs isn’t as drastic as you might have heard. The Affordable Care Act includes… Read More
What are Federal Poverty Levels Used for? Federal Poverty Levels (which are also called Federal Poverty Guidelines, Federal Poverty Line, or simply FPL) are used to see if you qualify for cost assistance when buying insurance through the State or Federal Health Insurance Marketplace. Federal Poverty Levels are also used to help determine Medicaid and CHIP eligibility and to help… Read More
The Affordable Care Act and Annual and Lifetime Dollar Limits The Affordable Care Act (ObamaCare) stops insurers from setting yearly or lifetime dollar limits on essential benefits. Since 2014 health insurance companies have had to follow new rules on what benefits can be subject to dollar limits and what dollar limits can be set. Let’s… Read More