Can we Trust CBO figures? Republicans argued the Congressional Budget Office inaccurately projected the numbers of people left uninsured by proposed programs. Can the CBO be trusted? What is the CBO? The CBO has provided Congress with reliable and impartial budget information on the efficacy of policies for over four decades. It has a track… Read More
The senate just unveiled the latest version of their ObamaCare repeal and replace bill (an updated version of the Better Care Reconciliation Act of 2017).
On this page we ask the question, “did the ACA (ObamaCare) lead to higher medical costs, or is something else causing the increase in healthcare costs?”
A new report from the Kaiser dispels the “ObamaCare death spiral” myth, showing that insurance premiums are generally stabilizing under the ACA.
We look at the question, “can repealing the ACA or its key provisions bring down the cost of health insurance / healthcare?”
What are Drug Formularies For Medicare Plans? Medicare Prescription drug lists (formularies) are lists of covered drugs, placed into different tiers, where each tier has different costs. Each Medicare plan that provides drug coverage has its own list of covered drugs and costs that follow a set of common rules. Below we will explain more about… Read More
We explain Iowa’s stopgap measure that cuts cost assistance for the poorest, including out-of-pocket assistance, but could help stabilize their health insurance market.
Trump is reportedly considering ending ObamaCare’s CSR Subsidies for out-of-pocket costs. This would affect customers starting during open enrollment.
The Affordable Care Act (ObamaCare) helped lower personal bankruptcies by nearly 50% according to a study by Consumer Reports. The ACA’s provisions, including caps on lifetime and annual limits, the new essential health benefits, mandated coverage for pre-existing conditions (in conjunction with other factors like tighter credit requirements, job growth, and new bankruptcy laws) resulted in bankruptcy… Read More
Below is an explanation of what is wrong with ObamaCare along with a large collection of centered suggestions for how to fix it.
Published: April 10, 2017 Last Updated: Sept 7, 2018 Understanding ObamaCare’s 2018 Open Enrollment Period ObamaCare’s 2018 Open Enrollment period started November 1, 2017 and ends on December 15, 2017. However, some states extended enrollment until January 2018. See state-specific deadlines for 2018 coverage below. Open enrollment is the only time you can enroll in a health… Read More
We review and explain each of the provisions in the House bill to repeal and replace ObamaCare, “The American Health Care Act”.
We review “the American Health Care Act” (The New ObamaCare Replacement Plan) to help everyone understand the proposed changes.
We fact-check the full CNN ObamaCare debate between Bernie Sanders and Ted Cruz. We also provide a transcript and the full video.
The Trump Administration submitted a rule meant to stabilize the insurance market. We explain the proposed rule.
Open Enrollment for Marketplace insurance ends January 31st. Even though the future of the ACA is less than certain, there are no changes to Marketplace insurance or Cost Assistance yet. If you are still in need of health insurance for 2017, please sign up at Healthcare.gov or your state’s Marketplace while you still can. Support Marketplaces and Cost Assistance… Read More
Healthcare providers across the nation are unsure of whether they will be able to survive an abrupt repeal of Obamacare without a comprehensive replacement.
Why do the middle income carry all the burden? There are fewer of us every day.
Below we present the affordability exemptions for 2017 for employer and non-employer coverage and explain the family affordability glitch.
Updated Cost Assistance Information for 2017 For 2017, shoppers can get three types of health insurance cost assistance under the ACA: Premium Tax Credits, Cost Sharing Reduction Subsides, and Medicaid/CHIP. Below is updated cost assistance information for 2017 plans, including all plans purchased during 2017 open enrollment Nov 1. 2016 – Jan. 31. 2017. TIP: Seniors… Read More
Out-of-Pocket Maximums and Deductible Limits For 2017 Each year the ACA sets new limits for out-of-pocket maximums and deductibles. Here are the limits for 2017 plans for individuals and families. For 2017, your out-of-pocket maximum can be no more than $7,150 for an individual plan and $14,300 for a family plan before marketplace subsidies. For 2017, your maximum… Read More
Understanding ObamaCare’s 2017 Open Enrollment Period Open Enrollment 2017 started November 1, 2016 and ended January 31, 2017. Open enrollment is the only time you can enroll in a health plan on the individual market without qualifying for special enrollment. That means if you wanted to get cost assistance and avoid the monthly fee for 2017,… Read More
Mylan, the maker of the EpiPen, is blaming consumers noticing a recent price increase on ObamaCare, but the fact that consumers are price shopping might be a sign ObamaCare is working.
HillaryCare Explained – The History of Hillary Clinton’s Healthcare Reform Efforts HillaryCare describes healthcare reform efforts by Hillary Clinton. This includes her healthcare reform efforts in 1993 that paved the way for CHIP and the ACA, and all efforts since. If Hillary gets elected HillaryCare will describe healthcare reform under her Presidency. Below we discus: Hillary’s… Read More
ObamaCare News Archives Below you will find our archive of news articles on the Affordable Care Act from 2012 – 2014, see our current ObamaCare news section for recent news related to the ACA. ObamaCare News November 2014 Should I Shop Inside or Outside of the Marketplace? Published November 20th, 2014 by ObamaCare Facts Most of… Read More