I think Obamacare is a seminal accomplishment for Americans. My question relates to the “Rate Hike Review” and the “80/20” rule. Who ensures that these rules are implemented by the insurance companies? In other orders, who holds insurance companies accountable, thus making sure Americans get any rebates if the insurance companies practice foul play?


The rate review provision is overseen by the state, the Medical loss ratio is overseen by HHS.

You can learn more about the Medical Loss Ratio and Rate Review Provision from CMS.gov. These links contain all updates to each law.

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