Tell Trump What You Like or Don’t Like About ObamaCare

ALL AMERICANS SHOULD HAVE HEALTH INSURANCE AT AN AFFORDABLE COST!! THAT IS PLAIN AND SIMPLE AND SHOULD TAKE PLACE!! YOUR JOB IS TO TAKE CARE OF THE AMERICAN PEOPLE AND HEALTH CARE NEEDS TO BE FOR EVERYONE.

ObamaCare has been a god sent for me because I am self employed in the fitness industry. With this insurance I am able to go to good doctors and doctors of my own choosing. It has allowed me to see my orthopedic doctor, dermatologist and pediatrist and it is affordable.

Due to the backing removed from Obamacare the rates have skyrocketed. To keep my same insurance for 2019 I will have to pay 75% more which means instead having great health insurance I will have none.

I want to be able to buy into Medicaid. The Marketplace plans are all compete unmitigated garbage, they cost a fortune and don’t cover anything. Medicaid is good insurance. Let us middle-class people into Medicaid!!!

I work in the medical field, and work with insurances all day. the ObamaCare is NOT affordable! these poor patients pay a lot of money for this insurance, and they have horrible insurance. The majority of the patients do not even know they have the ObamaCare insurance. the website redirects them to the ObamaCare website, without their knowledge.. They still think they are on the original website. Very tricky. Also I don’t think people should be bullied into having insurance. This is supposed to be a democracy!

President Trump,

My husband and I are self employed and can not afford $2,500 per month for the Classic Silver Plan ($5,000 deductible with $7,350 individual maximum out of pocket). We have had a major medical policy for 25 years but have been notified that Humana will not longer offer independent policies effective 2018.

We are 60 years old and have worked hard to build our business and would like to choose our health care services based on our healthcare needs. As you mature, many of the “essential benefits” (forced to buy benefits) do not apply yet we are forced to pay for services we will never use (maternity, child healthcare, rehab etc.)

Why must we pay for pediatric healthcare, vision and dental if our children are grown? We paid for our children’s healthcare needs and never expected the government or our neighbor to be financially responsible.

Why must we pay for maternity care if past the child bearing age? Why is a 60 year old couple forced to purchase coverage for maternity care, lactation devices etc.?

Why is the government involved in our healthcare choices at all? These are goods and services that we should be able to buy based on our needs and wants.

Lastly, why have Rx prices doubled over the last 3-4 years? Pharmacy corporations are taking advantage.

Thank you for your service to our country.

Sincerely,
Jaymi Arata

I have voluntarily purchased health ins. every year of my adult life for myself and my family. I’ve never enjoyed paying my premiums but before the ACA I at least felt I was getting something for my premium. My monthly premium the last year before the ACA was $690 for my family of 4. It included a $250 deductible 80/20, excellent rx coverage and most Dr.s/Scecialist in our area. The cheapest plan (Bronze) available for 2018 (Optima/VA – 13 plans from one provider) is $1,592; it has a $7,200 individual deductible/$14,400 family deductible.

My wife and I make a little over the maximum to qualify for subsidies so we have paid 100% since day 1 of ACA. 2018 will be the first year I will file for an exemption and unfortunately putting my family in a situation that’s unthinkable. I understand assistance for those who need help, but not at the cost of making coverage impossible for those who have always bought health insurance, even before it was mandated. All I hear and read from the politicians is how 80% of those enrolled in an ACA plan can buy a policy for $75 or less, $900/year. Many in the other 20% aren’t that far over the income threshold but by contrast will have to pay ridiculous premiums to offset the subsidized plans, nearly $20,000/year for my family for sub-par health insurance.

My only option at this point is to take my healthy family out of the individual market of qualifying plans and wait for the inevitable implosion and hope something better comes along after the dust settles because no one will admit that the ACA as it stands now will not last.

Do I wish harm for those who have benefited from the current ACA plans? Absolutely not, but I can no longer be a part of such a lopsided scheme that puts my family’s financial future at risk. I will buy a medical indemnity plan for 1/3 the cost and put the remainder in savings. Hopefully there will be more affordable options next year with many of the restrictions removed from affiliation plans.

NOBODY wants to pay for health insurance, but, just because you don’t have it, still doesn’t mean you won’t need medical treatment. Thanks to ACA, the use of non-emergency medical procedures at medical Emergency Departments has *dropped*, meaning that Emergency Rooms are being used for emergency treatment. Emergency treatment for the uninsured hurt hospitals who cannot collect, yet hurt even more the uninsured who go into debt or are hounded by collection agencies.

Hey there. It’s hard to argue that any part of the affordable care act, when one looks at the objectives alone, needs to be repealed or replaced. However, I am in no way an expert in economics nor do I have the time to pretend to be. I do see that, as many would argue, simply covering the cost of all these programs could be very expensive. But I have noticed one trend in our current healthcare, as I work in the field as a soon-to-be licensed nurse: healthcare practice and thus costs seem to focus primarily on situations as they arise, and little is done to correct them before they do.
A great example is physical activity–exercise. Based off a pleura of research, one will easily discover the health benefits of physical activity and moreover, physical fitness. I’d argue with much support I believe, that physical fitness alone would greatly reduce both physical and mental illness statistics across the board and thus create an environment where health insurers could compete at less of a risk.
More incentives, even vouchers for healthy lifestyles (childhood sports programs etc.. not only the sports that are mainstream but gymnastics, dance, martial arts, etc.). Chronic disease and mental illnesses such as depression and anxiety, even schizophrenia will cost less to treat, and in some cases even go away.
We can reduce our healthcare costs and treat more people, if we put more effort frontloading health theory and practice, rather than all of our efforts in the ER and hospitals.
The seatbelt saves more lives, I believe, than any doctor should ever be challenged to do.

God Bless America 🙂

I want things back to the way they use to be. My family and I are very hard workers along with a lot of other people not afraid to work.. When the ObamaCare went into effect I was working 42.5 hours a week had health insurance throw my husband and everything was fine. Once the ObamaCare went into effect 28 of us got cut down to 25 hours a week or got let go all together. It was very unfair and I tried to find a new job at 40 hours a week and no one is hiring. Now we live pay check to pay check. We will keep praying everyday that this law will be changed by Trump and we can go back to working 40 hours a week with out our employers having to give us insurance. I feel if you already have it and are willing to work 40 hours a week why should you be punished or your employer be punished? To many of us have suffered from this ObamaCare AHCA PLEASE HELP us out give us back our freedom.

Hi! Here’s a little insight from Sweden. I’ve been reading this site with great interest as I, along with a lot of Swedes are curious about AHCA, and if the bill passes I want to know how this would affect the American people. The page led me here and I can see from your comments that a lot of you are dissatisfied with the ACA. I’ve read through the AHCA and I can see that there will be significant changes, whether they will be better or worse for you, that’s for you to decide.

Many of you are suffering on a monthly basis, trying to make ends meet because of the insurances. Now I know, you’re America, you do things your way, but I can’t help but thinking; wouldn’t it be nice to drop the whole universal health care act and letting the government take over? Health care regulated with taxes with a minor fee out of pocket. Is solidarity such a bad thing? Sooner or later, everybody needs care, whether it be stitches for a clumsy son or treatment for grandma. In Sweden, surgery is free, you only pay $8 per night for a bed and som food. Even drugs are subsidized. We never pay more than $200 per year no matter how much we need. Planned parenthood is free, including contraceptives. I happened to notice that with the AHCA, planned parenthood was to be excluded from Medicaid.

That’s something to bring to the table to Mr Trump.

We are retired but not yet eligible for Medicare. We live in AZ for 6 months and MN for 6 months and MUST have a healthcare plan that is national in scope. There are NO plans available to us….period. This initiative is on the table for discussion but we are not seeing any movement. PLEASE HELP!

