ObamaCare Pre-existing Conditions



No More Pre-existing Conditions Since 2014 ObamaCare eliminated pre-existing conditions starting in 2014. No more pre-existing conditions means you can’t be denied coverage, charged more, or denied treatment based on health status. Considering 1 in 2 Americans has a health condition that qualifies as a pre-existing condition, the Affordable Care Act (ObamaCare) doing away with pre-existing… Read More

ObamaCare Young Adults


How the Affordable Care Act Affects Young Adults ObamaCare (the Affordable Care Act) allows young adults to stay on their parents plan until 26 and offers young people cheaper health insurance due to cost-assistance through their State’s health insurance marketplace. Young people can stay on their parents plans until 26. In many cases young people with limited… Read More

ObamaCare Website


Updates on the ObamaCare Website (HealthCare.Gov) The official ObamaCare website, that is the official health insurance marketplace website under the Affordable Care Act, is HealthCare.gov. We explain the history of HealthCare.Gov and how it works. The History of the Health Insurance Marketplace The health insurance marketplace was created by the Affordable Care Act as a… Read More

ObamaCare Tax: Full List of ObamaCare Taxes


How ObamaCare Taxes Affect You: New Taxes, Hikes, Breaks, Credits, and Other Changes Here’s a full list of ObamaCare Taxes. The 21 new ObamaCare tax hikes and breaks impact us all, but which ObamaCare taxes will you actually pay? Find out how the tax-related provisions in the Affordable Care Act (ObamaCare) will affect you, your… Read More

ObamaCare Stories: Real Life Stories on ObamaCare


We Asked You How You’ve Been Affected By ObamaCare, Here is What You Said Below are Real ObamaCare Stories from our readers. We asked you to share your ObamaCare stories on how health care reform has affected you. Thank you for the overwhelming amount of responses. We have done our best to answer your questions… Read More

ObamaCare Small Business Facts


How Will ObamaCare Affect Your Small Business? Get the facts on how ObamaCare impacts small businesses. ObamaCare’s small business tax credits and expansion of health insurance help small businesses and employees, while some higher earners and larger firms face new requirements. The Affordable Care Act (ACA) offers incentives, such as tax breaks and tax credits via… Read More

How to Sign up For ObamaCare


How to Sign up for Health Insurance Under the Affordable Care Act To sign up for ObamaCare, go to HealthCare.Gov or find your state’s health insurance marketplace, create an account, then enroll in a plan. Sign up for ObamaCare during open enrollment. Directions for signing up, details on cost assistance, fees, enrollment periods, and information… Read More

ObamaCare: Pros and Cons of ObamaCare


The Pros and Cons of ObamaCare What are the pros and cons of ObamaCare? The ObamaCare pros and cons mirror the complex nature of the new health care law. Pros: ObamaCare (the Affordable Care Act or ACA) contains many benefits, especially for low and middle-income families and small businesses. This includes tax credits for health insurance… Read More

Obamacare Preventive Care


No Cost-Sharing on Essential Preventive Care Thanks to the Affordable Care Act ObamaCare includes preventive care at no out-of-pocket cost on most health plans. ObamaCare’s free preventive services help to put the focus on wellness, early detection, and prevention, instead of treatments and cures. FACT: At least 15 free preventive services and one wellness visit… Read More

ObamaCare Open Enrollment Period


ObamaCare Open enrollment

When is Open Enrollment for ObamaCare, Medicaid, Medicare, and Other Insurance Types? Open enrollment is the annual period in which shoppers can enroll, switch plans, and get subsidies on health plans under the Affordable Care Act (ObamaCare). In general, open enrollment starts each year on November 1st and ends on January 15th. However, open enrollment may be extended… Read More

ObamaCare Medicare: ObamaCare and Medicare


Get the Facts on the Impact of ObamaCare on Medicare This page contains a summary of everything you need to know about the Affordable Care Act (ObamaCare) and Medicare. ObamaCare’s Medicare reforms improve and expand Medicare for seniors. One way it does this is by closing the Part D Donut hole (you have paid only… Read More

ObamaCare Insurance Premiums


How ObamaCare Affects Health Insurance Premium Rates Insurance premiums are a sore subject with many readers. However, insurance premium increases related to Obamacare are largely a response to the protections contained within the law, such as the mandate for insurers to cover people with pre-existing conditions. Meanwhile, parts of the law like the rate review… Read More

