Out-of-Pocket Maximums and Deductible Limits for 2020 Health Plans

Out-of-Pocket Maximums and Deductible Limits For 2020 Each year the ACA sets new limits for out-of-pocket maximums and deductibles. Here are the limits for 2020 plans for individuals and families. For 2020, your out-of-pocket maximum can be no more than $8,150 for an individual plan and $16,300 for a family plan before marketplace subsidies. For…

HSA Limits for 2020

Health Saving Accounts and ObamaCare for 2020 We cover everything you need to know about Health Savings Accounts (HSAs) for 2020, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how…

2020 Cost Assistance Obamacare

Everything You Need to Know about Obamacare Cost Assistance For 2020 We cover everything you need to know about cost assistance on 2020 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and Medical…

Out-of-Pocket Maximums and Deductible Limits for 2019 Health Plans

Out-of-Pocket Maximums and Deductible Limits For 2019 Each year the ACA sets new limits for out-of-pocket maximums and deductibles. Here are the limits for 2019 plans for individuals and families. For 2019, your out-of-pocket maximum can be no more than $7,900 for an individual plan and $15,800 for a family plan before marketplace subsidies. For…

HSA Limits for 2019

Health Saving Accounts and ObamaCare for 2019 We cover everything you need to know about Health Savings Accounts (HSAs) for 2019, including how HSAs work with health plans under the Affordable Care Act. TIP: The Affordable Care Act is sometimes called “ObamaCare” or the “ACA” for short. Thus, this page is about HSAs and how…

Open Enrollment 2020 Dates and Deadline

Dates and Deadlines For the 2019 – 2020 Open Enrollment Season Under the Affordable Care Act (ObamaCare) Open Enrollment for 2020 health plans starts November 1, 2019 and ends December 15, 2019. Plans sold during Open Enrollment start January 1, 20202. Get covered at Healthcare.Gov. Open enrollment is the only time of year you can enroll…

ObamaCare 2019

Everything You Need to Know About ObamaCare for 2019: Information on Subsidies, Rates, Dates, Enrollment, and More We cover everything you need to know about ObamaCare in 2019 including information on enrollment, assistance, benefits, plan types, and more. ObamaCare in 2019 ObamaCare still offers the same benefits, rights, and protections here in 2019. For example it offers protections…

The 2019 Federal Poverty Guidelines

The 2019 Federal Poverty Guidelines (for 2020 Cost assistance and 2019 Medicaid/CHIP) Below are the 2019 Federal Poverty Guidelines that went into effect in early 2019 (the ones you use for Medicaid/CHIP in 2019 and for 2020 marketplace cost assistance). These guidelines are the key to all cost assistance under the Affordable Care Act, specifically these…

10 Tax Tips for the ACA or ObamaCare for the 2019 Tax Season

There are a few taxes related to ObamaCare that require the attention of most tax paying Americans. Below we review the most important tax tips for 2019. In a nutshell, you’ll likely want to: Have your 1095 form filed on your behalf (by your insurer, employer, or the Marketplace) on hand. Get Form 8962, Premium Tax Credit (PTC) Get Form 8965,…

Short Term Health Insurance for 2018 – 2019

Getting Short Term Health Insurance For 2018 – 2019 For 2019 you can opt to get short term health insurance instead of a marketplace plan, however short term plans don’t offer all the benefits, rights, and protections of comprehensive health insurance. Why Choose Short Term Insurance Since the fee for not having coverage is reduced…

ObamaCare Mandate’s Fee Reduced to $0 (Some States Have Their Own Fee)

The Individual Mandate‘s fee has been reduced to $0 at a federal level starting in 2019. However, some states have their own individual mandate and fee. Sometimes you will hear that “the fee has been repealed,” or that “the mandate has been repealed,” or even that “ObamaCare has been repealed.” None of that is technically…

What Has Changed With Obamacare For 2018 -2019

A lot has changed with ObamaCare for 2018 – 2019. Changes include the mandate being repealed, short term coverage being expanded, budget cuts, and premium rate drops. Here is that information in more detail: Starting January 1st, 2019, the federal ACA tax penalty for not having health insurance coverage officially becomes zero. Consumer warning, some…

Sign Up for ObamaCare 2019

How to Sign Up For Health Insurance Under the Affordable Care Act During the 2018 – 2019 Open Enrollment Season Sign up for ObamaCare between November 1 and December 15, 2018 to get health coverage and cost assistance for 2019. Get covered at Healthcare.Gov. Key Dates For Open Enrollment 2019 To sign up for ObamaCare you must…

2019 Cost Assistance Obamacare

Everything You Need to Know about Obamacare Cost Assistance 2019 Below is a break down of everything you need to know about cost assistance on 2019 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and…

Open Enrollment 2019 Dates and Deadlines

Dates and Deadlines For the 2018 – 2019 Open Enrollment Season Under the Affordable Care Act (ObamaCare) Open Enrollment in health plans for 2019 starts November 1, 2018 and ends December 15, 2018. Plans sold during Open Enrollment start January 1, 2019. Get covered at Healthcare.Gov. Open enrollment is the only time of year you can enroll in…

Travel Insurance for 2018 – 2019

What is Travel Insurance? Travel or traveler’s insurance is also known as a Medical Protection Plan or International Medical Insurance. It covers medical needs when you travel outside your home country. Health insurance plans sold in the United States have limited networks and seldom include doctors out of state. There is usually some provision for…

What to do When the Healthcare.Gov Marketplace is Down

How to Get Help With Health Insurance When Healthcare.gov is Down We explain what to do when the Healthcare.Gov Marketplace website is down during 2018 open enrollment. One option is to get help from a qualified broker. Another option is to contact an insurer directly. Another option is to call HealthCare.Gov at 1-800-318-2596 (TTY: 1-855-889-4325) (although if…