REPEAL this terrible law ! American citizens should be able to buy their own insurance IF they want to and negotiate with the various offers in the free market. This worked for many many decades. Costs have risen mostly because pharmaceutical companies are able to lobby law makers to increase costs to astronomical amounts if you don’t have insurance. If you do, you pay a reasonable “co-pay”. Squeezing every sane moment in an American’s life is what health care – (ha- ha) has become. A terrible trick on the public. No one understands it & ARE LULLED TO SLEEP THINKING ABOUT IT ! Like every thing else people say “just please, you guys take care of it” to their elected reps. What you continue to do to this country is despicable ! My own choice, my own Dr. ! See how much healthcare costs once everyone demands reasonable fees. Of course I don’t have the power that the big ins companies have. And you have created that. We should have the power as citizens. lawmakers should stay oput of private business !!!

Working spouses should be able to decide which employer plan better meets their needs medically & financially and be able to enroll in that plan. This loophole is insane and financially breaking the American worker’s pocketbook! Educated people struggling to get by!

I don’t like that I am forced to pay for it.I don’t like that my husband’s job’s insurance company forces me to visit a doctor,I don’t get paid when I take off to do these exams that they force me to do,then we get penalized for the rest of the year if I don’t go! They don’t own me,I pay them! They work for me,in my opinion.
I don’t like that nothing was done about dental insurance,a lot of medical conditions can be linked to poor dental health.But if you aren’t poor,or don’t have actual dental(dental insurances are just discount plans these days) then you have to pay out of pocket and no one is controlling what these dentists are charging.They charge about half to all of my monthly salary in one sitting at times.Therefore,as middle class,I have poor dental health.
I DO like that health insurance companies have to except pre-existing conditions.However,the fact that anyone with any sort of income is forced to pay is insane.My mother lives on SS and has to pay,she really can’t afford it,now her insurance costs consume half of what she was using to actually live.However the benefits received from the newer plans seem to work a little better for her.Aside from the fact that they will only hospitalize her for a week or so before kicking her out while still I’ll simply because her insurance has run out.So technically,she isn’t receiving the care she needs.
I don’t like being penalized for not being able to afford insurance.
Middle class often drops or lowers their costs to make it,such as down grading or completely dropping things like life insurance,home owner’s or health insurance to help us get by in tough times.Then when we can afford it,we upgrade again.Now we can’t do that.

Please do not further the pain and costs to we who actually voted for you.. THIS IS A MONUMENTAL DISASTER… JUST REPEAL OBAMACARE and get rid of the goverment’s involvement in any sort of healthcare..it is what we had heard and hoped from you…and the whimpy Republicans as well.

YOU NEED TO MAKE INSURANCE COMPANIES ACCOUNTABLE FOR THE RATES THEY ARE PASSING ON TO THEIR CLIENTS.
THEY ARE PASSING EXORBITANT PRICES ON TO THE PUBLIC SO THAT THEIR CEO’S CAN RAKE IN HUNDREDS OF MILLIONS IN SALARIES AND BONUSES.
DOES ANYONE TRY TO INVESTIGATE THEM ,NO ,WHY? LOBBY’S PAY TOO MUCH TO POLITICIANS TO JUSTIFY THEIR EXISTENCE AND PRICES.
SO, WITH INSURANCE COMPANIES PAYING LESS TO DOCTORS,HOSPITALS,NURSING HOMES AND DIAGNOSTIC CENTERS ,WHY ARE MY PREMIUMS GOING UP?

No one likes the mandate and rising costs of health care. I was told to pay $420 and Connecticare never disclosed that the real dollar amount was $1,363 in the tax year 2015. I was given APTC the advance premium tax credit even after mailing my income to Acess Health marketplace located in Manchester, CT and the dollar amount was $936?
This $936 was sent to Connecticare and Access Health verifyed my income twice in 2015 and I used the United States Post Office and paid the additional postage to ensure that the address for access health in Manchester, CT received the income documents for access health to verify income. April of 2015 and again in Septmember of 2015? Based on the income that was verified by access health I do not qualify for any Premium tax credit neither the advanced premium tax credit but access health continued to send the $936 to Connecticare all the time non stop. I had to scream at connecticare and access health to stop in January of 2016 otherwise access health without explaining that the real premium is $1,363 continued to bill me for $420 instead non stop, What it took for me to cancel connecticare was an unreal experience unreal?? This is outrageous simply outrageous and the income verification was submitted twice in 2015 and I paid additional postage to have a copy of this verified income? Unreal??

EXPAND MEDICAID. End the mandate.

Any changes should be to first of all eliminate the insurance model from health care. This is the foundation of the problem and no system that seeks to keep our health care managed by insurance corporations will be able to improve on ACA.

ACA was the best shot at keeping illness in America a profitable business for insurance corporations and also improve coverage. It’s fundamentally flawed due to that and nothing built on the same premise can work any better. The basis of this problem is all the money in government elections. If we had a government for the people instead of for the money, we could have reasonable healthcare like everybody else.

Insurance model is a failure and has led to high costs and poor service decisions, bankrupting many many people. ACA did not/could not fix that and nothing else that keeps these corporations in the loop will work either. Let the insurance companies earn selling car/home/life insurance where the model works.

The deductible for the year 1,800.00 is to high for someone who only made 7,000 for the year. ObamaCare may work for some but not all. Trump please change things that will help low income people. President Trump please make things Great again! Thanks!

I think that Obamacare is not affordable. I had to use the crap insurance for a few months. Then my wife got a much better paying job with insurance. Now I have to pay back almost $3000.00 on my Federal taxes for garbage insurance that was never used.

This is ridiculous! As a hard working American Citizen, I am now being forced to pay back an amount that I can’t afford to pay back. How affordable is that?

Obamacare pros:
1. More people than ever are covered. Many people who think they do not need coverage (ex: young adult) may have an accident or a sudden illness and need treatment/hospital care. If they are not insured, tax payers and hospitals end up picking up the bill which all in all, is not good for the heathcare industry as a whole (many hospitals going bankrupt, etc.). While I see that a government mandate to have healthcare may seem unfair, in the end it helps the country as a whole. I have heard so many stories of people who would normally not be covered (or even did not like Obamacare) and suddenly got sick and Obamacare saved their lives. Look at it like the safety belt law. You may not like that the government is telling you what to do, but wearing that seatbelt may safe your life one day.
2. The 10 essentials requirement for all insurance companies. There requirements are things that can affect everyone at some point and time in your life. I think the only argument that could be made against that is the maternity care (as only women can have babies). But men can get breast cancer so it’s a good thing mammograms are covered under preventative care for them. Especially the addiction treatment requirement. This is an epidemic in our country and needs to be treated like an illness
Cons:
1. Premiums going up. I was on a personal (not employee issued) plan when Obamacare came into place. And my premium did go up for the same coverage. I definitely was mad at first and Obama did break his promise on that. My anger lessened over time as my premium did not go up a huge amount
2. Too high deductibles: What is the point of having healthcare if your premium is too high?
3. Not enough options for insurance: While this did not seem to be an issue in my state, I have heard it is an issue in many states
Isn’t there a way to fix these issues without repealing Obamacare? Or if Obamacare needs to be repealed, the AHCA is not the answer. Too many people will loose their insurance which will send the healthcare industry into a fiasco. It will cost more for the people who need it the most; poor, disabled and/or elderly. How can you sleep at night knowing a mentally challenged person who can’t get a high paying job would be paying more for health insurance than you or I? How can you sleep at night knowing an elderly person with no pension and hardly enough social security to live on would have to pay more for the healthcare they most likely desperately need? How would you feel if that was your mother? Or your spouse’s mother? Or your best friend’s mother.
Obamacare is not without it’s issues, but the AHCA is not the answer. It would be worse for the majority of people while only being better for a small percentage of people.

Lets have ONE policy for everyone. Lets have everyone pay the same equal percentage of their gross income. Pay Doctors, Hospitals and Drug Companies a fair price. Yes it is that simple and it is the best and fairest way. NO EXCEPTIONS. Foreign students must buy into at a certain set price.

what are you kidding me. each and everyone of you got a lot of guts putting this BS on our plates. and Obama is the worse of them all. you guys should all have guns because you are nothing but a bunch of crooks. I got an idea, how about we take the insurance away from the seantors and congressmen and we will see how fast they come up with a decent plan. one more thing it should be 8 years in congress 8 years in senate and then get the heck out. the career politician stuff gota go. dumb as a fox that’s what you all are. if they can give everyone free health care across the world what’s that saying about the us. it is a disgrace what you are doing to your people. and the whole world is watching. and laughing at the fools on the hill. sincerely, one uninsured mother.

