10 Tax Tips for the ACA or ObamaCare for the 2018 Tax Season

There are a few taxes related to ObamaCare that require the attention of most tax paying Americans. Below we review the most important tax tips for 2018. In a nutshell, you’ll likely want to: Have your 1095 form filed on your behalf (by your insurer, employer, or the Marketplace) on hand. Get Form 8962, Premium Tax Credit (PTC) Get Form 8965, Health… Read More

The Penalty For Not Having Health Insurance in 2018

The Shared Responsibility Payment For 2018 The penalty for not having health insurance in 2018 is expected to be $695 per adult and $347.50 per child (up to $2,085 for a family), or it’s 2.5% of your household income above the tax return filing threshold for your filing status – whichever is greater. You’ll pay 1/12 of the total fee… Read More

Short-Term and Major Medical Health Insurance

Short Term Coverage Vs. Major Medical Coverage Short term and major medical insurance plans both provide coverage in case of a medical catastrophe, but they have significant differences. Short-term plans are typically used to fill in the gaps between major medical coverage. They act as a temporary coverage and often offer lower premiums for less… Read More

ObamaCare Facts Archive

The facts below are our original “ObamaCare facts” page. These ObamaCare facts will give you a sense of how things used to be and what has changed. See our up-to-date “ObamaCare” facts page here. It is easy to forget that time when women paid more than men for health insurance, or when you could be denied… Read More

The History of Medicare

Medicine and Medicare in the U.S. The U.S. has had a Medicare program since the mid-1900’s and has accepted a theoretical responsibility to take care of the elderly, veterans, and the poor. Improved standards of living have increased our life expectancy tremendously. It was not unusual to see people in this country live only through… Read More

Ideologies and Tactics Related to Defunding ObamaCare

Defund ObamaCare: Why Take Power Away From Government? Why would so many people push to defund ObamaCare when Government programs like the ACA are created the average citizen? Programs and services like Medicaid, Social Security, ObamaCare, Unions, NPR, PBS, Education, etc. cost Big Business billions in taxes every year (taxes must be collected to pay for… Read More

Cuotas ObamaCare del 2017

Las Cuotas de la Ley Individual para el 2017: Los Que Carezcan de Seguro Médico en el 2017 A pesar de que las cuotas de ObamaCare para el 2017 aún no están publicadas, puede ver las cuotas del 2016 para tener un estimado de las penalizaciones por no tener seguro médico en el 2017. “En… Read More

ObamaCare Fee 2017

The Individual Mandate Fee for 2017: Not Having Health Insurance in 2017 Although the 2017 ObamaCare fee isn’t published yet, we can look at the 2016 fees to get a rough estimate of the penalty for not having health insurance in 2017. “For 2016 the annual fee for not having insurance was $695 per adult and $347.50 per child… Read More

ObamaCare News Archives 2012 – 2014

ObamaCare News Archives Below you will find our archive of news articles on the Affordable Care Act from 2012 – 2014, see our current ObamaCare news section for recent news related to the ACA. ObamaCare News November 2014 Should I Shop Inside or Outside of the Marketplace? Published November 20th, 2014 by ObamaCare Facts Most of… Read More

Is Obamacare Mandatory for Everyone?

Does Everyone Have to Get Coverage Under the Affordable Care Act? As of 2019 ObamaCare is optional, not mandatory. There is no requirement to get coverage or fee for not having coverage under In most states. With that said, you’ll have to shop for coverage during open enrollment unless you qualify for special enrollment and… Read More

Health Insurance Cancellation Reform for Non-Payment

Health Insurance Cancellation

Health Insurance Cancellation Reform – Prohibition on Rescissions for Non-Payment in the Individual and Family Market. Below is a proposed solution to the problem of health insurance cancellations for non-payment. If your health plan has been dropped due to non-payment, please share your story here. The problem: Despite the fact that the ACA has done a lot to crack… Read More

TrumpCare Explained

What is TrumpCare? “TrumpCare” describes health care reform under Donald Trump. We explain TrumpCare and how it is different than ObamaCare. An Introduction to the Many HealthCare Bills, Regulations, and Ideas We Call “TrumpCare.” Below we explain different aspects of TrumpCare. When people say “TrumpCare” they are essentially referring to healthcare changes made, attempted to be… Read More

ObamaCareFacts is a free informational site. It's privately owned, and is not owned, operated, or endorsed by the US federal government or state governments. Our contributors have over a decade of experience writing about health insurance. However, we do not offer professional official legal, tax, or medical advice. See: Legal Information and Cookie Policy. For more on our company, learn About ObamaCareFacts.com or Contact us.