My name is Lauren and I am currently looking into short-term health insurance to cover me between jobs. I will be finishing my current job at the end of April, and will not start my new job until probably July. All my checkups are up-to-date and I am quite healthy, so I would need coverage for a little over 2 months for emergency expenses. I will be traveling internationally during this time period, so would need coverage that covers me during travels.
Can you advise if there is an option for me with Obamacare? Thank you in advance.
Short term and travel insurance are sold by private companies, they don't count as coverage under the ACA, but if you'll have a less than three month gap you won't owe a fee.
You can learn more about short term coverage here.
Learn more about coverage gap exemptions from the fee here.
Make sure to keep in mind your employer may have a 90 day waiting period. To avoid having more than three month gap in coverage you can look for a major Medical plan on the Marketplace that covers traveling, get travelers as supplemental coverage, or simply pay the fee.