Love no FED $ going towards abortions.
Love employers mandate to supply insurance is gone.
DO NOT like 30% fee if coverage is dropped—

I propose a National 2 Medicare Plan, I for under 62 yrs with optional supplemental insurance and Plan II for over 62 yrs with a mandatory supplemental insurance. All citizens pay mandatory 3% of your income. A $40,000 annual income at 3% would be approx. $100 monthly. Veterans could be included with their supplement being paid by military funding as their benefit, prisoners would also pay their supplement. All citizens medically covered 80%, supplement would cover 20%. Many low income citizens will not SAVE to afford medical insurance, any extra monies given or credited will go towards bills. NOT socialized medicine because citizens can still be offered choice of doctor, state etc.

Millennials & Gen Z:

1. Restore catastrophic-only plans without under-insurance fines; allow for sports riders
2. Expand support for innovation like: (1) purchasing a bond against your deductible amount (2) medical GAP coverage (3) health insurance that works more like whole life insurance based on qualifiers
3. Allow for more alternative treatments under CAM-specific plans or riders
4. Provide more grants for NCCAM and tax incentives for private research in alternative and advanced medicine
5. Expand insurance coverage of midwives and birthing centers
6. Let any American citizen who pays to have a baby write the costs of delivery off above-the-line on their taxes, like moving expenses, even if it is only a deductible

Reforms for high-deductible/HSA combos:

1. Restore low premiums for high-deductible/HSA combos (as they originally were)
2. Limit HSA health plan deductibles to the max amount a family is allowed to contribute to the HSA yearly (raise the allowable amount if you have to).
3. Fight to keep all of the excellent features of HSA’s like the ability to invest in real estate, the ability for HSA’s to grow tax free, and the ability to pay for family members’ healthcare with one’s HSA.
4. Obesity, diabetes, heart disease, and diet-related diseases are epidemic enough to educate and require doctors to prescribe exercise, diet, and supplements related to these ailments to ensure patients can pay for them with their HSA’s. Congress can revisit the necessity of these tax benefits after these diseases are no longer epidemic.
5. Allow a limited amount of retro-active reimbursement of cash-paid medical expenses for the last year with a new HSA

Ideas for Medicare:

1. Stop paying for over-drugging and redundantly medicating the elderly, especially in nursing homes.
2. Make it illegal to advertise, on TV or otherwise, for “free with Medicare” scooters, catheters, knee braces, etc

You are throwing the vulnerable and elderly under the bus if you eliminate Medicaid Expansion.

We couldn’t afford insurance in 2008 for our entire family. My husband was uninsurable. We both have our own businesses and one of us had to find an employer in order to have coverage. Since the ACA, we have returned to having our own businesses which adds to the economy and allows us to raise our young children. We use the marketplace and do not have subsidies. We are ObamaCare and proud of it. Fix the issues do not create more that will leave millions without coverage.

I know many people who have benefited from The Affordable Care Act. I am writing in concern of others. Please do not repeal this protection. There are ways to tweak vs. destroy.

I need insurance but I work full time but only make .30 more than out minimum wage in NC and even paying the lowest price they offered at $55 a month I still can not afford it then my deductible is sky high and i have to pay out of pocket for prescriptions and gotta add a copay per each visit to doctors,hospital etc etc but then I make too much to be eligible for Medicaid in this state..Help us cause I know I am not the only one going through this

Obamacare saved my life, saved my children from losing their father and my parents from losing their son. That’s just a small group of people spared the misery of lose. I know it is helping millions of Americans just like me and I will not be silent while a small group of privileged sycophants use our family’s future for political theater. Trump, you promised something better… all I am hearing is the tire old arguments of “increase Health Savings Accounts limits” and “remove regulations so the market can decide”. We had tried these things for 50 years before the Affordable Care Act and they did not work there by necessitating the need for the ACA. I worked in health care for over a decade from the mid 90’s to 00’s and knew people that just had to go home and die because they could not get insurance. This in the most affluent society that has ever existed. There’s your ‘death panels’, profit seeking corporations looking at spreadsheets and ratios to determine who lives and who dies. I do not want to return to that society.
President Trump, please protect the ACA and strengthen it to be even better. Thank you for your time.

Dear President Trump:

The so-called ACA is not affordable to most of us poor middle class people. My husband & I tired to signup but when we found out what it costs, there is no way either of us could afford the premiums. Now, filing our income taxes, we BOTH have to pay the penalty to the tune of $2300.00. We don’t have that kind of money and are trying to figure out how we will pay this without getting in trouble with the IRS. It is a shame that the government is FORCING us to buy healthcare that we cannot afford. The politicians can afford their healthcare and in some cases get theirs for free or almost nothing at all. They do not care about us little people.

We should keep Pre-existing condition and dependent care until 26.
I am a medical biller and see so many with Obamacare paying high deductibles and co-pays. People can afford to purchase their insurance but cannot afford to use it.
My daughter had to change her plan because the monthly premiums had increased to over $1,800. My other half had to obtain a new insurance. I went online and the premiums were very affordable but $50 for a generic script, $75 to see a doctor and $7,500 deductible. This particular plan was thru the ACA and was noted as Obama compliant. My premium went up 30%. These are only a couple of examples and unless something is done, no one will be able to see a doctor, get scripts or any treatment they need.

The ACA saved my life and kept me out of bankruptcy. You must save the ACA for the millions of citizens who depend on it. Do not privatize Medicare. The United States is the only advanced country that does not provide health care for all its citizens. Please replace that shameful condition.

We have been enrolled in Obamacare the last 2 years as we are trying to live off our pensions to help with my fathers care. In our state of Ohio we have signed up at the Marketplace.The plan covers our perscriptions but no drs visits or mamograms or colonoscopy so therefore we are paying $137 per month for AFC and making payments on medical bills. Today we were told our hospital would not accept Blue Cross Blue Shield. How can a hospital deny your insurance that you buy throught the Afforable Care Act? Help please.

I am a 47 year old female living in Texas. I have a lot of health problems. We own our own very small business and have always had to purchase our own health insurance. This year Texas was only given 2 choices- Ambetter and Blue Cross Blue Shield of TX. I need a gold plan and although we only make $23,700, my plan costs $688 and I have no choices any longer. Texas has gone to all HMO’s so I lose the right to chose my own doctors. A lot of doctors in TX are refusing patients who use Obamacare insurance. The only reason I am going to accept this plan is because it covers all my expensive medications but only ONE of my doctors. I have to pay THAT $688 and $200+ cash to keep my doctors- plus my prescriptions, and my copays and deductibles which there are MANY plans with deductibles over $10,000. INSANE!

*I want the right to CHOOSE – single pay or national plan- but I want the right back to CHOOSE.
*I want PPO’s back!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
*I want reasonable costs back for health insurance, and prescriptions that are needed (By me and many others) to stay alive, but normal people have to be able to afford it.
*I want to continue to be protected even with prior illnesses.

PLEASE help – my life literally depends on what happens.

Husband and I both self employed, Our monthly premium in 2016 was $879 with a $500/per person deductible. For 2017 our plan was cancelled and we have 3 options, we took the lowest monthly payment…and that new payment is $1287 with a $6,000 per person deductible. Meaning, we will be spending over $15,000 this year for health insurance that pays NOTHING!! NOTTA!! ZILCH!!! Then…. if one of us WOULD have an illness, up to another $6,000 to $12,000 BEFORE it would pay anything. This is highway ROBBERY!!! $21,444 – $27,444 for coverage that NEVER PAYS ANYTHING!!!
This money could be going into my retirement or into the economy rather than the insurance companies pockets. And if I cancel it…the GOV”T penalizes me?? Are we socialist or what?? Let me choose if I want to pay for my own medical cost out of pocket or not. We are about to cancel it, put that money into an investment account, and hope the penalty is dropped before end of the year…and pray nothing major happens…since we can’t even purchase a catastrophic policy!!!

