5 Steps to Getting Medical Insurance You Can Afford
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We cover 5 steps to take to get the best medical insurance you can afford so you can get the best deal on health insurance available to you.
Trump Cuts Cost-Sharing Reduction Assistance
The White House announced that the Trump administration will no longer reimburse insurers for ObamaCare’s cost-sharing reduction subsidies.
ObamaCare Facts Archive
The facts below are our original “ObamaCare facts” page. These ObamaCare facts will give you a sense of how things used to be and what has changed. See our up-to-date “ObamaCare” facts page here. It is easy to forget that time when women paid more than men for health insurance, or when you could be denied… Read More
How Can I Get Free Healthcare?
How Can I Get Free or Low Cost Healthcare and/or Health Insurance? Free or low-cost healthcare options include marketplace insurance with cost assistance, V.A., Medicaid/CHIP, and Medicare. Sometimes people qualify for medical care because of membership in other groups or they can use clinics. TIP: If you don’t find what you are looking for, see… Read More
How to Use HealthCare.Gov
How Do I Use Healthcare.gov to Sign Up, Shop For Plans, Get Assistance, and Enroll in Health Insurance? We explain how to use the official Health Insurance Marketplace HealthCare.Gov to sign up, shop for coverage, get assistance, and enroll in a health plan. First, to get started, you will need to go to HealthCare.Gov and select your state… Read More
2018 Guidelines for Medicaid and CHIP
2018 Guidelines for Medicaid and CHIP We explain how to get covered under Medicaid and CHIP in 2018. Enrollment in Medicaid and CHIP is 365 days a year, so there is never a wrong time to see if you and your family qualify for assistance. The Basics of Medicaid and CHIP Each state has its own… Read More
What to do When the Healthcare.Gov Marketplace is Down
How to Get Help With Health Insurance When Healthcare.gov is Down We explain what to do when the Healthcare.Gov Marketplace website is down during open enrollment. One option is to get help from a qualified broker. This can either involve calling a HealthCare.Gov approved broker, or calling HealthCare.Gov directly at 1-800-318-2596 (TTY: 1-855-889-4325) (although if the… Read More
2018 Premium Tax Credits
2018 Premium Tax Credits Under the Affordable Care Act (ObamaCare) We explain how Premium Tax Credits work on 2018 health plans under the Affordable Care Act (ObamaCare). Tax credits can be taken in advance, or at tax time. In other words, ObamaCare’s Premium Tax Credits (PTC) can be paid to your insurer in advance as… Read More
The Potential Fiscal Consequences of Not Providing CSR Reimbursement
Below is a copy of the 2015 study published on HHS, “The Potential Fiscal Consequences of Not providing CSR Reimbursement.”
Congress Fails to Fund Children’s Health Insurance and Community Health Centers
Congress failed to fund the Children’s Health Insurance (CHIP) for 9 million kids and 1,400 Community Health Centers by the Sept. 30 2017 deadline.
2018 Cost Sharing Reduction Subsidies (CSR)
How Do Cost Sharing Reduction Subsidies Work? ObamaCare’s Cost Sharing Reduction Subsidies (CSR) lower out-of-pocket costs, based on income, for Silver plans bought on the Health Insurance Marketplace. Please note that CSR subsidies are paid to insurance companies, not to individuals. They are intended to offset the expenses of offering lower-cost health insurance to qualifying individuals. Eliminating… Read More
Senate Won’t Vote on Graham-Cassidy Bill to Replace ObamaCare
Graham-Cassidy Repeal and Replace Bill Won’t Be Voted On The Senate won’t vote on the Graham-Cassidy Bill to replace ObamaCare (the Affordable Care Act), as the bill lacked the votes to pass. This was decided after Majority Leader Mitch McConnell met with lawmakers to see where Senators stood on the proposal. Previously Sen. Susan Collins, a Republican… Read More
Incarceration and Health Insurance
Do Incarcerated Individuals Get Healthcare? Incarcerated Individuals and Marketplace Health Coverage, Private Health Coverage, Medicaid, Medicare, and SSI We explore the rights of incarcerated individuals to Medicaid, Medicare, and SSI, which provide continued care for incarcerated people after confinement. All incarcerated people have a right to medical care and attention. However, incarcerated individuals don’t have the… Read More
A Summary of the Graham-Cassidy Obamacare Repeal Bill
We explain the gist of the Graham-Cassidy Obamacare repeal bill. In short, it looks a lot like the last repeal attempt, the Better Care Reconciliation Act.
The 2018 Federal Poverty Guidelines
Understanding the 2018 Federal Poverty Guidelines For Cost Assistance Under the Affordable Care Act (ObamaCare) in 2018 and 2019 We explain the 2018 Federal Poverty Guidelines for assistance under the Affordable Care Act (ObamaCare). You’ll use these guidelines to determine cost assistance on plans sold during 2019’s open enrollment season. How Cost Assistance Works With… Read More
Could TrumpCare Lead to Single Payer Health Insurance?
We discuss the Affordable Care Act under Trump and look at why some states are exploring state-based healthcare solutions like single payer.
Why Do I Need Health Insurance?
One may ask, “why do I need health insurance?” The simple answer is to protect ourselves against high medical costs and bankruptcy.
Trump Administration Cuts ObamaCare Advertising Budget
The Trump administration cut ObamaCare’s advertising and outreach budget sharply this year. Ad funding was reduced from $100 million to $10 million.
Has Trump Sabotaged the ACA? (Opinion)
Is Trump Sabotaging the ACA? (Opinion) Since his election, the Trump administration worked to repeal and replace the ACA. We discuss what has been accomplished and ask “has the Trump administration sabotaged the ACA?” Keep in mind this is an article that entertains opinion and takes the standpoint of examining a critic’s take on the… Read More
How to Sign Up For TrumpCare
Everything You Need to Know About Enrolling in TrumpCare We explain how to sign up for TrumpCare and enroll in a TrumpCare plan (i.e., how to sign up for health insurance under President Trump). That means we’ll explain health insurance enrollment dates, how to get cost assistance, and other important information for getting covered under… Read More
Better Care Reconciliation Act of 2017 Facts
Everything You Need To Know About the Better Care Reconciliation Act of 2017 (BCRA) AKA The Latest Version of TrumpCare We explain everything you need to know about the Better Care Reconciliation Act of 2017 (BCRA); the Senate’s new healthcare bill to replace ObamaCare. Below we cover everything you need to know about the Better Care Reconciliation… Read More
The Difference Between the ACA, BCRA, the AHCA – Explained
We explain the difference between ObamaCare and the House and Senate versions of TrumpCare (i.e. the difference between the ACA, AHCA, and BRCA).
The Ongoing Republican Strategy to Break ObamaCare
Recent premium hikes and the lack of coverage under the ACA is partly a result of an ongoing Republican Strategy to “Break ObamaCare.” We explain.
The 2017 Federal Poverty Guidelines
The 2017 Federal Poverty Level Guidelines (Used in 2017 and 2018) Understanding the Federal Poverty Guidelines for Determining Cost Assistance For 2017 Medicaid and CHIP and Cost Assistance on Health Plans Held in 2018 Below are the 2017 Federal Poverty Guidelines used for Medicaid/CHIP in 2017 – 2018 and cost assistance on 2018 health plans under the… Read More
A Simple Summary of the American HealthCare Act
We present a simple summary of the American HealthCare Act (AHCA), sometimes known as TrumpCare, the plan to repeal and replace aspects of the Affordable Care Act (ACA) via the 2017 budget reconciliation process.