What is RomneyCare? RomneyCare is the name given to Mitt Romney’s health care insurance reform laws passed in MA in 2006. RomneyCare aimed to reform healthcare by providing all MA residents with affordable quality health insurance. It also offered additional protections to MA residents including the retention of health coverage when switching employers or when… Read More
ObamaCare Repeal Attempts and the Potential Impact of Repeal There have been a number of attempts to repeal the Affordable Care Act (ObamaCare). There have also been some notable changes to the law. you can see a full list of repeal attempts here and a list of constitutional challenges here. In short though major repeal… Read More
Protecting You Against Unfair Premium Increases ObamaCare’s rate review provision and the 80/20 rule help keep curb premium growth and keep insurance affordable. Before the ACA premiums had been increasing at unsustainable rates on a yearly basis, the ACA’s new provisions help to curb that. There are two ways insurers are now held more accountable… Read More
No More Pre-existing Conditions Since 2014 ObamaCare eliminated pre-existing conditions starting in 2014. No more pre-existing conditions means you can’t be denied coverage, charged more, or denied treatment based on health status. Considering 1 in 2 Americans has a health condition that qualifies as a pre-existing condition, the Affordable Care Act (ObamaCare) doing away with pre-existing… Read More
The Obama Health Care Plan The Obama Health Care Plan or Obama Care Plan is a plan for health care reform in the US. This plan was presented as a new health care bill which was signed the law by President Obama in 2010. The law is officially titled the Patient Protection and Affordable Care Act 2010… Read More
A Quick Summary of ObamaCare and How it Works The following ObamaCare Summary offers a quick overview of what you need to know about health care reform under the Affordable Care Act. The summary includes a breakdown of how ObamaCare works, how to get covered under the new system, how to get cost assistance, the… Read More
An Overview of Medicaid Expansion Under the Affordable Care Act (“ObamaCare”) ObamaCare’s Medicaid Expansion is one of the biggest milestones in health care reform. ObamaCare’s Medicaid expansion expands Medicaid to our nation’s poorest in order to cover nearly half of uninsured Americans. However, a change to the law has left millions of working families without… Read More
How the Affordable Care Act Affects Young Adults ObamaCare (the Affordable Care Act) allows young adults to stay on their parents plan until 26 and offers young people cheaper health insurance due to cost-assistance through their State’s health insurance marketplace. Young people can stay on their parents plans until 26. In many cases young people with limited… Read More
Updates on the ObamaCare Website (HealthCare.Gov) The official ObamaCare website, that is the official health insurance marketplace website under the Affordable Care Act, is HealthCare.gov. We explain the history of HealthCare.Gov and how it works. The History of the Health Insurance Marketplace The health insurance marketplace was created by the Affordable Care Act as a… Read More
Making the Complex Simple in 10 Easy Pieces This is our ObamaCare top 10 list of the most important things to know about ObamaCare (the Affordable Care Act). The law can be overwhelming, but understanding these ten “ObamaCare Facts” will be enough to help you get covered, find out if you qualify for cost assistance,… Read More
How ObamaCare Taxes Affect You: New Taxes, Hikes, Breaks, Credits, and Other Changes Here’s a full list of ObamaCare Taxes. The 21 new ObamaCare tax hikes and breaks impact us all, but which ObamaCare taxes will you actually pay? Find out how the tax-related provisions in the Affordable Care Act (ObamaCare) will affect you, your… Read More
We Asked You How You’ve Been Affected By ObamaCare, Here is What You Said Below are Real ObamaCare Stories from our readers. We asked you to share your ObamaCare stories on how health care reform has affected you. Thank you for the overwhelming amount of responses. We have done our best to answer your questions… Read More
ObamaCare Gives Smokers a New Incentive to Quit Get the facts on ObamaCare and smokers. From ObamaCare’s smoking cessation benefits to the amount smoking can increase premiums, ObamaCare affects smokers. Although insurers can’t charge more for health status, they can charge up to 50% more for smoking status. On the flip side of this ObamaCare… Read More