Obama care isn’t terrible, but it could be better. It should take other expenses into consideration (house payments for example). They decide what I can afford based on my pay without at least considering housing costs like Medicaid does. It should also cover more. I spent $800.00 on a blood test just to see what was wrong because they wouldn’t cover it. That is basic diagnostics. I shudder to think what else they don’t cover. Spent twice my deductible and they still didn’t pay on bills. The only thing helpful was the agreement with providers which cut the bill down a little. Spent $2200.00 on insurance,(medical only, couldn’t afford dental and vision) $3,400 on uncovered bills with a deductible of $1500.00. Something is wrong with this picture when all I did was regular doctor visits, blood work, and shots once every three month for migraines which work! I can still function as a contributing member of society. Then insurance didn’t want to pay for the shots. Doctor had to explain that meds to prevent the headaches would cost more than the shots in the long run.
Also, I work in an Elder Law Firm dealing in Medicaid and VA benefits. Please do not repeal all the options for asset protection planning for the elderly. The folks, we represent are by no means rich. No more than $250,000 to their name and that usually includes their home. Causing them to be unable to protect assets for the well spouse at home, will in-turn, cause impoverishment and will only add to the welfare problem. It is the younger crowd who are completely capable of working but don’t and milk the system. Their is no accountability, no follow-up, no limits, poor attempts at training and education and job search. Plain and simple, we have a lot of people in this world just to lazy to work. It is easier to get Medicaid and food stamps for these people. Also, as I deal with Medicaid on a daily basis at work, the system is a mess, poor training, and mistakes to the detriment of the person applying or person loosing benefits due to their mistakes. I here they get a bonus for each case completed, even if it is wrong. That needs to stop. They should get a bonus only if it is completed correctly. Care for the Elderly is just heart breaking mess. We have to figure out something better and taking away options to save what they have worked for their whole life will not fix the Welfare system. Accountability and transparency on the part of the agency and a much more detailed program for the younger crowd milking the system is what will work. I am in full agreement for drug testing for benefits. This will weed out those riding for free.

Universal health care is what the country needs now. Insurance companies care about their bottom line not our health. Don’t build the wall, stop all the wars and stop subsidizing other countries. Keep all those funds in the U.S. and we will have plenty of cash to provide everyone with FREE health care. Close the tax loop holes and require everyone, corporations too, to pay their share of the tax. These funds can be used to fund universal health care.

I am 63 years old and recently lost my Aetna insurance when I left my job in 2016.
I now drive for Uber and have taken Social Security early to survive until I find another job. I really cannot afford Obamacare when the deductible is $5000 and my doctor’s not in the network. Why pay monthly for a doctor you don’t know?
Does anyone even care how hard the national senior community struggles? It’s shameful!

Obamacare failed because it was too and focused on the wrong things. The healthcare system wasn’t bad the way it was for the average person. What needed and still needs to be addressed are those people who fall through the cracks, out of control prescription prices, and insurance companies having too much authority over treatments.

People who still don’t have health insurance: young college students whose parent did not have health insurance they can continue receiving, people who have chronic health issues but are not disabled and have no children from which to derive meficaid, those in the income gap in a state where Medicaid was not expanded. Ex: I’m a Masters student under a grad teaching assistantship who also receives child support. The child support is not included in the ACA income determination and my grad teaching income did not meet income requirements alone. Now that my daughter is 19 I’m no longer eligible for Medicaid and she will only be eligible until age 21. I’m not eligible for subsidies so the plans offered are over $600 a month with a $5000 deductible. What good does that do me? Even including my daughters asthma inhalers and allergy shots and my Cymbalta and Adderall we would never get near that.

Prescriptions: I don’t want to sound like one of the anti corporation Libs complaining about “big pharma” but prescription costs are not reasonable. A consumer reports study showed that pharmacies are involved as much as pharmaceutical companies. When the same drug exjibits.a wide range of prices not only in other countries but within pharmacies in the same town, something is not right. Generic Cymbalta for instance runs from $43 to $174. That range seems a bit extreme. We also need to look carefully at restrictions, why they sre imposed, and who they serve. Treatments for sleep disorders, for instance, require controlled substances. Access is restricted which is inconvenient and costly to the patient who needs the drug just to curb abuse by those who don’t. Then there are inconsistencies like the access to birth control pills vs plan B. A prescription is required for the pill, which involves a Dr visit and exam, yet the morning after pill can be purchased OTC.

Authority Over Treatment: Insurance companies also have too much power to interfere in treatment progams. Not allowing an experimental procedure or prescription is one thing, but delaying or denying recommended, approved treatment or insisting the patient try other treatments the doctor says are not as effective is wasting time and money and prolongs the patients suffering. I realize there are some corrupt doctors who order unnecessary tests and treatments but those are not the majority. Once again people who need something are affected by people who abuse it. If my doctor prescribes Cymbalta for my fibromyalgia the insurance company should not be able to insist I first try Effexor or Flexeril, neither of which has been shown to be effective. If, after weeks of titration, my doctor determines I have an extremely high tolerance for stimulants and orders my Adderall tripled to a level that finally reduces the excessive daytime sleepiness to a managable level, he should not have to justify that to the company.

These are my suggestions, the things that of course I am personally familiar with. I’m counting on you Mr Trump. I think part of Making America Great Again is helping us to be healthier without bankrupting us in the process.

we need to be sure the new health plan provides free preventive services for all (hysicals, basic bloodwork, mammograms, immunizations) and also doe not place a maximum spending cap for essential services.
the fees are still too high for treatments for non-life threatening services though- why are they going up and up?

I need obamacare, sir. I have depression, bipolar disorder, premenstrual dysphoric disorder and anxiety. I see a psychiatrist for these problems and without obamacare I would have to pay five hundred dollars to see him. I get medications to take care of my disorders, four different ones that in total cost over nine hundred dollars per refill, and those are generics! With obamacare, I’m getting them for free. I’m a semi-functional living person with these medications, and without I’m a suicidal mess that can’t even talk correctly or do anything at all. Obamacare saved my life.

We must keep the new benefits, rights and protections of the ACA. Over 40% have a pre-existing condition (and all seniors have pre-existing conditions)–your only insurance choice will be a “high risk pool”. You think bronze plans with $10,000 deductible are bad? That’s what high-risk pools are. One out of three people now get cancer. Do you want to be denied treatment because of a medical cap? Once you reach your medical cap you either pay costs out of pocket OR YOU DIE.

Accessible insurance is NOT the same as affordable insurance. HSA only helps if you have money to contribute to it. A tax credit does no good if you cannot afford to pay the premium.

I am a small business owner and have been since 2003, as well as a single mom, back then my premiums were $250 a month with a $3000 deductible, it was all I could do to pay it. Since the ACA, my income came into play and my premiums have varied from $26 a month in the lower economic time years, to $75 a month now as my income has increased, which is still under $20,000 a year. Also the deductibles were $750 to $1000, making it easier to reach with medical appointment necessities. All I know, is this year I was rushed to the emergency room in excruciating pain, suffered a kidney stone, which costed in excess of $10,000 all said and done, had I been covered on the plan I had in the early years, I would have gone bankrupt trying to pay for the cost of that one visit! The upper and middle class folks can afford higher insurance premiums, but we cannot, it affects everything when something unexpected comes up. I’m thankful I signed up 🙂

Please keep the tax credits and mental health coverage. We saved $12000/yr as a small business WITH the ACA. PLEASE KEEP THE ACA!
Respectfully,
Sherri Williams

like: children covered until age 26 on parents plan, pre existing conditions covered
don’t like: skyrocketing costs of premiums and treatments and all the red tape of HIPPA

I am a freelancer who never had affordable and comprehensive health insurance until the Patient Protection and Affordable Care Act was passed. It is great. It is top notch, affordable care.

Now my partner has been laid off. When his employer insurance plan ends in a few months, where will he and our two children get insurance?

Protect Americans. Keep us healthy!

