Everything You Need to Know About ObamaCare for 2019: Information on Subsidies, Rates, Dates, Enrollment, and More We cover everything you need to know about ObamaCare in 2019 including information on enrollment, assistance, benefits, plan types, and more. NOTE: This page covers everything you need to know for 2019 up until open enrollment 2020 (which happens at the… Read More
The 2019 Federal Poverty Guidelines (for 2020 Cost assistance and 2019 Medicaid/CHIP) Below are the 2019 Federal Poverty Guidelines that went into effect in early 2019 (the ones you use for Medicaid/CHIP in 2019 and for 2020 marketplace cost assistance). These guidelines are the key to all cost assistance under the Affordable Care Act, specifically these… Read More
A Quick Look at the Federal Poverty Level Guidelines Used for 2013, 2014, 2015, 2016, 2017, and Beyond The tables below are simplified versions of the Federal Poverty Guidelines for 2013, 2014, 2015, and 2016 (future guidelines will be printed in late January each year in the Federal Register by HHS; generally, we’ll feature the newer guidelines above,… Read More
A new study shows that ObamaCare, specifically Medicaid expansion and marketplace assistance, helped people from becoming delinquent on rent and mortgage payments.
U.S. House Speaker Nancy Pelosi said on MSNBC that she wanted to raise the income levels at which people could get subsidies. In other words, while the current cutoff is at 400% FPL, she signaled that she wanted to raise that threshold. She didn’t offer details, but the move would be in-line with what Democrats… Read More
It is important to get your cost assistance in place by Dec 15. Open Enrollment ends Dec 15. It isn’t the end of the world if you are enrolled in a plan, and then your income changes (and thus your cost assistance changes). However, if you cost assistance isn’t in place by the time your… Read More
Although Trump is President, you can still get health insurance with cost assistance under the Affordable Care Act each year during open enrollment. Open enrollment starts Nov 1 and ends Dec 15 in most states.
Below is a list of archived pages that are important to the site: ObamaCare Basics ObamaCare News: Daily ObamaCare Updates ObamaCare: Everything You Need to Know About the ACA ObamaCare What is ObamaCare? ObamaCare Facts ObamaCare Summary How Does ObamaCare Work? How Will ObamaCare Affect Me? Health Insurance Exchange ObamaCare Individual Mandate Minimum Essential… Read More
Rates on ObamaCare’s benchmark Silver plans could drop for the first time since the health insurance marketplace opened open back in 2014.
Everyone who has health coverage uses ObamaCare in one way or another. It is a misconception that only one demographic is impacted by the Affordable Care Act. Those who are impacted the most by ObamaCare’s provisions are those covered under the expansion of Medicaid, those who qualify for cost assistance, those who got covered by… Read More
Sign up for “TrumpCare” between November 1 and December 15, 2018 to get health coverage and cost assistance for 2019. Get covered at Healthcare.Gov.
The Associated Press and consulting firm Avalere Health have found that health insurance premiums under the Affordable Care Act seem to be stabilizing.
How to Sign Up For Health Insurance Under the Affordable Care Act During the 2018 – 2019 Open Enrollment Season Sign up for ObamaCare between November 1 and December 15, 2018 to get health coverage and cost assistance for 2019. Get covered at Healthcare.Gov. Key Dates For Open Enrollment 2019 To sign up for ObamaCare you must… Read More
Everything You Need to Know about Obamacare Cost Assistance 2019 Below is a break down of everything you need to know about cost assistance on 2019 health plans under the Affordable Care Act (ObamaCare). In other words, here is everything you need to know about Premium Tax Credits, Cost Sharing Reduction Subsidies, Medicaid and CHIP, HSAs, and… Read More
The Trump administration is expanding short term health plans for 2019. The plans will be renewable for up to 36 months (like COBRA). The benefit is healthy Americans could pay less. However, costs are likely to be shifted to those on more robust plans.
The Trump administration is stopping $10.4 billion in payments to insurers under the Affordable Care Act’s risk-adjustment program. This is likely to lead to an increase in premiums.
Repealing the individual mandate means from 2019 forward there is no fee for not getting covered. This can be good for those who don’t want coverage, but will likely raise costs for everyone else.
Buying private health insurance is expensive with or without assistance, but an HSA and the ACA’s tax credits and out-of-pocket cost assistance can really help.
Are Immigrants Eligible for Medicaid or CHIP? Most lawful immigrants who have been in the United States for five years or more and meet residency requirements can enroll in Medicare or CHIP. Refugees, people seeking asylum, veterans and, in some states, pregnant women and children might be eligible for Medicaid and CHIP sooner. There are… Read More
Domestic Partners and LGBT Couples Can Get Marketplace Health Insurance. If you have an unmarried partner, LGBT or not, your eligibility for subsidies and tax credits depends on how you file your taxes and on state regulations. Some insurance companies offer coverage for unmarried domestic partners, and some do not; you need to check the… Read More
Can I get an Affordability Exemption on 2018 Medical Plans? The Affordability Exemption uses the cost of insurance rather than the cost of healthcare. Companies profit hugely from our healthcare system. People don’t. Healthcare itself is becoming increasingly unaffordable. Affordability is based on a percentage of household income, either 8.05% 0r 9.56%, and affects both employer… Read More
The cost of living and healthcare have been rising. Employer benefits and marketplace cost assistance help, but middle class workers are still struggling to afford healthcare.
Both health insurance premiums and out-of-pocket cost-sharing amounts have been increasing rapidly for everyone. The middle-class has suffered unequally.
The Issue We all need healthcare and health insurance, and the cost of medical care has exploded. We need to find a good way to manage the cost of insurance and care. The difficulty is compounded because wages and income have been stagnant for most of us. Even if you have a full-time job, you… Read More
Para Entender el Registro Abierto de ObamaCare en el 2018 El registro abierto del 2018 comienza el 1o de noviembre del 2017 y termina el 15 de enero del 2017. El registro abierto es el único momento en el que puede registrarse para tener un plan de seguro médico en el mercado individual. Esto significa que si… Read More