Who is eligible for health insurance under ObamaCare?


Anyone living in the United States who is a citizen or legal resident, and who is not incarcerated, is eligible for ObamaCare's cost assistance based on income if they make between 100% - 400% of the Federal Poverty Level.

In many states those making under 138% of the poverty level are eligible for free-or-low-cost health insurance through Medicaid, as Medicaid was expanded by the Affordable Care Act (ObamaCare) as well.

Meanwhile, anyone in the United States with health insurance qualifies for ObamaCare's benefits, rights, and protections (unless they have a short term health plan) and even many people who get coverage through work are getting because of ObamaCare.

So while eligibility for assistance in the private and family market is based on income, many different types of Americans benefit from ObamaCare's benefits, rights, and protections.

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Nata on

Is 66 years old person eligible for Obamacare?

ObamaCareFacts.com on

Age isn’t a determining factor, but access to Medicare is. If you are over 65 and don’t have access to Medicare, you may still be eligible for marketplace coverage or Medicaid. The simplest way to find out is to contact HealthCare.Gov.

chris on

are federal employees eligible for affordable care act coverage?

ObamaCareFacts.com on

If you have insurance through your employer, then the general answer is no, you have to take the employer coverage and not the ACA coverage. That is the general rule, and it applies even if your employer is the federal government.

Donna on

I am living abroad and planning to repatriate in the next 6 months.
Can I enroll now (preemptively)?

ObamaCareFacts.com on

No, you have to wait for 30 days before the move.

Jill Brady on

I am working with an individual that pays for health insurance at her job but also wants obamacare, can she do this?

ObamaCareFacts.com on

She can get both plans, but can’t get cost assistance on a marketplace (ObamaCare) plan. The only way around this is if she qualified for Medicaid.

When you have two plans one is primary and the other secondary, one plan will pay first. There is typically no reason to get dual-coverage in this situation, it is however technically possible.