*With ACA, the NO lifetime caps provision is huge. Every single American is just one illness or accident away from bankruptcy if this provision go away.
* No denial for preexisting conditions – also huge. Discriminating against people with preexisting conditions and forcing them into high risk pools (The GOP plan) is shameful. High risk pools never worked, were too costly and insurers still denied people insurance in states that had them
* Subsidies for low income people are great, only change I would make is offer them to a higher number of people – ie raise the income level.

Please make adjustments to ACA, BUT DO NOT REPEAL!!!
This is forward motion!
Healthcare is needed!
Healthcare is NOT a luxury!!!

President Trump,
Several families will be without vital mental illness coverage if serious changes are made to the Affordable care act please think about these people as part of your family, and what you would do if your family couldn’t get the care that they needed.

Please do not repeal the Affordable Care Act. The affordable care act is more than mandatory health insurance. It protects from discrimination in health coverage, which essentially is a fundamental right for all.

Please consider compromising. Please keep it illegal to deny anyone health insurance due to a pre-existing condition. Please keep it illegal to discriminate against the genders. Please think about our kids. Our young ones who could be born with a genetic illness. Our college grads who need health coverage while they struggle to find gainful full time employment. They need coverage!

A suitable compromise would be to overturn the mandate that you must have health insurance or be fined. Make it so that you will not be fined by the IRS if you don’t have insurance, rather fine the Insurance companies who make their plans too expensive to afford. Force them to design plans that are affordable with low deductibles.

Better yet, do your homework. Listen to the citizens who contact you: both liberals and conservatives. Listen to their frustrations and their triumphs. Figure out what works. Be a leader, Mr. Trump. Do right by those who have elected you.

Having affordable heath insurance is a great deal. Being force to buy it is wrong. If a man has to choose between feeding his kids and his heath insurance. If he feeds his kids then you take fro. The overpayment of his taxes. Money he could use to buy heath insurance. That’s just wrong.

I am one of those people that works part time only because I am not physically able to work more due to an untreated health issue. Untreated because insurance is to expensive and due to this ACA act doctor prices have gone thru the roof. Market place wanted 840.00 per month for basic coverage and now the fine comes for not being able to pay for insurance. I can either choose to suck it up and deal with the pain or suck it up and deal with the pain those are my options. I am not a free loader. I am all for covering my health cost but I am not willing or able to cover those that don’t work and steal from the rest of us.
Please fix this situation if anything return it to the way it was twenty years ago and cap the medical cost.

My son’s life depends on access to affordable health insurance.
Prior to the ACA he was not able to get ANY insurance because of his pre-existing condition.

My 26 year old son is bi-polar.

He has graduated with a BS in Psychology and is currently working as a Research Assistant with a prominent psychology professor at the University of Colorado @ Boulder and hopes to be accepted into a Psychology Phd program.

Without his medications, he would not have achieved these accomplishments. In fact, I am sure he would be dead. I have been with him through 2 suicide attempts, which happened as the result of not being able to afford his medications without insurance.

Without his medications, my successful, bright and productive son will lose everything he has accomplished, will not be able to fulfill his dream to help others and will live in misery and perhaps commit suicide.

Many many Americans have pre-existing conditions. Are we really going to deny these people medical care? Are we really going to let people live lives in pain? Are we really going to let people die?

We need improvements to the ACA which will make it affordable for all! But until then, some of us will have to pay for those in need, unless you can look these people in the eye and say “I don’t care”.

Obama care is good for the ones who don’t have to pay for it or for people on welfare or non taxable food stamps, ( why aren’t food stamps taxable income. Don’t they buy their groceries with them like I do with my cash) however my spouse and I cannot afford our insurance and three other people’s too, that’s just how much it’s went up, now paying a premium we can’t afford to go to the doctors and pay that portion too, and people with free insurance also are getting OUR taxes back, we paid 5000 in and get nothing (no credits anymore) and lazy people,( I know of several) getting it back 5-7 thousand and didn’t even pay 1000 in, who makes these kind of rules? The people begging for Obama care to be saved don’t want to have to pay, well I don’t want to have to pay for them. PLEASE HELP!!!

Dear Mr. Trump:

The old adage “history repeats itself” is no more applicable now than ever before. History has shown time and time again that when our government officials stick their nose in the private sector they end up hurting the public and our country as a whole. Example; social security, medical insurance, mortgage lending, banking, etc.

Pleas ENSURE our government officials are held accountable for their actions and stay the hell out of the private sector. LET THE FREE MARKET SYSTEM WORK. If insurance companies, mortgage companies, banks, etc. are screwing people, let the people take care of the problem through social media and taking their dollars somewhere else. Quit complicating things.

I have been in healthcare as a RN for 15 years and an Advanced Practice Nurse for 18 years. I have worked in physician offices, hospital’s and urgent care facilities as well as an NP for a insurance company performing Health & Wellness physicals. A significant portion of the population who have chronic illness’s such as Diabetes, Congestive Heart Failure and Coronary Heart disease as well as Hypertension cannot afford the cost of medications or a medication that has been working for them is no longer covered by the insurance company because of cost. Our Mental Health system is an embarrassment to our country! We must do a better job of recognizing mental illness and put programs in place to address it. Most patients require bi-weekly counseling but the $45 deductible is not feasible for the majority of patients therefore they don’t go and stop their medications because without a recent appointment medications will not be renewed!

Repealing the ACA and overhauling the entire program would be disasterous for a majority of the population. I believe we should keep the pre-existing condition clause, reduce high cost of deductible, negotiate with pharmaceutical and insurance companies for lower cost of medications and premiums. The cost of diabetic medication and supplies is outrageous for a disease that has been around for ever. This shouldn’t be!!!

I urge the TRUMP administration to recruit those of us you work in the Trenches everyday with our patients to listen to the “Real Issues” surrounding health care and how it effects the health of our communities.

Although I do not agree with government regulating and making decisions on what is “best ” for the general population, I do think for those patients who repeatedly are non-compliant with prescribed medications and treatment plans and frequently are re-admitted to the hospital for complications should be penalized in some fashion.

I don’t like paying for a plan that does me no good I pay a premium every month and my deductible is so high I still pay for every visit and test . My meds cost me more on the plan than they do cash price off the plan. How is this helping me just taking more money out of my pocket that I can’t afford . I hate the threat of being fined for something that helps me in no way.

Please get rid of penalties. That should be crime to charge people for not having insurance. Taxes is vaulintary yet if you get a return they take the penalties out. Preconditions should be covered. Prescriptions should be lowered. People are not educated in the changes or forms for taxes. My poll shows adverage people get paid 9 a hour. If lucky that is not much ayear and you want to charge high cost and penalize. So sad. Why should I be penalized for being healthy and tring to keep food on my table and electricity on. Untell I am able to afford coverage. Please make it better.

The biggest flaw with the current system is the fact it’s based upon ‘future’ income. It’s especially difficult for self-employed or unemployed individuals to know how much they will make in the next year. The credits should be based upon the last year’s household income, with no risk they will be taken away when you file your tax return the next year. The last thing a struggling entrepreneur needs is an unexpected tax bill because the credit was taken and the year turned out better than expected. A fine is easier to plan for.

The other issue is that the credits should be phased out gradually. The arbitrary cutoff of 400% above poverty puts pressure on those who are just outside of this income range. Anyone who has been living at the 400% range can tell you that they’re barely scraping by, and can’t afford the health care costs even with the credits. This is already forcing many households to remain uninsured. At 500%, the loss of the credit is forcing many households to choose the penalty because they cannot make house/rent payments and put food on their tables.

