My granddaughter lives with me in California and attends college. Her father moved to Utah and must change insurance to Obamacare in that state. Does she now get her own policy? and what would that cost? She has a minimum wage job for about 12 hours a week.
If you claim a dependent over 18 they go on your plan (or you'll owe the fee for them), if not they may be eligible for Medicaid based on income. Since CA expanded Medicaid, we suggest going that route. Other options include coverage through the school.