She can get both plans, but can’t get cost assistance on a marketplace (ObamaCare) plan. The only way around this is if she qualified for Medicaid.
When you have two plans one is primary and the other secondary, one plan will pay first. There is typically no reason to get dual-coverage in this situation, it is however technically possible.
If you have insurance through your employer, then the general answer is no, you have to take the employer coverage and not the ACA coverage. That is the general rule, and it applies even if your employer is the federal government.
Age isn’t a determining factor, but access to Medicare is. If you are over 65 and don’t have access to Medicare, you may still be eligible for marketplace coverage or Medicaid. The simplest way to find out is to contact HealthCare.Gov.
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Jill Brady
I am working with an individual that pays for health insurance at her job but also wants obamacare, can she do this?
ObamaCareFacts.comThe Author
She can get both plans, but can’t get cost assistance on a marketplace (ObamaCare) plan. The only way around this is if she qualified for Medicaid.
When you have two plans one is primary and the other secondary, one plan will pay first. There is typically no reason to get dual-coverage in this situation, it is however technically possible.
Donna
I am living abroad and planning to repatriate in the next 6 months.
Can I enroll now (preemptively)?
ObamaCareFacts.comThe Author
No, you have to wait for 30 days before the move.
chris
are federal employees eligible for affordable care act coverage?
ObamaCareFacts.comThe Author
If you have insurance through your employer, then the general answer is no, you have to take the employer coverage and not the ACA coverage. That is the general rule, and it applies even if your employer is the federal government.
Nata
Is 66 years old person eligible for Obamacare?
ObamaCareFacts.comThe Author
Age isn’t a determining factor, but access to Medicare is. If you are over 65 and don’t have access to Medicare, you may still be eligible for marketplace coverage or Medicaid. The simplest way to find out is to contact HealthCare.Gov.