Dates and Deadlines For the 2018 – 2019 Open Enrollment Season Under the Affordable Care Act (ObamaCare) Open Enrollment in health plans for 2019 starts November 1, 2018 and ends December 15, 2018. Plans sold during Open Enrollment start January 1, 2019. Get covered at Healthcare.Gov. Open enrollment is the only time of year you can enroll in… Read More
Everyone who files taxes will have to address health coverage questions. Meanwhile those with HSAs, medical deductions, or ACA credits will have some extra forms to fill out. Don’t forget to file. The deadline for filing taxes is April 15th unless you file for an extension.
Here are 7 last minute tips for open enrollment 2018. These should help answer any last minute questions.
Both health insurance premiums and out-of-pocket cost-sharing amounts have been increasing rapidly for everyone. The middle-class has suffered unequally.
The Issue We all need healthcare and health insurance, and the cost of medical care has exploded. We need to find a good way to manage the cost of insurance and care. The difficulty is compounded because wages and income have been stagnant for most of us. Even if you have a full-time job, you… Read More
What is ObamaCare? Understanding The Affordable Care Act (ACA) “ObamaCare” is a nickname for the healthcare law known as the Patient Protection and Affordable Care Act of 2010 (PPACA). The law is often called the Affordable Care Act (ACA) for short. Many people are aware of the basics of the Affordable Care Act (ACA). They are aware… Read More
There are a few taxes related to ObamaCare that require the attention of most tax paying Americans. Below we review the most important tax tips for 2018. In a nutshell, you’ll likely want to: Have your 1095 form filed on your behalf (by your insurer, employer, or the Marketplace) on hand. Get Form 8962, Premium Tax Credit (PTC) Get Form 8965, Health… Read More
We discuss how Trump’s announcement to cut cost-sharing reduction (CSR) subsidies will affect those who qualify for CSR assistance and those who don’t.
Although there is no fix passed, some and Congress and Trump have discussed a bipartisan fix for ObamaCare’s cost sharing subsidies.
We cover 5 steps to take to get the best medical insurance you can afford so you can get the best deal on health insurance available to you.
The White House announced that the Trump administration will no longer reimburse insurers for ObamaCare’s cost-sharing reduction subsidies.
Everything You Need to Know About Open Enrollment Get covered during open enrollment under the Affordable Care Act. Open enrollment starts Nov 1st and ends Dec 15th in most states. Unless you have access to coverage through work, Medicare, or another source, open enrollment is the only time of year you and your family can… Read More
2018 Premium Tax Credits Under the Affordable Care Act (ObamaCare) We explain how Premium Tax Credits work on 2018 health plans under the Affordable Care Act (ObamaCare). Tax credits can be taken in advance, or at tax time. In other words, ObamaCare’s Premium Tax Credits (PTC) can be paid to your insurer in advance as… Read More
Below is a copy of the 2015 study published on HHS, “The Potential Fiscal Consequences of Not providing CSR Reimbursement.”
How Do Cost Sharing Reduction Subsidies Work? ObamaCare’s Cost Sharing Reduction Subsidies (CSR) lower out-of-pocket costs, based on income, for Silver plans bought on the Health Insurance Marketplace. Please note that CSR subsidies are paid to insurance companies, not to individuals. They are intended to offset the expenses of offering lower-cost health insurance to qualifying individuals. Eliminating… Read More
We explain the August 15, 2017 CBO and JCT report on the effects of ending cost-sharing reduction payments to insurers.
some people would save money under the AHCA/TrumpCare (like older Americans, sick Americans, and those who qualify for assistance), while others like younger Americans would save.
The Trump Administration regulation published by CMS on Thursday April 13th was a handout to insurers, a blow to many consumers, and may curb premium costs.
Published: April 10, 2017 Last Updated: Sept 7, 2018 Understanding ObamaCare’s 2018 Open Enrollment Period ObamaCare’s 2018 Open Enrollment period started November 1, 2017 and ends on December 15, 2017. However, some states extended enrollment until January 2018. See state-specific deadlines for 2018 coverage below. Open enrollment is the only time you can enroll in a health… Read More
We review and explain each of the provisions in the House bill to repeal and replace ObamaCare, “The American Health Care Act”.
Understanding ObamaCare’s 2017 Open Enrollment Period Open Enrollment 2017 started November 1, 2016 and ended January 31, 2017. Open enrollment is the only time you can enroll in a health plan on the individual market without qualifying for special enrollment. That means if you wanted to get cost assistance and avoid the monthly fee for 2017,… Read More
What is TrumpCare? “TrumpCare” describes health care reform under Donald Trump. We explain TrumpCare and how it is different than ObamaCare. An Introduction to the Many HealthCare Bills, Regulations, and Ideas We Call “TrumpCare.” Below we explain different aspects of TrumpCare. When people say “TrumpCare” they are essentially referring to healthcare changes made, attempted to be… Read More
There are a few taxes related to ObamaCare that require the attention of most tax paying Americans. Below we review the most important tax tips for 2016.
Sunmitted by family member. Employee has worked “part time” 40 hours a week for Kroger Fuel Center for more than three years. Their Full-line (grocery employees) are considered “full-time” if they work more than 20hrs a week, including their store managers. The “full-time” employees are offered the equivalent of a Silver plan on the marketplace…. Read More
Below is the HHS 2016 marketplace facts sheet on ObamaCare provided by CMS.gov. There lots of interesting facts in here including new updates on percentages of existing customers who can get plans for less than $100 or $75 (this goes hand-in-hand with the 1 in 6 non-marketplace customers who qualified for plans of $100… Read More