A Quick Look at the Federal Poverty Level Guidelines Used for 2013, 2014, 2015, 2016, 2017, and Beyond

The tables below are simplified versions of the Federal Poverty Guidelines for 2013, 2014, 2015, and 2016 (future guidelines will be printed in late January each year in the Federal Register by HHS; generally we’ll feature the newer guidelines above, but you’ll sometimes need the ones below for taxes).

TIP: To reiterate the points made above, make sure to use the correct year’s guidelines based on what form you are filing out.

TIP: To find any other poverty level amount simply multiply the 100% poverty level dollar amount by the desired percentage of the poverty level. If you want to see what 400% of the poverty level is, you can multiply the 100% Federal Poverty Level dollar amount by 4.00 (so for a 1 person household it is $11,880 x 4.00 = $47,520). For 300% FPL multiply by 3.00. For 250% FPL multiply by 2.50. For 138% FPL multiply by 1.38 etc.

TIP: Don’t forget that cost assistance is based on projected annual household income and family size. If you over estimate income you may face repayment.

Simplified 2016 FPL Guidelines for the 48 Contiguous States and DC (not Alaska and Hawaii). You’ll use these guidelines for 2017 cost assistance, for 2016 Medicaid and CHIP, and you’ll need these for taxes filed April 15, 2018

Persons in
Household
2016
100% Federal Poverty Level Minimum to Qualify for ACA Assistance
138% FPL Medicaid Cap (in States that Expanded) 250% FPL CSR Subsidies Cap 400% FPL Premium Tax Credit Cap
1 $11,880 $16,394 $29,700 $47,520
2 $16,020 $22,108 $40,050 $64,080
3 $20,160 $27,821 $50,400 $80,640
4 $24,300 $33,534 $60,750 $97,200
5 $28,440 $39,247 $71,100 $113,760
6 $32,580 $44,960 $81,450 $130,320
7 $36,730 $56,428 $91,825 $146,920
8 $40,890 $61,335 $102,225 $163,560
*Medicaid eligibility is different in states that did not expand Medicaid. Federal Poverty Guidelines are different in Hawaii and Alaska.

NOTE: If your family contained more than 8 people, add $4,160 for each additional person. Note that Hawaii and Alaska use different guidelines. This is unchanged from 2015.

Simplified 2015 FPL Guidelines you’ll use for 2016 cost assistance, 2015 Medicaid and CHIP, and for taxes filed April 15, 2017

Persons in
Household
2015
100% Federal Poverty Level
1 $11,770
2 15,930
3 20,090
4 24,250
5 28,410
6 32,570
7 36,730
8 40,890

NOTE: If your family contained more than 8 people, add $4,160 for each additional person. Note that Hawaii and Alaska use different guidelines.

Simplified 2014 FPL Guidelines you will use for 2015 cost assistance, 2014 Medicaid and CHIP, and taxes filed April 15, 2016

Persons in
Household
2014
100% Federal Poverty Level
1 $11,670
2 $15,730
3 $19,790
4 $23,850
5 $27,910
6 $31,970
7 $36,030
8 $40,090

NOTE: If your family size was more than 8 people, add $4,060 for each additional person. Note that Hawaii and Alaska use different guidelines.

Simplified 2013 FPL Guidelines you’ll use for 2014 cost assistance, 2013 Medicaid and CHIP, and taxes filed April 15, 2015

Persons in
Household
2013
100% Federal Poverty Level
1 $11,490
2 $15,510
3 $19,530
4 $23,550
5 $27,570
6 $31,590
7 $35,610
8 $39,630

NOTE: If your family size was more than 8 people, add $4,020 for each additional person. For example, if your family size is 11, you have 3 additional people. Multiply $4,020 by 3 and add the result of $12,060 to $39,630. Enter the result of $51,690 on Form 8962, line 4. Note that Hawaii and Alaska use different guidelines.

NOTE: Above we covered the basics, below we will go over specific aspects of the poverty levels and what they are used for in detail.

2016 Federal Poverty Guidelines – 48 Contiguous States & DC

The FPL guidelines below are the same featured above (printed again here for archival purposes). You won’t need these guidelines until open enrollment 2017, see the appropriate guidelines from past years (as noted on form 8962) for filing taxes for 2015 coverage.

Simplified 2016 FPL Guidelines for the 48 Contiguous States and DC (not Alaska and Hawaii). You’ll use these guidelines for 2017 cost assistance, and taxes filed April 15, 2018 

Persons in
Household
2016
100% Federal Poverty Level
Minimum to Qualify for ACA Assistance
138% FPL

Medicaid (in States that Expanded)

250% FPL

CSR Subsidies Cap

400% FPL

Premium Tax Credit Cap

1 $11,880 $16,394 $29,700 $47,520
2 $16,020 $22,108 $40,050 $64,080
3 $20,160 $27,821 $50,400 $80,640
4 $24,300 $33,534 $60,750 $97,200
5 $28,440 $39,247 $71,100 $113,760
6 $32,580 $44,960 $81,450 $130,320
7 $36,730 $56,428 $91,825 $146,920
8 $40,890 $61,335 $102,225 $163,560
*Medicaid eligibility is different in states that did not expand Medicaid. Federal Poverty Guidelines are different in Hawaii and Alaska.

