The Small Business Health Insurance Marketplace Employers can use the SHOP Marketplace (Small Business Health Options Program) to get lower costs on group plans and claim tax credits. In 2015, employers with less than 50 full-time equivalent workers (FTE) can use the SHOP. In 2016, the SHOP opens for businesses with 100 or less FTE. FACT:… Read More
Guide to Buying Health Insurance: How Health Insurance Works Our guide to buying health insurance walks you through how health insurance works and how to buy health insurance plans under the Affordable Care Act (ACA or Obamacare). Below we take a look at how ObamaCare affects buying health care plans, different ways to buy health insurance under… Read More
How to Use Your State’s Health Insurance Marketplace to Buy “Affordable” Health Insurance ObamaCare’s Health Insurance Marketplace, or ObamaCare Marketplace, is your State’s price comparison website for subsidized health insurance under the ACA. The following guide will explain the marketplace and how you, your family, and your business can compare health plans and qualify for… Read More
How to Calculate Tax Credits and Subsidies for Health Insurance Sold on the Health Insurance Marketplace Our ObamaCare calculator will help you calculate tax credits and subsidies for health insurance sold on the Health Insurance Marketplace. Use this quick health insurance tax credit guide to help you understand the process. Or, just use one of… Read More
ObamaCare Facts 2020: Nosotros te decimos los hechos, no los puntos de discusión Plan Salud ObamaCare en Español; Les presentamos los Datos Sobre el Plan de Salud de ObamaCare en español. Nosotros te decimos los hechos, no los puntos de discusión. Conozca los hechos de ObamaCare (la Ley de Protección a Pacientes y Cuidados de… Read More
Let’s Take a Look at the Uninsured and How the Affordable Care Act has Changed Things The uninsured rates dropped to all times lows under the Affordable Care Act. The rate has however changed over time, for example, the rate rose under Trump (in part due to the fee for not having coverage being reduced… Read More
Understanding ObamaCare (Patient Protection and Affordable Care Act) ObamaCare is a nickname for The Patient Protection and Affordable Care Act (sometimes called the Affordable Care Act, ACA, or PPACA for short), a health reform law signed on March 23, 2010, by President Barack Obama. ObamaCare seeks to reform health insurance and healthcare in the United… Read More
Ted Cruz Becomes the Poster Boy for the Anti-ObamaCare Movement Ted Cruz and ObamaCare have become closely entwined since the Republican Senator from Texas took the forefront in the defund ObamaCare effort. This “rise to fame” came at the cost of being the face of a movement in which house Republicans caused a Government shutdown… Read More
The following is a summary of every provision in the Patient Protection and Affordable Care Act HR3590. Most of what you need to know about the PPACA is contained in title I – Quality, Affordable Health Care For All Americans. Title I contains almost all of the new benefits, rights, and protections, rules for employers,… Read More
Learn About Your State’s Health Insurance Exchange Marketplace ObamaCare’s state Health Insurance Exchanges are now open for business. You can find your state’s Health Insurance Marketplace and apply for health coverage today. Use the list of state-based marketplaces (also referred to as exchanges) to locate your state’s marketplace or check if your state uses the… Read More
Qualifying for Coverage Outside of Open Enrollment A special enrollment period is a period outside of open enrollment in which you can get coverage due to qualifying life events. You may qualify for special enrollment if you have certain “qualifying life events” like a change in family status (having a baby, getting married, adoption, etc), losing… Read More
What is Single Payer Health Care? Single payer health care is a health care system where a “single” fund pays for health care costs (rather than private insurers). There are many different ways single payer can work, but the general idea is 1. to create a universal healthcare system (a system that covers everyone) where, 2…. Read More
What you Can do to Save ObamaCare in 2018 It’s up to you to help save ObamaCare from losing its ability to insure over 44 million uninsured Americans. Find out how to protect ObamaCare in 2018. Join Democrats, Republicans, and the tens of millions of Americans who support health care reform in a bipartisan effort to stand… Read More
What is RomneyCare? RomneyCare is the name given to Mitt Romney’s health care insurance reform laws passed in MA in 2006. RomneyCare aimed to reform healthcare by providing all MA residents with affordable quality health insurance. It also offered additional protections to MA residents including the retention of health coverage when switching employers or when… Read More
ObamaCare Repeal Attempts and the Potential Impact of Repeal There have been a number of attempts to repeal the Affordable Care Act (ObamaCare). There have also been some notable changes to the law. you can see a full list of repeal attempts here and a list of constitutional challenges here. In short though major repeal… Read More
Price of Healthcare Reaches All-Time High! The cost of health care is going up and more and more people are unable to afford increasing insurance premiums, but there is hope. Obama’s health care plan under ObamaCare has started to curb the growth in health care costs with major reforms to the industry. If ObamaCare is… Read More
Protecting You Against Unfair Premium Increases ObamaCare’s rate review provision and the 80/20 rule help keep curb premium growth and keep insurance affordable. Before the ACA premiums had been increasing at unsustainable rates on a yearly basis, the ACA’s new provisions help to curb that. There are two ways insurers are now held more accountable… Read More
No More Pre-existing Conditions Since 2014 ObamaCare eliminated pre-existing conditions starting in 2014. No more pre-existing conditions means you can’t be denied coverage, charged more, or denied treatment based on health status. Considering 1 in 2 Americans has a health condition that qualifies as a pre-existing condition, the Affordable Care Act (ObamaCare) doing away with pre-existing… Read More
A Quick Summary of ObamaCare and How it Works The following ObamaCare Summary offers a quick overview of what you need to know about health care reform under the Affordable Care Act. The summary includes a breakdown of how ObamaCare works, how to get covered under the new system, how to get cost assistance, the… Read More
How the Affordable Care Act Affects Young Adults ObamaCare (the Affordable Care Act) allows young adults to stay on their parents plan until 26 and offers young people cheaper health insurance due to cost-assistance through their State’s health insurance marketplace. Young people can stay on their parents plans until 26. In many cases young people with limited… Read More
ObamaCare Ensures Women Get Equal Health Care Rights and Improved Women’s Health Services How Does ObamaCare Benefit Women? ObamaCare gives women access to guaranteed preventive women’s health services with no copayment or coinsurance even if they haven’t met their deductible. See: Preventive care benefits for women at HealthCare.gov for a list of services covered. Before the Affordable… Read More
Updates on the ObamaCare Website (HealthCare.Gov) The official ObamaCare website, that is the official health insurance marketplace website under the Affordable Care Act, is HealthCare.gov. We explain the history of HealthCare.Gov and how it works. The History of the Health Insurance Marketplace The health insurance marketplace was created by the Affordable Care Act as a… Read More
Making the Complex Simple in 10 Easy Pieces This is our ObamaCare top 10 list of the most important things to know about ObamaCare (the Affordable Care Act). The law can be overwhelming, but understanding these ten “ObamaCare Facts” will be enough to help you get covered, find out if you qualify for cost assistance,… Read More
How ObamaCare Taxes Affect You: New Taxes, Hikes, Breaks, Credits, and Other Changes Here’s a full list of ObamaCare Taxes. The 21 new ObamaCare tax hikes and breaks impact us all, but which ObamaCare taxes will you actually pay? Find out how the tax-related provisions in the Affordable Care Act (ObamaCare) will affect you, your… Read More
ObamaCare Subsidies – Premium and Out-of-Pocket Cost Assistance on Marketplace Plans Explained ObamaCare subsidies help reduce the cost of your premiums and out-of-pocket expenses based on your income. These subsidies are only available on plans sold through the Health Insurance Marketplace. Let’s break down what subsidies are, how they function, and how you can apply… Read More