Understanding the GOP Pre-Existing Condition “Continuous Coverage Exclusion” Provision The Affordable Care Act eliminated preexisting conditions, but almost all GOP plans (including Tom Price’s plan) bring them back via a “Continuous Coverage Exclusion” for pre-existing conditions. TrumpCare (the American Health Care Act) and the Continuous Coverage Provision As predicted in the article below, the newest House… Read More
Trump’s been elected, and that means TrumpCare may replace ObamaCare. Here is what changes to expect for ObamaCare under President Trump.
Cuentas de Ahorro para la Salud y ObamaCare en el 2017 Cubrimos todo lo que necesite saber acerca de las Cuentas de Ahorro para la Salud (HSAs por sus siglas en inglés) para el 2017, incluyendo cómo funcionan con los planes ObamaCare. ¿Qué son las Cuentas de Ahorro para la Salud? Los ahorros de salud… Read More
Información Actualizada de Asistencia en Costos para el 2017 Para el 2017, los compradores pueden adquirir tres tipos de seguro médico bajo ACA: Créditos fiscales sobre primas, Subsidios de Reducción de Costos Compartidos, y Medicaid / CHIP. A continuación, se encuentra la información actualizada de asistencia en costos para los planes del 2017, incluyendo todos… Read More
Although health insurance premiums are up 22% on average for 2017, but many can get a plan for a $100 or less through healthcare.gov.
Updated Cost Assistance Information for 2017 For 2017, shoppers can get three types of health insurance cost assistance under the ACA: Premium Tax Credits, Cost Sharing Reduction Subsides, and Medicaid/CHIP. Below is updated cost assistance information for 2017 plans, including all plans purchased during 2017 open enrollment Nov 1. 2016 – Jan. 31. 2017. TIP: Seniors… Read More
Health Saving Accounts and ObamaCare for 2017 We cover everything you need to know about Health Savings Accounts (HSAs) for 2017, including how HSAs work with ObamaCare plans. What Are Health Savings Accounts? Health savings accounts are tax-advantaged medical savings accounts that you can draw money from for certain medical expenses. They work a bit… Read More
Citing losses, but on the back of the Department of Justice (DOJ) attempting to block a merger with Humana, Aetna has stated it will pull out of 11 ObamaCare exchanges.
ObamaCare Public Option Explained ObamaCare allows for a public option, a public health insurance plan that can compete with private companies and works with the ACA. This “ObamaCare public option” can work a few ways. President Obama previously expressed support for a national public option and suggested that states create state-based public options via sec. 1332 waivers, especially in regions with low competition. Initially… Read More
When people get sick they typically lose their income source. Unless they have savings, this results in a plan drop. Thus, private health insurance loses value in a catastrophic long-term event.
The drug Pembrolizumab, which is thought to have help Jimmy Carter beat cancer, has been approved by the FDA through an accelerated fast-track process.
Bernie Sanders proposed a single payer Medicare for all solution for American health care (BernieCare). What does that mean?
People of all income levels, news sources, insurers, and providers have expressed frustration over rising health premiums and deductibles going into 2016.
A woman put a public facebook post up about a BCBS plan in Alabama. Is this an ObamaCare problem or an Alabama problem?
Even if all states expand Medicaid, we need Planned Parenthood. ObamaCare’s expansion of coverage options provides free sexual and reproductive health services, but millions fall in the Medicaid gap in state’s that didn’t expand.
Out-of-network emergency care is covered under all insurance plans sold after March 23rd, 2010 as part of Ten Essential Benefits under the Affordable Care Act.
If the cheapest employer plan available to you is 9.56% of MAGI for self only coverage you can get ObamaCare’s cost assistance.
A study shows that ER visits have increased as more people have gotten coverage under the Affordable Care Act. This expected short term outcome isn’t ideal, but speaks to habits of the previously uninsured, the fact that ER visits are covered under the ACA, and an increased doc shortage as demand outpaces supply in the short term.
ObamaCare covers one type of birth control per person from each of 18 FDA-approved categories at no out-of-pocket cost, although some plans have exemptions. This page will tell you what kinds of birth control are covered, which health plans have exemptions, how to get free birth control under the Affordable Care Act, and how to get help… Read More
Under the ACA you can take tax deductions for medical and dental expenses that exceed 10%* of your annual Adjusted Gross Income using a Form 1040, Schedule A. This includes deductions for most medical and dental costs for you, your spouse, and your dependents. Most people won’t take this deduction, but if you’ve had a… Read More
Yes. Since cancer screenings are a preventive service (one of ObamaCare’s Minimum Essential Benefits), all ObamaCare health insurance plans have to cover lung cancer screenings. In most cases, this service must be offered at no out-of-pocket costs.
ObamaCare’s Cadillac Tax is a 40% excise tax on high end plans above $10,200 for individuals and $27,500 for family coverage that was set to start in 2018 but was been delayed. This tax is not deductible. The excise tax is one of the main revenue sources for the ACA, helps curb healthcare costs, and… Read More
Come 2017 Arkansas plans to create a “private option” alternative to Medicaid that uses a single pool for nearly 190,000 under the 138% Poverty Level.
Veterans coverage (Veteran’s health care program) counts as Minimum Essential Coverage under ObamaCare so you don’t need to get other coverage.
Affordable Care Act Vision Coverage Vision insurance generally isn’t covered under the Affordable Care Act (ObamaCare). However, pediatric eye care is a required benefit included on all plans that qualify as minimum essential coverage under the ACA. Even though adult vision coverage isn’t a required benefit of ObamaCare, “vision health” is still an important aspect… Read More