NOTE: If your family contained more than 8 people, add $4,160 for each additional person. Note that Hawaii and Alaska use different guidelines. This is unchanged from 2015.

2016 Federal Poverty Guidelines – For Alaska and Hawaii

2016 Poverty Guidelines for Alaska
Persons in
Household
100% Federal Poverty Level Alaska
For families/households with more than 8 persons, add $5,200 for each additional person.
1 $14,840
2 20,020
3 25,200
4 30,380
5 35,560
6 40,740
7 45,920
8 51,120
2016 Poverty Guidelines for Hawaii
Persons in
Household
100% Federal Poverty Level Hawaii
For families/households with more than 8 persons, add $4,780 for each additional person.
1 $13,670
2 18,430
3 23,190
4 27,950
5 32,710
6 37,470
7 42,230
8 47,010

2015 Federal Poverty Guidelines – 48 Contiguous States & DC

Below are the 2015 Federal Poverty Guidelines used to calculate Premium caps, Premium Tax Credits (PTC), Cost Sharing Reduction subsidies (CSR) for 2016, and Medicaid eligibility for 2015. These are the most recent guidelines and will be used to calculate cost assistance for this year’s open enrollment period, Nov 1, 2015 – Jan 31, 2016. You’ll also use these when you file your taxes due April 15, 2017 (see 2014 guidelines below if filing for taxes due April 15, 2016, and 2013 guidelines below for taxes due April 15, 2015.)

Persons in
Household
100% Federal Poverty Level Medicaid
eligibility*
threshold
138% FPL

CSR* &
Premium Cap
eligibility
threshold
150% FPL

200% CSR
eligibility
threshold
250% FPL

 300% PTC*
eligibility
threshold
400% FPL

 1 $11,770 $16,243 $17,655 $23,540 $29,425 $35,310 $47,080
2 15,930 21,984 23,895 31,860 39,825 47,790 63,720
 3 20,090 27,725 30,135 40,180 50,225 60,270 80,360
 4 24,250 33,465 36,375   48,500 60,625 72,750 97,000
 5 28,410 39,206 42,615   56,820 71,025 85,230 113,640
 6 32,570 44,947 48,855   65,140 81,425 97,710 130,280
 7 36,730 50,688 55,095   73,460 91,825 110,190 146,920
 8 40,890 56,428 61,335 81,780 102,225 122,670 163,560

*Medicaid eligibility is different in states that did not expand Medicaid.
Federal Poverty Guidelines are different in Hawaii and Alaska.
*CSR Cost-Sharing Reduction subsidy
*PTC or Premium Tax Credits

NOTE: If your family size was more than 8 people, add $4,160 for each additional person at the 100% poverty level and scale that up based on your percentage of the poverty level. For instance to find out the extra person increase for 138% of the poverty level: multiply $4,160 by 1.38 to get $5,740 per person over 8. Note that Hawaii and Alaska use different guidelines, see below.

NOTE: All Federal Poverty Level (FPL) numbers and thresholds are based on 100% FPL. For instance, 200% FPL for an individual is $23,540 (11,770 x 2); in other words, it’s twice the 100% FPL of $11,770. For percentages not found on the Federal Poverty Level Guidelines use one of the calculation methods found on this page, for example: multiply the 100% FPL by 4 for 400% FPL, 3 for 300%, 2.5 for 250%, 1.38 for 138%, etc). Make sure to take into account family size. To find monthly amounts, divide by the number of months you are looking for.

NOTE: Federal Poverty Guidelines themselves are based on Gross Income, not Modified Adjusted Gross Income (MAGI). However, cost assistance in the Marketplace is based on Modified Adjusted Gross Income. As a result, you should use your Modified Adjusted Gross Income when referencing the FPL chart above for the purposes of the ACA. If you have dependents, you will add their Adjusted Gross Income (AGI) to your Modified Adjusted Gross Income (MAGI) to get your household’s income, which is used to determine cost assistance for families. For other assistance programs, you’ll need to check whether you should use Gross Income, Adjusted Gross Income, or Modified Adjusted Gross Income.