How Will ObamaCare Affect Your Small Business? Get the facts on how ObamaCare impacts small businesses. ObamaCare’s small business tax credits and expansion of health insurance help small businesses and employees, while some higher earners and larger firms face new requirements. The Affordable Care Act (ACA) offers incentives, such as tax breaks and tax credits via… Read More
How to Sign up for Health Insurance Under the Affordable Care Act To sign up for ObamaCare, go to HealthCare.Gov or find your state’s health insurance marketplace, create an account, then enroll in a plan. Sign up for ObamaCare during open enrollment. Directions for signing up, details on cost assistance, fees, enrollment periods, and information… Read More
The Pros and Cons of ObamaCare What are the pros and cons of ObamaCare? The ObamaCare pros and cons mirror the complex nature of the new health care law. Pros: ObamaCare (the Affordable Care Act or ACA) contains many benefits, especially for low and middle-income families and small businesses. This includes tax credits for health insurance… Read More
No Cost-Sharing on Essential Preventive Care Thanks to the Affordable Care Act ObamaCare includes preventive care at no out-of-pocket cost on most health plans. ObamaCare’s free preventive services help to put the focus on wellness, early detection, and prevention, instead of treatments and cures. FACT: At least 15 free preventive services and one wellness visit… Read More
Our Unbiased ObamaCare Poll Paints a Different Picture of ObamaCare’s Approval Rating Our unbiased ObamaCare poll paints a different picture of ObamaCare’s approval rating compared to other polling done on ObamaCare’s popularity. It turns out the more people know about the program, the more they like it. Let America know what you think about the… Read More
When is Open Enrollment for ObamaCare, Medicaid, Medicare, and Other Insurance Types? Open Enrollment is the annual window when you can enroll in, renew, or change ACA marketplace health plans and qualify for cost assistance. For most states, Open Enrollment for 2026 coverage runs from November 1, 2025 through January 15, 2026. Some state-run exchanges… Read More
Separating the ObamaCare Facts from the ObamaCare Myths We fact-check a number of myths about ObamaCare (the Affordable Care Act). ObamaCare or Affordable Care Act (ACA) is riddled with myths. These range from premium increases to the idea you can get put in jail for not paying the fee. They include the idea that “ObamaCare”… Read More
The ObamaCare Mandate Exemption and How You Can Qualify for an Exemption from the Tax “Penalty.” From 2014 – 2018, who chose not to purchase insurance had pay a tax “penalty” unless they qualified for an exemption. Exemptions from ObamaCare’s tax “penalty” mandate are available to a number of Americans. We will cover all of… Read More
Updates on ObamaCare Related Lawsuits: Subsidies, NFIB, Hobby Lobby, John Boehner, and More. Get updates on ObamaCare related lawsuits and find out how a series of lawsuits targeting ObamaCare’s key provisions have shaped the health care law. Below is a breakdown of each lawsuit against ObamaCare (the Affordable Care Act) and its outcome. Please follow… Read More
ObamaCare’s Individual Mandate: What is the Tax Penalty for Not Having Health Insurance? ObamaCare’s individual mandate had required most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty. However, the fee has been reduced to $0 on a federal level starting in 2019. That said, some states have… Read More
How ObamaCare Affects Health Insurance Premium Rates Insurance premiums are a sore subject with many readers. However, insurance premium increases related to Obamacare are largely a response to the protections contained within the law, such as the mandate for insurers to cover people with pre-existing conditions. Meanwhile, parts of the law like the rate review… Read More
What is the ObamaCare Health Insurance Exchange Marketplace? The Health Insurance Exchange Marketplace is an online marketplace for health insurance under the Affordable Care Act (ObamaCare). The Federal marketplace is HealthCare.Gov. Some states operate their own exchanges (you can find out if your state uses its own marketplace or the federal marketplace by going to HealthCare.Gov)…. Read More