I have job based coverage. My workplace offered three plans bronze silver and gold.
I am getting coverage for me and my family (I have a 4 year old son my wife works part time). The premium is similar to what I paid in the past (a little higher but not by much). but the deductibles make all the plans just unaffordable. Not with taking into account dental expenses and medical expenses.
I cant afford my health plan because of the deductible. I already gave up on looking for a doctor or treatment for my chronic conditions. trying to save money for when my son is sick. I did not take my son to his doctor for regular check ups. I know that I cant afford thees deductibles. I am afraid of what will happen to my health since I am not going to the doctor and what will happen to my sons health.
I tried going to the market place but I was told that since I work I will not get any help from the market place and it will probably end up costing more. I don’t know what to do I am worried and feeling my health deteriorating.
I am not a political person and I voted democratic and I am for the health plan changes. But I cant afford anything anymore. the next time I see a doctor will probably be in the emergency room. Who can I turn too?