Dear President Elect Trump,
I have to tell you about my horrible experience with this OBAMA”CARE” and a straight up lie *From ObamaCare FACTS “ADVICE: ObamaCare plans pair well with Health Savings Accounts.” This is NOT TRUE! There isn’t a single plan offered in Maricopa County, (that’s the majority of the population in Arizona) that is HSA Eligible. Even though they all have HIGH deductibles and terrible benefits….Because they are ALL HMOs and not a single PPO, THEY ARE NOT HSA APPROVED-NO HMO IS! Another stinging slap in the face.
FURTHER, I paid aprox. $771 a month last year for forced, terrible insurance for my family of 5, I was able to purchase straight from the Insurance COMPANY, and this year I am paying over $2200 and forced to purchase through the MARKETPLACE as a person CANT buy anymore straight from the insurer!!! (Our house payment is $1,700!) AND we have the SAME TERRIBLE INSURANCE (high deductibles that you never reach!)- EVen worse now its an HMO and not a PPO. That’s almost 3x more, or 300% more $$$! Not the 110% increase they say in the news. We are an actual AMERICAN FAMILY NOT A STATISTIC. Something’s got to give. I don’t think it’s right that just because we are hard working small business owners that don’t qualify for the free gravy train, that we should be FORCED to foot the bill for all those americans that get FREE medical insurance. Remember, this insurance is REQUIRED! It’s like a mobster racket!! IF I don’t get the insurance for my family we can be fined over $17,000 according to the insurance calculator. EVERYONE HAS TO Get it. why wouldn’t a poorer person get it? Its FREE or subsidized for them. But because of that hardworking americans HAVE TO PAY other people’s BILLs.
I SO SO SO SO THINK THAT OBAMACARE NEEDS TO BE REPEALED AND NEVER REPLACED. THIS IS AMERICA NOT A SOCIALIST ECONOMY. NOT EVERYONE should have the same loaf of bread, car, house, food, job, money, clothes, shoes, education, or access to health clubs, golf clubs, or health insurance. You work for what you earn, you work for what you get with what you earn. Nothing should be GIVEN, except for OPTIONAL charity. The first year I paid aprox $1,500 (2015) for our insurance-Same HealthNet (now Ambetter) all three years. Then they did away with that plan, and so we had to fill out a “hardship exemption” for a catastrophic plan that was $771 (2016) a month and then they did away with that plan, so we are left where we are now over $2,200 (2017). Who the HECK CAN AFFORD these kinds of rates? EVen if they can, why should they have to???? I am very frustrated and upset about Obamacare. My entire x-mas season was all drama about what plan to get and the cost. That time of year should now have “insurance wois me” songs on the radio-instead of “the happiest time of the year” it should be “the most stressful time of the year.” Lastly, Healthnet didn’t notify me until Dec. 9th that they are doing away with my plan, because every time I logged onto my account it gave the message “Are you happy with your current coverage?” Just keep paying your bill and you will automatically be enrolled for next year.” I screen shot this message. This leaves americans scrambling to get insurance and realizing that it is more than your house payment.
I am completely dumbfounded by the idiocracy of Obama”care” It reminds me of the story of “The Emperor’s New Clothes.” That so many people can THINK That this is a GOOD thing for AMERICA when CLEARLY IT IS NOT!

i think this health insurance crud should be a choice !!!!!!!! we live in the land of the free and that to me means free to make our own choices and how to live our lives !!!!!!!! american goverment is suppose to be here to protect our country not tell how to run our lives !!!!!!!!!!

I SUPPORT the Affordable Care Act. My daughter recently started working for a Canadian company setting up their Houston office and the only Insurance she could get was through the ACA. She is a healthy Millennial, the kind of person who will pay into the system without insurance having to pay much out to help to her. I would hate to see her lose her insurance without some other health care plan being in place of what she currently has with the ACA.

I do not like that it is not affordable. Families have to make a choice – food or expensive health insurance. I also do not like the IRS 1095 Forms that employers have to prepare and send to all employees and to the IRS. Families should not be penalized if they cannot afford the health insurance. The premiums are high as well as the large deductibles. The health in this country is only going to get worse not better. If the penalty is less that the premiums for coverage, people will not get the insurance. How is that helping the American people. This country does not help the elderly or the veterans. Shame on the USA.

The Afordable Care Act helped my relatives.

I am greatly concerned personally as a senior citizen regarding Medicare change.

Dear President Elect Trump,

We don’t have health insurance and don’t want it. We don’t feel it’s a good financial decision to buy insurance and instead pay our expenses out of pocket. I am 59 and my wife is 58 and we each have at least two chronic health issues.

I negotiate with any doctor I might see before choosing to hire him or her to work for me.
And I shop around for prescription drugs. You’d be amazed at the differences in prices between a compounding pharmacy or a neighborhood druggist and a national chain, but few people bother since someone else is paying the bills, at least in their minds.

So Mr. Trump, please get rid of the Unaffordable Health Insurance Scheme and replace it with nothing.

I think all the idiots currently in office should be required to get the same insurance as the American people. So maybe they can learn about the problems they have. My husband and I have good insurance. However my children can’t afford it. They rely on Medicaid. And since the assholes in Washington D.C. are repealing obamacare they will probably lose it this year. I think that they should listen to those who will be hurt by the repeal. Our family and I am sure a lot of others will be doing our best to see that Mitch McConnell does not get re-elected. It time to limit terms and get some new blood in Washington. Get rid of the old fossils that are out of touch with the people.

Something that i dod think was good about the Affordable Care Act was as long as folks paid their premiums it eliminated lifetime and unreasonable annual limits on benefits, as a person who is concerned about this I would very much appreciated if you could address this issue.

Thank you.

Obamacare has finally made insurance an affordable option for me. I know this is not the case for everyone but before Obamacare I was paying $700.00 a month to see a Dr. for 10 minutes and a 1 month supply of my medication. The “Specialist” I was required to see charged $250 per 10 minute appointment and a 1 month supply (1 months worth of this med is smaller than 2 dice) of my 1 medication was $400 a month. Not to mention if I lose my insurance now they have since also started requiring monthly counseling and urine tests which if I was paying out of pocket would be at least another $100 dollars a month. With Obamacare I pay about $300 of the monthly $800. Without Obamacare I am looking at paying that $800 a month out of pocket. I am currently working two jobs and I am barely making it as it is. Losing Obamacare would be catastrophic to me.

Keep it but make it better, Needs to be more affordable period. There is no reason that this country cannot come up with a health care system. There needs to be caps on what can be charged by the medical community why are they allowed to charge whatever they want??? There is a limit on what can be charged for utilities and gasoline. The healthcare system is a monster. There is medicines that are made in the US sent to Canada and sold 1/3 of the price. Why are the drug companies allowed to charge so much more when it’s in the states????

Under the Affordable Care Act I get my birth control for free. This is extremely helpful to me, as I am on a lot of medications for health problems that I pay for. The birth control I use saves me from painful and heavy periods. I would really like if Trump can keep the free brith control going.

All Americans deserved quality health care. I pay higher insurance premiums, but it’s worth it to support the ACA and American people that do not receive/can not afford health care benefits. I know the program needs improvements. So let the new Admin work on improving the program, but do not repeal Obama care. Without a functional replacement plan millions will lose coverage, and that would be extremely problematic.

Obamacare indeed is really helping a lot of people, but on the other hand it affects the middle class. I am a teacher and my husband doesn’t have a profession, but works as a maintenance manager. We live in Mission, Tx. and salaries down here are not high at all. Together we make about $70,oooo a year, and with that we have to pay our daughter’s college, our house, 3 cars plus insurance, house insurance and utilities. If we want our kids to be insured we will have to pay $400 dollars a month. For us that is a lot because our kids are very healthy and thank God they never get sick. I know that emergencies arrive, but meanwhile we have to pay about $4500 dollars a year, so the people that are in the lower class and decide not to work can have free insurance. That is totally unfair for us who work and still have to pay taxes, insurance and a fine because we can’t afford insurance for our own kids. The upper class can afford it, the lower class get everything (scholarships, food stamps, Medicaid, even free phones); us in the middle are paying for everything, my daughter didn’t get financial aid because I have a profession, we don’t get any help at all .

I do not like anything about the so-called Affordable Care Act. It should be repealed.
Since the United States did just fine without it for close to 250 years we do not need a replacement.

Please, don’t repeal. Fix.
President Trump, Speaker Ryan, you could unite the country by saying you will work with Democrats to “fix Obama’s mistakes” in giving people health care. You can call it Trumpcare, you can work to make the system work, take the credit and still make sure we don’t die in the streets.
We need health insurance. We need medical treatment.

For the first time in 15years, I have health insurance I can afford. The only thing I don’t like is the nearly $300 I was fined before i got it. Fining people for not being able to afford it is completely asinine and another example of the rich being totally out of touch with the reality of the lower income family. Please keep obamacare but do away with the fines!!