2015 Poverty Guidelines – Alaska

Persons in
Household
100% 133% 150% 200% 250% 300% 400%
1 $14,720 $19,578 $22,080 $29,440 $36,800 $44,160 $58,880
2 19,920  26,494 29,880 39,840 49,800 59,760 79,680
3 25,120 33,410 37,680 50,240 62,800 75,360 100,480
4 30,320 40,326 45,480 60,640 75,800 90,960 121,280
5 35,520 47,242 53,280 71,040 88,800 106,560 142,080
6 40,720 54,158 61,080 81,440 101,800 122,160 162,880
7 45,920 61,074 68,880 91,840 114,800 137,760 183,680
8 51,120 67,990 76,680 102,240 127,800 153,360 204,480

Note: Medicaid eligibility is effectively 138% and not 133%. You can do the math by multiplying the 100% FPL amount by 138% and rounding up.

2015 Poverty guidelines – Hawaii

Persons in
Household
100% 133% 150% 200% 250% 300% 400%
1 $13,550 $18,022 $20,325 $27,100 $33,875 $40,650 $54,200
2 18,330 24,379 27,495 36,660 45,825 54,990 73,320
3 23,110 30,736 34,665 46,220 57,775 69,330 92,440
4 27,890 37,094 41,835 55,780 69,725 83,670 111,560
5 32,670 43,451 49,005 65,340 81,675 98,010 130,680
6 37,450 49,809 56,175 74,900 93,625 112,350 149,800
7 42,230 56,166 63,345 84,460 105,575 126,690 168,920
8 47,010 62,523 70,515 94,020 117,525 141,030 188,040

Note: Medicaid eligibility is effectively 138% and not 133%. You can do the math by multiplying the 100% FPL amount by 138% and rounding up.

Medicaid / CHIP Monthly Federal Poverty Guidelines 2015 – 2016:

Annual, 6 Month, and 1 Month 2015 – 2016 Federal Poverty Guidelines – 48 Contiguous States & DC

The Federal Poverty Guidelines below are to be used from Jan 20, 2015, to Jan 19, 2016. They are calculated based on the Federal Poverty Income Guidelines for 2015 released on Jan 22, 2015, in the Federal Register.

These guidelines are helpful for understanding Medicaid and CHIP eligibility levels and eligibility levels for non-healthcare related eligibility programs. See 2015 guidelines above these monthly guidelines to better understand cost assistance on ObamaCare’s Health Insurance Marketplace as they include 200% – 400% poverty levels.

TIP: The Medicaid guidelines changed on Jan 19th, 2016. The 100% limit is $11,880 compared to 2015’s $11,770 as noted below; we will aim to update the list shortly (this means you can make about an extra $100 a person a month and still qualify for Medicaid in states that expanded coverage).

Persons in
Household
12 Months Income 6 Months Income 1 Month Income
100% FPL 125% FPL 138% FPL 150% FPL 100% FPL 125% FPL 138% FPL 150% FPL 100% FPL 125% FPL 138% FPL 150% FPL
1 11,770 14,713 16,243 17,655 5,885 7,356.50 8,121.50 8,827.50 980.83 1,226.08 1,353 1,471.25
2 15,930 19,913 21,984 23,895 7,965 9,956.50 10,992 11,947.50 1,327.50 1,659.42 1,831 1,991.25
3 20,090 25,113 27,725 30,135 10,045 12,556.50 13,862.50 15,067.50 1,674.17 2,092.75 2,310 2,511.25
 4 24,250 30,313 33,465 36,375 12,125 15,156.50 16,732.50 18,187.50 2,020.83 2,526.08 2,788 3,031.25
 5 28,410 35,513 39,206 42,615 14,205 17,756.50 19,603 21,307.50 2,367.50 2,959.42 3,267 3,551.25
6 32,570 40,713 44,947 48,855 16,285 20,356.50 22,473.50 24,427.50 strong>2,714.17 3.392.75 3,745 4,071.25
 7 36,730 45,913 50,688 55,095 18,365 22,956.50 25,344 27,547.50 3,060.83 3,826.08 4,223 4,591.25
8 40,890 51,113 56,428 61,335 20,445 25,556.50 28,214 30,667.50 3,407.50 4,259.42 4,702 5,111.25
For each additional household member add: 4,160 5,200 5,740 6,240 2,080 2,600 2,870 3,120 346.66 433.33 478 520.00

NOTE: Hawaii and Alaska use different guidelines, see 2015 above monthly guidelines for more information

2014 Federal Poverty Guidelines – 48 Contiguous States & DC

Below are the 2014 Federal Poverty Guidelines used to calculate Premium caps, Premium Tax Credits (PTC), Cost Sharing Reduction subsidies (CSR) for 2015, and Medicaid eligibility for 2014. These are the most recent guidelines and will be used to calculate cost assistance for this year’s open enrollment period, Nov 15, 2014 – Feb 15, 2015. You will also use these when you file your taxes in 2016 (see 2013 guidelines below if filing for taxes due April 15, 2015):

Federal Poverty Guidelines 2014 – Continental U.S.

