Individual Shared Responsibility Payment

The Individual Shared Responsibility Payment is the fee for not having Minimum Essential Coverage. Follow our guide to make calculating your payment easy. UPDATE 2019: For 2019 forward there is no fee for not having health insurance in most states. In this sense, the Individual Shared Responsibility Provision has been effectively repealed as the federal…

Employer Shared Responsibility Payment

Starting in 2015, employers who don’t offer qualifying coverage, will make a Employer Shared Responsibility Payment. Get simplified instructions on the fee below. This page covers employer responsibility under the ACA and the payment. For more details see Employer Mandate. What is Shared Responsibility? Shared Responsibility is part of the ACA’s Title I. Subtitle F—Shared Responsibility for…

ObamaCare Individual Mandate

ObamaCare’s Individual Mandate: What is the Tax Penalty for Not Having Health Insurance? ObamaCare’s individual mandate had required most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty. However, the fee has been reduced to $0 on a federal level starting in 2019. That said, some states have…

The Cost of ObamaCare For Individuals, Families, Taxpayers, and the Government

What Does ObamaCare Cost? Below we look at what ObamaCare costs individuals and families, what ObamaCare costs taxpayers, and what ObamaCare costs in terms of government spending. FACT: The Affordable Care Act (ObamaCare) lowers costs based on income. Plans costs less than $100 a month for the majority of Americans who qualify for assistance each…

Vaccine Facts: Facts & Myths on Vaccination

Get the facts on vaccines. Should we vaccinate our children, should I get the flu shot, what are the risks, pros, cons, and myths? We uncover the truth. FACT: The flu vaccination and other vaccinations are covered at no out-of-pocket cost on all major medical plans under the Affordable Care Act (ObamaCare). That means if you…

Summary of Provisions in The Patient Protection and Affordable Care Act

The following is a summary of every provision in the Patient Protection and Affordable Care Act HR3590. Most of what you need to know about the PPACA is contained in title I – Quality, Affordable Health Care For All Americans. Title I contains almost all of the new benefits, rights, and protections, rules for employers,…

ObamaCare Special Enrollment Period

Qualifying for Coverage Outside of Open Enrollment A special enrollment period is a period outside of open enrollment in which you can get coverage due to qualifying life events. You may qualify for special enrollment if you have certain “qualifying life events” like a change in family status (having a baby, getting married, adoption, etc), losing…

ObamaCare Open Enrollment Period

When is Open Enrollment for ObamaCare, Medicaid, Medicare, and Other Insurance Types? Open enrollment is the annual period in which shoppers can enroll, switch plans, and get subsidies on health plans under the Affordable Care Act (ObamaCare). In general, open enrollment starts each year on November 1st and ends on December 15th. However, open enrollment may be extended…

ObamaCare Myths: Myths on the Affordable Care Act

Separating the ObamaCare Facts from the ObamaCare Myths We fact-check a number of myths about ObamaCare (the Affordable Care Act). ObamaCare or Affordable Care Act (ACA) is riddled with myths. These range from premium increases to the idea you can get put in jail for not paying the fee. They include the idea that “ObamaCare”…

The Koch Brothers and ObamaCare: and Other Koch Brothers Facts

Everything You Need to Know About the Koch Brothers Get the Facts on the Koch Brothers and public programs like ObamaCare. The Koch Brothers lead the anti-ObamaCare message and champion free-market and a Conservative Libertarian ideology. The Kochs own the second largest privately owned company in the United States, Koch Industries. Koch Brother Politics Facts…

How to Appeal a Health Insurance Company or Marketplace Decision

ObamaCare and Appeals – Everything You Need to Know About Expanded Appeal Rights Under the Affordable Care Act The Affordable Care Act (ObamaCare) expanded health insurance appeal rights. Under the ACA it easy to appeal any health insurer or marketplace decision. Specifically, you have the right to an internal and external appeal of any decision…

10 Tax Tips for the ACA or ObamaCare for the 2019 Tax Season

There are a few taxes related to ObamaCare that require the attention of most tax paying Americans. Below we review the most important tax tips for 2019. In a nutshell, you’ll likely want to: Have your 1095 form filed on your behalf (by your insurer, employer, or the Marketplace) on hand. Get Form 8962, Premium Tax Credit (PTC) Get Form 8965,…

A List of Archived Pages

Below is a list of archived pages that are important to the site: ObamaCare Basics   ObamaCare News: Daily ObamaCare Updates ObamaCare: Everything You Need to Know About the ACA ObamaCare What is ObamaCare? ObamaCare Facts ObamaCare Summary How Does ObamaCare Work? How Will ObamaCare Affect Me? Health Insurance Exchange ObamaCare Individual Mandate Minimum Essential…

ObamaCare Mandate’s Fee Reduced to $0 (Some States Have Their Own Fee)

The Individual Mandate‘s fee has been reduced to $0 at a federal level starting in 2019. However, some states have their own individual mandate and fee. Sometimes you will hear that “the fee has been repealed,” or that “the mandate has been repealed,” or even that “ObamaCare has been repealed.” None of that is technically…

Washington I-1600 Summary of Sections

A universal healthcare initiative to the people was filed in Washington State on January 23, 2018. If supporters are able to gather valid voter signatures by July 6th, 2018 (about 260,000) I-1600 will appear on the 2018 general election ballot in November. I-1600 Brief Summary of Parts I, II, III Part I creates a new…

ObamaCare Fee 2018

The Individual Mandate Fee for 2018: Not Having Health Insurance in 2018 The fee for not having health insurance under the Affordable Care Act is unchanged from 2016. It is a flat fee of $695 per adult and $347.50 per child (up to $2,085 for a family), or 2.5% of household income (whichever is greater). “For 2016 the annual fee…

Cuotas ObamaCare del 2018

Las Cuotas de la Ley Individual para el 2018: Los Que Carezcan de Seguro Médico en el 2018 A pesar de que las cuotas de ObamaCare para el 2018 aún no están publicadas, puede ver las cuotas del 2016 y 2017 que no tuvieron cambios, y así tener un estimado de las penalizaciones por no…

10 Tax Tips for the ACA or ObamaCare for the 2018 Tax Season

There are a few taxes related to ObamaCare that require the attention of most tax paying Americans. Below we review the most important tax tips for 2018. In a nutshell, you’ll likely want to: Have your 1095 form filed on your behalf (by your insurer, employer, or the Marketplace) on hand. Get Form 8962, Premium Tax Credit (PTC) Get Form 8965, Health…

The Penalty For Not Having Health Insurance in 2018

The Shared Responsibility Payment For 2018 The penalty for not having health insurance in 2018 is expected to be $695 per adult and $347.50 per child (up to $2,085 for a family), or it’s 2.5% of your household income above the tax return filing threshold for your filing status – whichever is greater. You’ll pay 1/12 of the total fee…

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