Free ObamaCare Guide: Your Guide to ObamaCare

Your Guide to Everything ObamaCare Confused about ObamaCare? Our Free ObamaCare Guide makes understanding the Affordable Care Act and the Health Insurance Marketplace simple.  Understanding each of the provisions contained within the Affordable Care Act is a tall order on its own, but getting a basic understanding of the law’s key provisions is something that…

ObamaCare Website Glitch and Other Glitches

The Website Glitch, IRS Glitch, Smoker Glitch, and more. ObamaCare “Glitch”; a “glitch” in the ObamaCare website, the health insurance marketplace or healthcare.gov, follows other notable ObamaCare glitches. Other glitches have included the IRS glitch and the smoker glitch. Let’s take a look at how some of ObamaCare’s glitches affect you. Listen to the President…

ObamaCare Facts: Facts on the Affordable Care Act

ObamaCare Facts 2022 – We Tell you the Facts, Not The Talking Points We provide up-to-date facts on ObamaCare (the Affordable Care Act). Get the ObamaCare facts on enrollment, assistance, benefits, plan types, and more. What is ObamaCare? The official name for “ObamaCare” is the Patient Protection and Affordable Care Act (PPACA), or Affordable Care Act (ACA) for short. The…

ObamaCare Explained | An Explanation of ObamaCare

ObamaCare Explained as Simply As Possible We explain everything you need to know about ObamaCare (the Affordable Care Act) in as simple terms as possible. A Quick Introduction to the Affordable Care Act ObamaCare, officially called the Patient Protection and Affordable Care Act, is a health care reform law signed in 2010 by President Barack…

ObamaCare Delays and ObamaCare Changes

Changes to ObamaCare and Delays to ObamaCare Below is a list of ObamaCare delays and ObamaCare changes that have occurred over the years. ObamaCare has been subject to a few major changes and delays that everyone should be aware of. Important ObamaCare changes include pushing back the opening of the small business marketplace, extending deadlines to obtain…

ObamaCare No Discrimination

You Can’t Be Charged More Due to Gender or Health Status ObamaCare means no discrimination. Under the ACA you can’t be charged more due to gender or health status on individual or small group plans sold after 2014. However, there are certain factors such as age, tobacco use, family size, and geography which can be…

Missed Deadline for ObamaCare

What Happens if I Missed the Deadline for ObamaCare? If you miss the annual deadline for ObamaCare Open Enrollment, you might miss your opportunity for cost-assisted coverage. However, you may still have options for obtaining health insurance. In general open enrollment for private individual and family health plans is limited each year. For example, open…

Minimum Essential Coverage

What is Minimum Essential Coverage (MEC)? Minimum Essential Coverage is health insurance that meets the requirements of the ObamaCare (the Affordable Care Act). This generally means coverage offers 10 essential benefits and meets actuarial value standards. Most coverage offered in the employer, private, and public markets are Minimum Essential Coverage. Meanwhile, short term and limited…

The Koch Brothers and ObamaCare: and Other Koch Brothers Facts

Everything You Need to Know About the Koch Brothers Get the Facts on the Koch Brothers and public programs like ObamaCare. The Koch Brothers lead the anti-ObamaCare message and champion free-market and a Conservative Libertarian ideology. The Kochs own the second largest privately owned company in the United States, Koch Industries. Koch Brother Politics Facts…

IRS: Obamacare

IRS ObamaCare Statement on Cheapest Plan Explained IRS ObamaCare Cheapest Plan; IRS Estimates the Average Family Will Pay no Less than $20,000 for the cheapest plan under ObamaCare. That statement couldn’t be more misleading. Another example of the Media misquoting information. Please read the updates section to get the full story on the IRS: ObamaCare…

How Does ObamaCare Work?

How ObamaCare Works For You, Your Family, and Your Business We cover everything you need to know about how ObamaCare works for you, your family, and your business. Below you’ll find overviews of what ObamaCare does, how to use the Health Insurance Marketplace for low-cost coverage, deadlines for getting coverage, and a breakdown of some key…

Impact of ObamaCare on Jobs: Does ObamaCare Kill Jobs?

