It’s time for an ObamaCare Fact Check. A fact is a fact, and we’re checking the ObamaCare facts to separate the media myths from the truth on healthcare reform. The best way to get the Facts on ObamaCare and Obama’s health care reform is to use the law itself, CBO reports and other official .gov… Read More
What Happens if I Missed the Deadline for ObamaCare? If you miss the annual deadline for ObamaCare Open Enrollment, you might miss your opportunity for cost-assisted coverage. However, you may still have options for obtaining health insurance. Open enrollment for private individual and family health plans is limited each year. For example, most states have… Read More
What is Minimum Essential Coverage (MEC)? Minimum Essential Coverage is health insurance that meets the requirements of the ObamaCare (the Affordable Care Act). This generally means coverage offers 10 essential benefits and meets actuarial value standards. Most coverage offered in the employer, private, and public markets count as Minimum Essential Coverage. Meanwhile, short-term and limited… Read More
How ObamaCare Works For You, Your Family, and Your Business We cover everything you need to know about how ObamaCare works for you, your family, and your business. Below you’ll find overviews of what ObamaCare does, how to use the Health Insurance Marketplace for low-cost coverage, deadlines for getting coverage, and a breakdown of some key… Read More
What ObamaCare Means for You, Your Family, and Your Business When hearing about the Affordable Care Act (ObamaCare), the first question that comes to mind is, “how will ObamaCare affect me, my family, and my business?” The answer, of course, depends on a number of factors including income and whether or not you currently have… Read More
The Health Care System Cost Americans around 3 Trillion Dollars in 2014 and is Growing Every Year. Is ObamaCare Enough? Health Care Facts: health care reform is a good first step towards fixing our health care system. The health care facts show ObamaCare, while an effective program in many respects, isn’t enough to reform the 3 trillion… Read More
A Timeline of Health Care Reforms 2010 – 2022 Here is an easy to understand Health Care Reform Timeline 2010 – 2022. The healthcare reform timeline lays out health insurance reforms and health care milestones contained within the Affordable Care Act (ObamaCare). Find out how the new health care law affects healthcare in the United… Read More
Grandfathered Health Plans Don’t Have to Follow ObamaCare’s Rules and Regulations. Grandfathered plans are plans that were purchased before March 23, 2010. These plans have a grandfathered status and don’t have to follow ObamaCare’s rules and regulations or offer the same benefits, rights and protections as new plans. This means that on many old plans… Read More
What are Federal Poverty Levels Used for? Federal Poverty Levels, also known as Federal Poverty Guidelines, Federal Poverty Line, or simply FPL, are used to determine eligibility for cost assistance when purchasing insurance through the State or Federal Health Insurance Marketplace. Federal Poverty Levels are also used to determine eligibility for Medicaid, CHIP, and various other non-healthcare-related assistance… Read More
What Are Essential Health Benefits? Ten Essential Health Benefits must be offered at no dollar limits on every health plan under the Affordable Care Act (ObamaCare). Essential Health Benefits consist of ten categories of items and services required for all individual and small group plans after 2014. Essential Health Benefits are the types of care… Read More
What Does ObamaCare Cost? Below we look at what ObamaCare costs individuals and families, what ObamaCare costs taxpayers, and what ObamaCare costs in terms of government spending. FACT: The Affordable Care Act (ObamaCare) lowers costs based on income. Plans costs less than $100 a month for the majority of Americans who qualify for assistance each… Read More
New Benefits, Rights, and Protections in the Affordable Care Act ObamaCare offers many new benefits, rights, and protections. Most of the benefits of ObamaCare are already here, more benefits are coming. A Summary of ObamaCare’s Benefits, Rights, and Protections Benefits, rights, and protections of the Affordable Care Act (also called the ACA or Obamacare), include:… Read More