Provider Networks and Drug Formularies

Why do I Need to Know about Provider Networks and Drugs Formularies? We explore drug formularies and preferred providers. What are they and why do you need to know about them when choosing a  health insurance plan. Every insurance plan has a formulary or list of which drugs it will pay for and what it will…

How Your Doctor is Paid: Wage, Capitation, and Fee-For-Service Payments

Understanding How Your Doctor is Paid and Why it is Important We explain different ways doctors are paid including: salary / wage, capitation, and fee-for-service payments and compare incentive and non-incentive models. TIP: Although how your doctor is paid shouldn’t affect what sort of care you get, there are cases where it can be helpful…

Zika Virus Facts

The Zika Basics – Everything You Need to Know About Zika, Plus Links Below are some quick facts on Zika virus, including resources explaining what we know about the Zika, Zika symptoms, and how to get tested for Zika. What is Zika and Why Does it Matter? Zika is a virus transferred by misquotes (primarily by…

Facts on Deaths Due to Lack of Health Insurance in US

It’s estimated there are between 20,000 and 45,000 deaths a year due to lack of health insurance. Get the facts on mortality and health insurance in the US by reading our breakdown of past studies and reports below. The Uninsured and Mortality Rates A 2012 familiesUSA study shows that more than 130,000 Americans died between 2005…

Vaccine Facts: Facts & Myths on Vaccination

Get the facts on vaccines. Should we vaccinate our children, should I get the flu shot, what are the risks, pros, cons, and myths? We uncover the truth. TIP: ObamaCareFacts is a site focused on research, always double check the facts with your doctor, accountant, insurer and/or official government websites! Everything You Need to Know…

ObamaCare and Smokers

ObamaCare Gives Smokers a New Incentive to Quit Get the facts on ObamaCare and smokers. From ObamaCare’s smoking cessation benefits to the amount smoking can increase premiums, ObamaCare affects smokers. Although insurers can’t charge more for health status, they can charge up to 50% more for smoking status. On the flip side of this ObamaCare…

Health Care Facts: Why We Need Health Care Reform

The Health Care System Cost Americans around 3 Trillion Dollars in 2014 and is Growing Every Year. Is ObamaCare Enough? Health Care Facts: health care reform is a good first step towards fixing our health care system. The health care facts show ObamaCare, while an effective program in many respects, isn’t enough to reform the 3 trillion…