Obamacare should be reformed, not scraped. There are too many people that benefit from it. I however do not in the slightest. I still can’t afford insurance, especially not with the rediculous deductibles. And I shouldn’t be fined for that. Maybe if wages in America weren’t so low we could all afford insurance. Or maybe if the government didn’t allow insurance companies and the medical field to hike prices as they see fit. So maybe you guys should work on fixing those problems instead of taking insurance away from people who need it.

The fee for not having coverage, now my family is more miserable not having taxes to help pay off our debt. Please get rid of that fee. I’m in a debt choke hold that needed the boost of MY Taxes to help me get out.

We need affordable healthcare currently we do not use our health care because we have a 16,000’dollar family deductible before our 60 percent of our bill is paid by our insurance that costs $125 weekly .
Most of my co workers are the same we never meet deductibles and premiums go up 75 to 100 percent a year.

I am a healthy professional woman. My employer does NOT provide health care, we are too small. I have to buy individual plans and I am terrified that without Obamacare I will face increasingly difficulties getting coverage as I get older and start to get health issues. It is already causing me a huge amount of stress. I like to plan ahead, and be prepared, and I am willing to pay for peace of mind — but without Obamacare I will always be stressed about what the next month or year will bring. I’d rather focus on my family, my job, and my volunteer work.

I have been employed my entire adult life. When I turned 62, I was laid off after nearly 20 years of service with my last employer. As a result I lost my health insurance. I maintained coverage through COBRA until 2016, and then purchased a plan through the ACA Marketplace in my state. As a result of my medical history (I have survived prostate cancer, and have cardiovascular disease), I would more than likely not have qualified for any coverage that had a pre-existing condition clause. The ACA (aka Obamacare) was my only option to acquire healthcare between my loss of employer provided healthcare and when I am eligible for Medicare. Therefore, for me, any new plan that replaces Obamacare must retain the rules about pre-existing conditions. If insurance providers are allowed to return to the time when they could exclude people that had certain medical conditions, this would be potentially catastrophic for me financially.

Another condition that exists today is that if a person is insured under COBRA, that coverage ends on a specific date. In my case it was the 20th of a month. Under Obamacare, my new plan is effective only on the first of the next month. Transitioning from employer heath care coverage to Obamacare left me with no insurance for a period of 10 days. Fortunately, nothing happened to me in that 10 day period. But the potential for a major illness or accident was very real, and had I needed major medical treatments during this period, there would have had severe financial consequences to my retirement. The law needs to be changed so that there is no gap in coverage when transitioning from one type of plan to another, especially when going from one government mandated program (COBRA) to another (ACA).

Additionally, I would have been more than willing to buy into Medicare early if it was available, in order to retain my doctors. In the ACA Marketplace, 3 of 4 plans offered do not include all of my existing doctors, but all of my doctors do take Medicare.

Lastly, I agree fully with comments Mr. Trump made during his campaign regarding the elimination of geographical restrictions on healthcare providers. The pool should be at least regional if not national, but not by state as limiting plans to state boundaries, or worse county boundaries, reduces competition between insurance providers.

Its obvious everyone’s premiums have sky rocketed. It’s clearly a shame and quite obvious that the wealthy, who do not qualify, are paying for those who are less fortunate and do qualify. That is fine as we’re only as strong as our weakest link, and it’s a must to help those in need. However……a great majority of those wealthy who do not qualify are paying for individuals who have horrid smoking, alcohol, and drug habits and are not making any attempts to become and stay healthier. Again the wealthy are merely giving handouts and in this case very expensive handouts.
Get rid of Obomarecare and recreate a capitalist Medical insurance hospital health industry, but merely increase the Medicaid limits for those who need medical care but cannot afford insurance. The niche which Obomacare has attempted to help has not utilized nor even care about their own health enough to attempt their own self improvement.

Prior to the ACA/Obamacare, our annual outlay (married couple, late 50’s) was just shy of $20,000 (and was going up the following year had we not had the ACA option). Our annual health insurance costs represented 30% of our gross income and now that we’re older and even though our income is lower, the Obamacare plan represents 13% of our monthly income. Under the ACA/Obamacare plans since it’s inception, our premiums lowered and our deductables are still less than half of what they were prior to Obamacare. Now we’re in our early 60’s and the idea of going back to pre-Obamacare rates are frightening. With the lower rates (and better coverage) we’ve enjoyed during Obamacare, we’ve had the ability to breath financially. We sincerely hope it can be improved rather than discarded.

I love my health insurance under obamacare, great ins, free preventative, very low cost premium with subsidy for low income and under silver plan, with low income plan deductables go down,and out of pocket max goes down. Please DONT TAKE THIS ALL AWAY!!!

I have had insurance from the ACA exchange for myself and my family since its inception. We get no subsidy, and have compared our policy with other plans off the exchange and find ours to be more comprehensive, and a better value for our money. We are self employed. Thanks You

The insurance company are making out like bandits. They are getting money (subsidies)from the government and no doctors or hospitals accept the insurance, No drug coverage so what good is it. Last year it was good but now I only have two choices and neither one is good

President Trump:
Please eliminate ObamaCare. It is a disaster. Please get the government out of health care except for providing basic welfare coverage for indigent individuals.
Most of the young indoctrinated have no reference point as to how insurance use to work before the government got involved.
Thank you and I look forward to you becoming President in January!

What do I like about Obamacare.. no lifetime cap. No pre=existing conditions.

What I DON’T like about Obamacare. In four years the cost has exceeded what I was paying b4 Obamacare came into play.

High copays.

High premiums.

Please keep preexisting conditions clause as is. The chronically ill need real insurance coverage, not a high risk pool that no one can afford. If you change the laws and bring back high risk pools millions of Americans, many of whom are children, will suffer and die as a result. That is not what you want your presidency to be remembered for.

– Mindy
(a registered voter)

Please continue affordable care act, so many people like myself I make $16,500 per year and do not get my medical insurance covered with my new employer. I did not have insurance for 3 years because I could not afford the payments before the affordable care act was in acted. Even if I could afford the premium Kaizer Permente insurance my previous insurance considered a back issue a pre-existing condition because I was going to a chiropractor through my insurance. This disqualified me from every other health insurance as well because they would ask it I had previously rejected from any other health insurance.
I can now sleep at night now and not worry about not having medical insurance and going bankrupt if I was in an accident or had a major illness. Please don’t go back to unobtainable medical insurance for so many of us, we deserve an affordable way to have medical insurance like everyone else.

I own a small business and I completely rely on ACA for coverage. I also can use ACA insurance to attract employees.

I am concerned with the end-product, not the mechanics to get there. If there are cuts to the input (i.e. $), without cutting outgo – then my business sense says that is dumb. If there is a cut in benefits, that might cost me my business.

Subsidies are needed on one level or another – or it will fail. And my business will stop paying taxes, distributing paychecks/income and being a part of the economy.

If you take the subsidies away and replace it with tax credits, I can’t afford the premiums so I would lose my health care coverage. Please keep the pre existing condition intact too.
Work on getting the premiums and co-pays down because they are making it very difficult to live. I pay $500 per month with $83 co-pays. And please put the members of Congress on the same Obamacare plans we have and make them pay the same way we do. Then reality would set in very quickly. WE THE PEOPLE are paying for them to have Cadillac health care. Why shouldn’t they pay for their own health care?

Prior to the ACA, my income and expenses were about equal. We have had many unsecured consumer loans, IRS debt, and student loans that we have been paying on with a goal of becoming debt free. However, with the over $550 monthly premium and 40% copay, my budget fell into over $600 per month budget deficit.I am living in a mobile home. I bought a 6 year old used car after I drove my previous one for 13 years. My husband has been driving his vehicle for the past 12 years. How do you expect Americans, who in many cases have already made commitments to debtors, to be able to forcibly shoulder the costs of these expenses? I could perhaps claim bankruptcy–except that the remaining debt is in the form of IRS payments with astronomical late penalties and interest rates and government-backed student loans which can’t be named in a bankruptcy suit. I imagine that the hopelessness and despair I feel as a result of this awful legislation is the same feeling that had men jumping out of buildings to their deaths during the Great Depression of 1929. I am financially ruined, and I already work 2 jobs. And I know I am not alone. There is a reason white middle class working America supported Mr Trump during this election. We feel oppressed. Working surfs in an ever-increasing sea of rising costs. But I doubt that Mr. Trump’s administration will ever receive this.

