I work in a casino in Indiana that is charging smokers a $25.00 a month tobacco surcharge. My question is since I work in a smoking environment and exposed to second hand smoke my entire shift why should I have to pay to smoke? My family doctor has visited my casino and his exact quote was “As long as you work at that casino you might as well smoke”. I think it is totally wrong to charge me to smoke when my employer wants to operate a smoking allowed business and has no concerns for my health. If you can answer this I would appreciate it. Thank you
Under the ACA you can be charged a tobacco surcharge for smoking of up to 50% of your premium after subsidies, regardless of where you get coverage. You typically won't be charged the full amount and some insurers may not charge anything at all.
In this specific instance you work somewhere where you are exposed to second hand smoke at such a rate that it "may as well be smoking". It is legal and valid for the insurer to charge a surcharge for this, however we would assume that your employer would pay for this? Seems unfair to have the employee pay for it. Also, I feel like we should all remember this next time we go into a smoky establishment. Scary.
Learn more about ObamaCare and smoking.