Persons in
Household
2014 Federal
Poverty Level
threshold
100% FPL
Medicaid
eligibility*
threshold
138% FPL
CSR* &
Premium Cap
eligibility
threshold
150% FPL
CSR
eligibility
threshold
250% FPL
PTC*
eligibility
threshold
400% FPL
1 $11,670 $16,105 $17,505 $29,175 $46,680
2 $15,730 $21,707 $23,595 $39,325 $62,920
3 $19,790 $27,310 $29,685 $49,475 $79,160
4 $23,850 $32,913 $35,775 $59,625 $95,400
5 $27,910 $38,516 $41,865 $69,775 $111,640
6 $31,970 $44,119 $47,955 $79,925 $127,880
7 $36,030 $49,721 $54,045 $90,075 $144,120
8 $40,090 $55,324 $60,135 $100,225 $160,360
*Medicaid eligibility is different in states that did not expand Medicaid.
Federal Poverty Guidelines are different in Hawaii and Alaska.
*CSR Cost Sharing Reduction subsidy
*PTC or Premium Tax Credits

2014 POVERTY GUIDELINES – ALASKA

Persons in Household Poverty Guideline
100% FPL
1 $14,580
2 19,660
3 24,740
4 29,820
5 34,900
6 39,980
7 45,060
8 50,140
For families/households with more than 8 persons, add $5,080 for each additional person.

2014 POVERTY GUIDELINES – HAWAII

Persons in Household Poverty guideline
100% FPL
1 $13,420
2 18,090
3 22,760
4 27,430
5 32,100
6 36,770
7 41,440
8 46,110
For families/households with more than 8 persons, add $4,670 for each additional person.

2013 Federal Poverty Guidelines – 48 Contiguous States & DC

Below are the 2013 Federal Poverty Guidelines used to calculate Premiums caps, Premium Tax Credits (PTC), Cost Sharing Reduction subsidies (CSR) for 2014 and Medicaid eligibility for 2013 (that open enrollment season was Oct 1st, 2013 – March 31st, 2014). If you are doing your 2014 taxes for the 2015 tax season, you will refer to the 2013 guidelines below:

Household Size 100% 133% 138% 150% 200% 300% 400%
1 $11,490 $15,282 $15,856 $17,235 $22,980 $34,470 $45,960
2 15,510 20,628 $21,404 23,265 31,020 46,530 62,040
3 19,530 25,975 $26,951 29,295 39,060 58,590 78,120
4 23,550 31,322 $32,499 35,325 47,100 70,650 94,200
5 27,570 36,668 $38,047 41,355 55,140 82,710 110,280
6 31,590 42,015 $43,594 47,385 63,180 94,770 126,360
7 35,610 47,361 $49,142 53,415 71,220 106,830 142,440
8 39,630 52,708 $54,689 59,445 79,260 118,890 158,520
For each additional person, add $4,020 $5,347 $5,548 $6,030 $8,040 $12,060 $16,080

2013 Federal Poverty Guidelines – Alaska

Household Size 100% 133% 138% 150% 200% 300% 400%
1 $14,350 $19,086 $19,803 $21,525 $28,700 $43,050 $57,400
2 19,380 25,775 $26,744 29,070 38,760 58,140 77,520
3 24,410 32,465 $33,686 36,615 48,820 73,230 97,640
4 29,440 39,155 $40,627 44,160 58,880 88,320 117,760
5 34,470 45,845 $47,569 51,705 68,940 103,410 137,880
6 39,500 52,535 $54,510 59,250 79,000 118,500 158,000
7 44,530 59,225 $61,451 66,795 89,060 133,590 178,120
8 49,560 65,915 $68,393 74,340 99,120 148,680 198,240
For each additional person, add $5,030 $6,690 $6,941 $7,545 $10,060 $15,090 $20,120

2013 Federal Poverty Guidelines – Hawaii

Household Size 100% 133% 138% 150% 200% 300% 400%
1 $13,230 $17,596 $18,257 $19,845 $26,460 $39,690 $52,920
2 17,850 23,741 $24,633 26,775 35,700 53,550 71,400
3 22,470 29,885 $31,009 33,705 44,940 67,410 89,880
4 27,090 36,030 $37,384 40,635 54,180 81,270 108,360
5 31,710 42,174 $43,760 47,565 63,420 95,130 126,840
6 36,330 48,319 $50,135 54,495 72,660 108,990 145,320
7 40,950 54,464 $56,511 61,425 81,900 122,850 163,800
8 45,570 60,608 $62,887 68,355 91,140 136,710 182,280
For each additional person, add $4,620 $6,145 $6,376 $6,930 $9,240 $13,860 $18,480