How to Appeal a Health Insurance Company or Marketplace Decision

ObamaCare and Appeals – Everything You Need to Know About Expanded Appeal Rights Under the Affordable Care Act The Affordable Care Act (ObamaCare) expanded health insurance appeal rights. Under the ACA it easy to appeal any health insurer or marketplace decision. Specifically, you have the right to an internal and external appeal of any decision… Read More

Health Care Reform Timeline

A Timeline of Health Care Reforms 2010 – 2022 Here is an easy to understand Health Care Reform Timeline 2010 – 2022. The healthcare reform timeline lays out health insurance reforms and health care milestones contained within the Affordable Care Act (ObamaCare). Find out how the new health care law affects healthcare in the United… Read More

ObamaCare Guaranteed Issue

You Can’t Be Denied Coverage For Any Reason ObamaCare makes health insurance guaranteed issue meaning you can’t be denied health status, age, gender, or other factors. Just because insurance is guaranteed issue doesn’t mean you can’t be charged more for certain factors, although the ACA limits this as well. Below we will list the factors… Read More

Fiscal Cliff: ObamaCare and the ‘Fiscal Cliff’

How Does ObamaCare Impact the ‘Fiscal Cliff’ and What is a ‘Fiscal Cliff’ Anyway? ‘Fiscal Cliff’ ObamaCare: Does ObamaCare impact the ‘fiscal cliff’? What’s the ObamaCare ‘fiscal cliff’ discussion really about? The ‘fiscal cliff’, is the point at which the deficit gets reduced too much due to tax hikes and spending cuts set to kick… Read More

Federal Poverty Level Guidelines

What are Federal Poverty Levels Used for? Federal Poverty Levels (which are also called Federal Poverty Guidelines, Federal Poverty Line, or simply FPL) are used to see if you qualify for cost assistance when buying insurance through the State or Federal Health Insurance Marketplace. Federal Poverty Levels are also used to help determine Medicaid and CHIP eligibility and to help… Read More

ObamaCare Essential Health Benefits

What Are Essential Health Benefits? Ten Essential Health Benefits must be offered at no dollar limits on every health plan under the Affordable Care Act (ObamaCare). Essential Health Benefits consist of ten categories of items and services required for all individual and small group plans after 2014. Essential Health Benefits are the types of care… Read More

Dental Insurance

Affordable Care Act Dental Coverage Dental insurance, for the most part, isn’t covered under ObamaCare (the Affordable Care Act). However, children’s dental coverage is a required benefit included on all ACA compliant plans, and cost assistance can be applied to any Marketplace plan that includes dental. Although dental isn’t a required benefit of the Affordable Care… Read More

The Cost of ObamaCare For Individuals, Families, Taxpayers, and the Government

What Does ObamaCare Cost? Below we look at what ObamaCare costs individuals and families, what ObamaCare costs taxpayers, and what ObamaCare costs in terms of government spending. FACT: The Affordable Care Act (ObamaCare) lowers costs based on income. Plans costs less than $100 a month for the majority of Americans who qualify for assistance each… Read More

Congress ObamaCare: ObamaCare Exemption for Congress

Everything You Need to Know About Congress and ObamaCare We cover everything you need to know about ObamaCare and Congress, including updates on votes to repeal and replace ObamaCare and the Congress exemption. First here are a few updates on changes and attempted change to the law made by Congress and other branches of government…. Read More

Can I Keep My Health Care Plan Under Obamacare?

If You Like Your Plan, You Can Keep it… If you like your plan you can keep it. Under ObamaCare you can keep your health insurance until 2015, even if it doesn’t comply with the ACA. Come 2015, if your plan doesn’t have a grandfathered status and doesn’t meet the requirements of the ACA, then… Read More

Benefits Of ObamaCare: Advantage of ObamaCare

New Benefits, Rights, and Protections in the Affordable Care Act ObamaCare offers many new benefits, rights, and protections. Most of the benefits of ObamaCare are already here, more benefits are coming. A Summary of ObamaCare’s Benefits, Rights, and Protections Benefits, rights, and protections of the Affordable Care Act (also called the ACA or Obamacare), include:… Read More

Affordable Care Act Summary

Our ‘Affordable Care Act’ Summary breaks down ObamaCare section by section. The ‘Affordable Care Act’ summary will give the most factual representation of the law by summarizing each of the Act’s 10 titles. Every title and every section of the ‘Affordable Care Act’ is packed with details (even the condensed version of the law is… Read More

Affordable Healthcare

Affordable Health Care and the Affordable Care Act The Affordable Care Act (not the Affordable Healthcare Act) is the US healthcare reform law. The law makes healthcare and health insurance more affordable and more available to more Americans. The Affordable Care Act, like the name suggests, seeks to make health insurance more affordable. It does… Read More

Affordable Care Act Facts

What is the Patient Protection and Affordable Care Act? The Patient Protection and Affordable Care Act of 2010; The Affordable Care Act, or ACA for short, was signed into law on March 23, 2010 to reform health care in America. The new health care law includes reforms to the affordability, quality, and availability of health… Read More

ObamaCare Facts – An Independent Site For ACA Advice

Published: June 30, 2012 Last Updated: April 5, 2024 ObamaCareFacts.com – Providing Facts on the Affordable Care Act (ACA) Since 2012 ObamaCare Facts is an independent website. Get the facts on healthcare and health insurance under the Affordable Care Act (also known as ObamaCare). At ObamaCareFacts.com, we aim to present fact-based information on the Affordable… Read More

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