How Does ObamaCare Impact Job Growth, Unemployment, Wages, Operation Costs, or Hiring Practices? What is the impact of ObamaCare on jobs? is ObamaCare really a Job Killer? ObamaCare does affect job growth, hiring, wages, and consumer costs. However, the impact of ObamaCare on jobs isn’t as drastic as you might have heard. The Affordable Care Act includes…

Hobby Lobby ObamaCare

Hobby Lobby and ObamaCare: The “Contraception Mandate” ObamaCare v. Hobby Lobby; Hobby Lobby risks millions in fine after refusing to comply with ObamaCare’s “contraception mandate”. On December 26th, 2013 the Oklahoma based chain was denied an emergency appeal by the Supreme Court to get an exemption from having to provide contraception coverage to it’s employees.…

Health Care Facts: Why We Need Health Care Reform

The Health Care System Cost Americans around 3 Trillion Dollars in 2014 and is Growing Every Year. Is ObamaCare Enough? Health Care Facts: health care reform is a good first step towards fixing our health care system. The health care facts show ObamaCare, while an effective program in many respects, isn’t enough to reform the 3 trillion…

How to Appeal a Health Insurance Company or Marketplace Decision

ObamaCare and Appeals – Everything You Need to Know About Expanded Appeal Rights Under the Affordable Care Act The Affordable Care Act (ObamaCare) expanded health insurance appeal rights. Under the ACA it easy to appeal any health insurer or marketplace decision. Specifically, you have the right to an internal and external appeal of any decision…

Health Care Reform Timeline

A Timeline of Health Care Reforms 2010 – 2022 Here is an easy to understand Health Care Reform Timeline 2010 – 2022. The healthcare reform timeline lays out health insurance reforms and health care milestones contained within the Affordable Care Act (ObamaCare). Find out how the new health care law affects healthcare in the United…

ObamaCare Guaranteed Issue

You Can’t Be Denied Coverage For Any Reason ObamaCare makes health insurance guaranteed issue meaning you can’t be denied health status, age, gender, or other factors. Just because insurance is guaranteed issue doesn’t mean you can’t be charged more for certain factors, although the ACA limits this as well. Below we will list the factors…

Fiscal Cliff: ObamaCare and the ‘Fiscal Cliff’

How Does ObamaCare Impact the ‘Fiscal Cliff’ and What is a ‘Fiscal Cliff’ Anyway? ‘Fiscal Cliff’ ObamaCare: Does ObamaCare impact the ‘fiscal cliff’? What’s the ObamaCare ‘fiscal cliff’ discussion really about? The ‘fiscal cliff’, is the point at which the deficit gets reduced too much due to tax hikes and spending cuts set to kick…

Federal Poverty Level Guidelines

What are Federal Poverty Levels Used for? Federal Poverty Levels (which are also called Federal Poverty Guidelines, Federal Poverty Line, or simply FPL) are used to see if you qualify for cost assistance when buying insurance through the State or Federal Health Insurance Marketplace. Federal Poverty Levels are also used to help determine Medicaid and CHIP eligibility and to help…

ObamaCare Essential Health Benefits

What Are Essential Health Benefits? Ten Essential Health Benefits must be offered at no dollar limits on every health plan under the Affordable Care Act (ObamaCare). Essential Health Benefits consist of ten categories of items and services required for all individual and small group plans after 2014. Essential Health Benefits are the types of care…

Dental Insurance

Affordable Care Act Dental Coverage Dental insurance, for the most part, isn’t covered under ObamaCare (the Affordable Care Act). However, children’s dental coverage is a required benefit included on all ACA compliant plans, and cost assistance can be applied to any Marketplace plan that includes dental. Although dental isn’t a required benefit of the Affordable Care…

The Cost of ObamaCare For Individuals, Families, Taxpayers, and the Government

What Does ObamaCare Cost? Below we look at what ObamaCare costs individuals and families, what ObamaCare costs taxpayers, and what ObamaCare costs in terms of government spending. FACT: The Affordable Care Act (ObamaCare) lowers costs based on income. Plans costs less than $100 a month for the majority of Americans who qualify for assistance each…

Congress ObamaCare: ObamaCare Exemption for Congress

Everything You Need to Know About Congress and ObamaCare We cover everything you need to know about ObamaCare and Congress, including updates on votes to repeal and replace ObamaCare and the Congress exemption. First here are a few updates on changes and attempted change to the law made by Congress and other branches of government.…

Can I Keep My Health Care Plan Under Obamacare?

If You Like Your Plan, You Can Keep it… If you like your plan you can keep it. Under ObamaCare you can keep your health insurance until 2015, even if it doesn’t comply with the ACA. Come 2015, if your plan doesn’t have a grandfathered status and doesn’t meet the requirements of the ACA, then…

Benefits Of ObamaCare: Advantage of ObamaCare

New Benefits, Rights, and Protections in the Affordable Care Act ObamaCare offers many new benefits, rights, and protections. Most of the benefits of ObamaCare are already here, more benefits are coming. A Summary of ObamaCare’s Benefits, Rights, and Protections Benefits, rights, and protections of the Affordable Care Act (also called the ACA or Obamacare), include:…