Free ObamaCare Guide: Your Guide to ObamaCare


Your Guide to Everything ObamaCare Confused about ObamaCare? Our Free ObamaCare Guide makes understanding the Affordable Care Act and the Health Insurance Marketplace simple.  Understanding each of the provisions contained within the Affordable Care Act is a tall order on its own, but getting a basic understanding of the law’s key provisions is something that… Read More

ObamaCare Explained | An Explanation of ObamaCare


ObamaCare Explained as Simply As Possible We explain everything you need to know about ObamaCare (the Affordable Care Act) in as simple terms as possible. A Quick Introduction to the Affordable Care Act ObamaCare, officially called the Patient Protection and Affordable Care Act, is a health care reform law signed in 2010 by President Barack… Read More

ObamaCare Employer Mandate


The Employer Mandate / Employer Penalty The ObamaCare Employer Mandate / Employer Penalty, originally set to begin in 2014, was delayed until 2015 / 2016. ObamaCare’s “employer mandate” is a requirement that all businesses with 50 or more full-time equivalent employees (FTE) provide health insurance to at least 95% of their full-time employees and dependents up… Read More

ObamaCare and CHIP (Children’s Health Insurance Program)


What You Need to Know About the Children’s Health Insurance Program (CHIP) and ObamaCare ObamaCare makes some changes to CHIP, the Children’s Health Insurance Program. Let’s take a look at ObamaCare and CHIP and learn how the changes may affect your family. Health coverage is free or low cost for Kids and Teens through Medicaid… Read More

ObamaCare 2013


What 2013 Means for ObamaCare and Health Care Reform What’s new for ObamaCare in 2013? ObamaCare 2013 means many new provisions, changes to Medicaid and the opening of the ObamaCare insurance exchanges on Oct 1st 2013. As well as the new benefits there are also so some things to watch out for as ObamaCare continues… Read More

Missed Deadline for ObamaCare


What Happens if I Missed the Deadline for ObamaCare? If you miss the annual deadline for ObamaCare Open Enrollment, you might miss your opportunity for cost-assisted coverage. However, you may still have options for obtaining health insurance. Open enrollment for private individual and family health plans is limited each year. For example, most states have… Read More

IRS: Obamacare


IRS ObamaCare Statement on Cheapest Plan Explained IRS ObamaCare Cheapest Plan; IRS Estimates the Average Family Will Pay no Less than $20,000 for the cheapest plan under ObamaCare. That statement couldn’t be more misleading. Another example of the Media misquoting information. Please read the updates section to get the full story on the IRS: ObamaCare… Read More

Health Care Facts: Why We Need Health Care Reform


The Health Care System Cost Americans around 3 Trillion Dollars in 2014 and is Growing Every Year. Is ObamaCare Enough? Health Care Facts: health care reform is a good first step towards fixing our health care system. The health care facts show ObamaCare, while an effective program in many respects, isn’t enough to reform the 3 trillion… Read More

ObamaCare: Health Insurance Cancellation


Why Was My Health Insurance Canceled? Let’s clear the air about ObamaCare and health insurance cancellation. Many thought they could keep their plan, but found their health insurance policy canceled as of 2014. Others were able to keep their plan past 2014, but needed to or will need transition to another plan by 2017. Let’s… Read More

Health Care Reform Timeline


A Timeline of Health Care Reforms 2010 – 2022 Here is an easy to understand Health Care Reform Timeline 2010 – 2022. The healthcare reform timeline lays out health insurance reforms and health care milestones contained within the Affordable Care Act (ObamaCare). Find out how the new health care law affects healthcare in the United… Read More

Dental Insurance


Affordable Care Act Dental Coverage Dental insurance, for the most part, isn’t covered under ObamaCare (the Affordable Care Act). However, children’s dental coverage is a required benefit included on all ACA compliant plans, and cost assistance can be applied to any Marketplace plan that includes dental. Although dental isn’t a required benefit of the Affordable Care… Read More

The Cost of ObamaCare For Individuals, Families, Taxpayers, and the Government


What Does ObamaCare Cost? Below we look at what ObamaCare costs individuals and families, what ObamaCare costs taxpayers, and what ObamaCare costs in terms of government spending. FACT: The Affordable Care Act (ObamaCare) lowers costs based on income. Plans costs less than $100 a month for the majority of Americans who qualify for assistance each… Read More

Congress ObamaCare: ObamaCare Exemption for Congress


Everything You Need to Know About Congress and ObamaCare We cover everything you need to know about ObamaCare and Congress, including updates on votes to repeal and replace ObamaCare and the Congress exemption. First here are a few updates on changes and attempted change to the law made by Congress and other branches of government…. Read More

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