Health care is not affordable for those who need good insurance I pay 15000 a year just to cover my medical premiums (Im not even considered a sickly person). I can not even get a plan through the market place as they have terrible plans that would cost far more in the long run not to mention I wouldn’t qualify. I take a medication that is expensive and required to be given in clinic. people will say you should get medicaid but what they forget is spots are limited and currently are full.

I do like that everyone can get medical, but theres no affordable for the middle class. I have a family of six and we pay a mortgage payment just for medical insurance.Thats the bottom of the barrel for the five of us, and as good as I could get for my spouse. Honestly not even sure how I’m going to be able to afford insurance for 2017.

We also have a small business so there is not employer insurance. We pay high taxes yet reap no benefits from paying. Small Business and middle class suffer greatly work hard to get no were.

PLEASE MR TRUMP

AS A INDEPENDENT VOTER PLEASE KEEP THE MEDICAID EXSPANSION FOR THE WEAK AND SUFFERING

Mr. Trump. Get rid of this Obamacare thing that is getting worse every time I turn to look at it. If you can’t replace it with something better, which shouldn’t be too difficult, resign.

The needs of entrepreneurs are overlooked in the current system.

I run a small consulting business as the sole employee; I’ve had the business since 2014. My husband is co-owner of a small business with an 8-year track record of success. They have 2 partners and pull in contractual and part-time staff as needed. His partner does not need health insurance as he’s covered under his wife’s employer. They don’t meet the minimum 3-person rule to quality for a small group plan. And even if they did, monthly premiums are still over $600! I was a huge fan of Obamacare in the beginning. It allowed me to launch my consulting business with a leap of faith and the confidence I had medical support behind me. I loved the requirements it put in place to protect the employees.

My enthusiasm has paled.

Today my husband and I are facing premiums of $1000 or more a month to be part of a PPO that meets the ACA requirements. (HMO’s just don’t meet our needs). Adding things like life insurance, long-term disability, dental, etc. seem far out of our reach. We’re in our mid-40’s and each have a couple routine prescriptions, costs for those are skyrocketing.

At this point our health care costs (premiums, prescriptions and a couple doctor visits a year) are nearly the same as our mortgage. Read that sentence again, please. It’s nearly the same amount as our mortgage! We’re highly educated and our annual salaries are middle class.

We aren’t sure we could cover the co-pays and deductibles if an emergency hits. We’d probably have to go to credit cards. Saying we can put dollars in an HSA is insulting; it’s cash flow that’s the problem. I want medical care for all. But I can’t afford this.

Dear President Elect Trump. I am 55 years old and have enjoyed having the ACA insurance since it started. I have been so grateful as I was living without insurance for about 6 years. I am self employed but with a very modest income, so I had given it up around 2008 when my income dropped during the recession. It was difficult to give up, but I was going more and more in debt paying for insurance I was not using. But at 47 years of age, I felt terrible not having any coverage. I just felt I was really taking a risk. As I got older, I worried more and more about getting an illness I would not be able to afford to treat. I literally love my health insurance. I finally get physicals, including blood tests, mammogram and colonoscopy, which my family has history of both breast and colon cancer. I pay about $215.00 per month for medical and dental, and I thank God for it all of the time. I have been informed that my monthly premium will stay the same in 2017. I fear that I will lose my insurance with you as president. Or that it will then again be something I cannot afford. Tax write offs alone would not work for me, as I would still not be able to afford full cost monthly premium.

this is my dilemma with the obama care. in 2015 I enrolled in the obama care with aetna silver plan.I was hospitalized and all things were payed by me and the aetna insurance my co pay was met .It was over,till nov.2016 when the hospital sent me a bill for the full hospital stay in 2015.I called marketplace three times now and they say there is no info on me having any insurance in 2015.they put me on hold then came back and tell me that there was a cliche in the system and give them five days for it to fix.the first call was on oct.3,2016 this person stated 7to 10 days.nothing is fixed yet and they put on the navigator that nothing was paid in my behalf in 2015 ,only 6 payments that I don’t believe they were claims of mine. Now the second problem is that the I.R.S. says that I owe all the tax credit money back for my marketplace plan because in 2015 I received a check for mineral lease money for a renewal plan that started Dec.29 2015. I did not receive the check till the later part of Dec.and my plan payment for the month was due and paid by the 1st of Dec 2015.My income was eligible for the months from January 2015 thru November 2015.December 2015 was the only month that I was ineligible which I did not know till the mineral lease money came in,in the end of Dec.2015.All those that I talk with thinks that this should be like food stamp eligibility and that a person should not have to pay back months that they were for eligible when their earnings change.Actually state assistance doesn’t claim a mineral leases on your form as earned income.

I WOULD LIKE YOU TO REPEAL MACRA.
IT WILL COST ABOUT 145 BILLION AND RETURN ONLY 4 BILLION.
IT WILL COST MEDICAL PRACTICES TO SPEND MONEY TO PARTICIPATE IN MACRA WITH AT LEAST 4% AND LATER INCREASED PENALTIES IF THEY DONT PARTICIPATE
DOCTORS AND STAFF SHOULD NOT SPEND TIME INPUTTING INFORMATION THAT DOES NOT IMPROVE CARE

Hey, we need Universal Health Care or something like it. We can’t afford to kick all of these people off of health insurance. Being covered is one less thing people have to worry about. It is a HUGE thing. I work a seasonal job in road construction and my employer doesn’t offer health insurance. I have it because of Obamacare. Also, what you get through an employer plan is more worthwhile now- preventive care. Before Obamacare we were drowning in debt and everyone agreed it needed to change. Obamacare can be fixed and made even better. Those who don’t think it can have been paid off by lobbyists. it was a republican who came up with it and this program is based off of that plan.

Hi there, Since there will be a change in Obamacare, I will share with you on what I love about this act and many people will agree with me on this. DACA has helped immigrants so much, and DACA has its own rules too as well, where you need to be here in America certain of time and an age that has to meet with the DACA act. I myself relying on DACA to work here in America and paying my taxes all these 4-5 years, it has helped me proceed toward my dreams which is being a nurse, and help people. Moving to the states when I was only 7 years old, and being undocumented because of certain personal problems, it was hard. I’am actually waiting for my green card now but it will take time. But I am and still have to for certain amount of time rely on DACA. PLEASE DO NOT CHANGE DACA

Obamacare is the first real step towards covering uninsured americans. If it is flawed work together across party lines to fix it don’t throw it out. You cannot cover pre-existing conditions without a large healthy pool to balance it. Without health coverage for all we are one step closer to third world living conditions for our working class.

During 2015, we paid in $3900 for an ObamaCare policy which we never tapped into as we did not meet our deductible. We then were penalized for selling equipment from a closed business and inherited $40K from my mother’s estate. $10K of that went back to the good ‘ol IRS to pay back the subsidy. No possible way should a basic policy have cost us $1158 a month!! What a shame that her hard-earned money that was already taxed was figured into what we pay for health insurance. What a joke Obamacare is!! Now for 2017 the coverage is less and fee more. Yet a letter we received stated cost would more than likely be less this year for the same coverage. Not even close! Blue Cross Blue Shield is only option in Wyoming as well, so no competition. Affordable healthcare — we make $50K a year and what we are paying is ridiculous for what we get. No wonder people end up not carrying insurance. We have always made sure we have coverage — paying more as self-employed, as we felt its the right thing to do. But it’s not feasible. 🙁 Not carrying insurance will incur a monthly penalty, so one cannot win this battle.

It is too complicated. I am a self employed individual and am having a hard time finding the rules that fit my situation.

I like that there are no “pre-existing conditions. Please keep that. The deductibles and payments are a bit high for working folks. Please find a way to lower those.